Real Estate Investing in Longmont, Colorado (80504)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Weld County • Population: 61,305 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 80504 (Longmont, CO)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (58/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Longmont, CO (80504)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $577,059
Avg Monthly Rent $2,097
1% Rule ✗ Does Not Meet
Median Income $108,819
% Renters 18.3%

Market Analysis: 80504 Longmont

ZIP 80504 in Longmont, CO carries a sturdy set of headwinds. Home values near $577K and rents of $2,097/mo sit inside a market where underwriting has to be tight.

Rent of $2,097/mo on a $577K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 80504 sits below the stated 0.0% once reality is priced in.

The gap between 80504 and stronger Longmont ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

From a cash-flow lens, 61,305 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Experienced landlords with local relationships tend to find 80504 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Longmont:

C+ Average
Buy Confidence Score: 63/100
Affordability
10/25
Appreciation
14/25
Stability
14/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.3× the median income
Value Trend
Declining (-0.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,097/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Greeley, CO Metro Area
More inventory, negotiating room for buyers
49 days
Average time to sell
Average
12.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Greeley, CO metro data
🏠

Property Strategy for 80504

Which property type performs best in this market?

Best for Cash Flow
4BR
3.9% cap rate
Best for Appreciation
5BR
+4.9% 5yr CAGR
Best Overall Value
5BR
$141,980/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $337,633 $1,680 3.6% +2.9% $337,633
2BR $422,378 $2,050 3.5% +3.1% $211,189
3BR $537,010 $2,790 3.7% +4.5% $179,003
4BR $609,623 $3,270 3.9% +4.6% $152,406
5BR $709,902 +4.9% $141,980

Market Trends

Home Value History (with trend line)

$658K$566K$474K$382K$289K$197KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,246$2,136$2,026$1,916$1,806$1,696Dec 2019Apr 2023Jul 2026

📊 How Does 80504 Compare?

Metric 80504 Longmont Greeley, CO Colorado
Home Value $577,059 $601,794 N/A $535,778
5-Year CAGR 1.7% 1.8% N/A 4.9%
Avg Rent $2,097 $1,952 N/A -
Cap Rate 2.8% 2.6% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 80504 (Longmont, CO). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 80504 (Longmont, CO)?

~25 seconds · no account needed · your report is anonymous

Property managers serving Weld County

Manage rentals here? List your business →

Dakota Property Management provides property and building management company services in Arvada, CO. summary from their website

Unclaimed — is this your business? Claim it free

Greeley Community Management, LLC (GCM) is a leading HOA management firm in Northern Colorado, established in 1999, providing professional management and personalized care. summary from their website

Unclaimed — is this your business? Claim it free

Henderson Property Management & Real Estate offers comprehensive property management services for owners, including lease management and property maintenance in Northern Colorado. summary from their website

Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Fair
Cap Rate
2.8%
Low
5yr Growth
+1.7%
Slow

📉 Market Crash Risk Index

Based on Greeley, CO metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
39%
Days Pending
1/2
49 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $577,059
Monthly Rent $2,097
Price-to-Rent 22.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.4%
Cap Rate 2.8%
5-Year IRR 4.5%

📈 Home Appreciation

1-Year -0.8% ▼
3-Year CAGR -0.7% ▼
5-Year CAGR +1.7% ▲
10-Year CAGR +4.8% ▲

🏠 Rent Trends

1-Year -6.1% ▼
3-Year CAGR -1.0% ▼
5-Year CAGR +1.8% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
2.3%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+1.7%
Flat
Eviction process: Moderate Rent control: Favorable

Demographics in 80504

Population: 61,305

💰 Median Household Income
$108,819
This area
$108,819
State
$79,719
USA
$74,580
🏠 Renter Occupied
18.3%
This area
18.3%
State
26.4%
USA
34.0%
💼 Unemployment Rate
2.0%
This area
2.0%
State
-25.8%
USA
3.7%
🎓 College Educated
42.1%
This area
42.1%
State
5.8%
USA
33.7%
👤 Median Age
39.5 years
This area
39.5 years
State
-0.1 years
USA
38.9 years
🏚️ Vacancy Rate
2.3%
This area
2.3%
State
18.7%
USA
10.5%
👥 Population by Ethnicity
White 80.5%
Other/Mixed 16.0%
Hispanic/Latino 12.3%
Asian 2.7%
Black/African American 0.8%
👶 Under 18
22.8%
This area
22.8%
USA
22.0%
👴 65 and Over
15.9%
This area
15.9%
USA
17.3%
📊 Poverty Rate
3.9%
This area
3.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 80504

B+ Avg School Grade
8 Schools
17.6:1 Avg Class Size
$14,058 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Timberline PK-8

📚 Pre-K – 08 School
👥
778 Students
👨‍🏫
13.3:1 Class Size
💰
$14,058 Per Student
B+ Above Average

Firestone Charter Academy

📚 Pre-K – 08 School Charter
👥
615 Students
👨‍🏫
13.2:1 Class Size
💰
$14,058 Per Student
B+ Above Average

Centennial Elementary

📚 Pre-K – 05 Elementary
👥
487 Students
👨‍🏫
15.9:1 Class Size
💰
$14,058 Per Student
B+ Above Average

Prairie Ridge Elementary School

📚 Pre-K – 05 Elementary
👥
411 Students
👨‍🏫
15.8:1 Class Size
💰
$14,058 Per Student
B Good

Coal Ridge Middle School

📚 06 – 08 Middle
👥
763 Students
👨‍🏫
18.8:1 Class Size
💰
$14,058 Per Student
B Good

Legacy Elementary School

📚 Pre-K – 05 Elementary
👥
442 Students
👨‍🏫
19.0:1 Class Size
💰
$14,058 Per Student
B Good

Mead High School

📚 09 – 12 High School
👥
1,095 Students
👨‍🏫
21.0:1 Class Size
💰
$14,058 Per Student
C+ Average

Frederick Senior High School

📚 09 – 12 High School
👥
1,460 Students
👨‍🏫
23.3:1 Class Size
💰
$14,058 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby
C
Dr. Ida Rolf Institute
24 students · 11.4 mi
C
Institute of Taoist Education and Acupuncture
36 students · 13.6 mi

Frequently Asked Questions

Does Longmont, CO favor landlords or tenants?

CO law landlord-friendly for landlords, and Longmont inherits those rules. Investors should still review local ordinances for rental licensing.

What is the tenant pool like in Longmont, CO?

Longmont, CO offers a steady renter base at the $2,097/mo rent level. Tenant turnover is reasonable for well-managed properties.

What are rental rates like in Longmont, CO?

Rent in Longmont, CO is around $2,097/mo. The resulting rent-to-value relationship with $577K pricing is reasonable for most investor models.

What is the smart move for investors in Longmont, CO?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Longmont, CO. The numbers - $577K homes against $2,097/mo rents - support that play.

Is housing expensive in Longmont, CO?

Homes in Longmont, CO typically sell near $577K. Prices have moved at a 0.0% 5-year CAGR, which measured long-term demand.

You know 80504 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 80504 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 80504 ranks in Greeley, CO

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 80504 (Longmont)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 80504 (Longmont, CO).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.