Real Estate Investing in Longmont, Colorado (80504)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 80504 (Longmont, CO)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
No major risk flags on the data we track.
What’s happening in Longmont, CO (80504)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 80504 Longmont
ZIP 80504 in Longmont, CO carries a sturdy set of headwinds. Home values near $577K and rents of $2,097/mo sit inside a market where underwriting has to be tight.
Rent of $2,097/mo on a $577K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 80504 sits below the stated 0.0% once reality is priced in.
The gap between 80504 and stronger Longmont ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
From a cash-flow lens, 61,305 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
Experienced landlords with local relationships tend to find 80504 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Longmont:
Property Strategy for 80504
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $337,633 | $1,680 | 3.6% | +2.9% | $337,633 |
| 2BR | $422,378 | $2,050 | 3.5% | +3.1% | $211,189 |
| 3BR | $537,010 | $2,790 | 3.7% | +4.5% | $179,003 |
| 4BR | $609,623 | $3,270 | 3.9% | +4.6% | $152,406 |
| 5BR | $709,902 | — | — | +4.9% | $141,980 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 80504 Compare?
| Metric | 80504 | Longmont | Greeley, CO | Colorado |
|---|---|---|---|---|
| Home Value | $577,059 | $601,794 | N/A | $535,778 |
| 5-Year CAGR | 1.7% | 1.8% | N/A | 4.9% |
| Avg Rent | $2,097 | $1,952 | N/A | - |
| Cap Rate | 2.8% | 2.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 80504 (Longmont, CO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $577,059 |
| Monthly Rent | $2,097 |
| Price-to-Rent | 22.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.4% |
| Cap Rate | 2.8% |
| 5-Year IRR | 4.5% |
📈 Home Appreciation
| 1-Year | -0.8% ▼ |
| 3-Year CAGR | -0.7% ▼ |
| 5-Year CAGR | +1.7% ▲ |
| 10-Year CAGR | +4.8% ▲ |
🏠 Rent Trends
| 1-Year | -6.1% ▼ |
| 3-Year CAGR | -1.0% ▼ |
| 5-Year CAGR | +1.8% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 80504
Population: 61,305
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 80504
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Does Longmont, CO favor landlords or tenants?
CO law landlord-friendly for landlords, and Longmont inherits those rules. Investors should still review local ordinances for rental licensing.
What is the tenant pool like in Longmont, CO?
Longmont, CO offers a steady renter base at the $2,097/mo rent level. Tenant turnover is reasonable for well-managed properties.
What are rental rates like in Longmont, CO?
Rent in Longmont, CO is around $2,097/mo. The resulting rent-to-value relationship with $577K pricing is reasonable for most investor models.
What is the smart move for investors in Longmont, CO?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Longmont, CO. The numbers - $577K homes against $2,097/mo rents - support that play.
Is housing expensive in Longmont, CO?
Homes in Longmont, CO typically sell near $577K. Prices have moved at a 0.0% 5-year CAGR, which measured long-term demand.
You know 80504 now. You don’t know where it ranks.
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How 80504 ranks in Greeley, CO
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