Real Estate Investing in Calvert, Texas (77837)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Robertson County • Population: 1,347 • Data updated: September 2026

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Should you buy in 77837 (Calvert, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (43/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (38/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 31.2% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Calvert, TX (77837)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $189,415
Avg Monthly Rent $981
1% Rule ✗ Does Not Meet
Median Income $53,523
% Renters 33.1%

Market Analysis: 77837 Calvert

The 77837 ZIP covers a section of Calvert that demands careful diligence. Prices near $189K look accessible, but the work to make a deal cash flow is real.

The investment case in 77837 is healthy only for operators who understand what they are buying. A $189K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Statewide comparisons place 77837 among TX's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Who lives in 77837 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Strategically, 77837 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Calvert:

C Below Average
Buy Confidence Score: 57/100
Affordability
20/25
Appreciation
5/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.5× the median income
Value Trend
Declining (-1.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $981/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
College Station-Bryan, TX Metro Area
More inventory, negotiating room for buyers
96 days
Average time to sell
Slow
6.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from College Station-Bryan, TX metro data

Market Trends

Home Value History (with trend line)

$270K$250K$230K$210K$190K$169KFeb 2022May 2024Jul 2026

📊 How Does 77837 Compare?

Metric 77837 Calvert College Station-Bryan, TX Texas
Home Value $189,415 $189,415 N/A $297,000
5-Year CAGR N/A N/A N/A 5.4%
Avg Rent $981 $981 N/A -
Cap Rate 4.0% 4.0% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 77837 (Calvert, TX). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
4.0%
Fair

📊 Market Snapshot

Home Value $189,415
Monthly Rent $981
Price-to-Rent 16.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.2%
Cap Rate 4.0%
5-Year IRR 0.3%

📈 Home Appreciation

1-Year -1.4% ▼
3-Year CAGR -3.7% ▼
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
31.2%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 77837

Population: 1,347

💰 Median Household Income
$53,523
This area
$53,523
State
$70,593
USA
$74,580
🏠 Renter Occupied
33.1%
This area
33.1%
State
29.5%
USA
34.0%
💼 Unemployment Rate
3.8%
This area
3.8%
State
-25.4%
USA
3.7%
🎓 College Educated
26.8%
This area
26.8%
State
-5.8%
USA
33.7%
👤 Median Age
47.2 years
This area
47.2 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
31.2%
This area
31.2%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 50.5%
Black/African American 44.8%
Other/Mixed 3.0%
Hispanic/Latino 2.0%
Asian 1.7%
👶 Under 18
23.6%
This area
23.6%
USA
22.0%
👴 65 and Over
26.8%
This area
26.8%
USA
17.3%
📊 Poverty Rate
4.2%
This area
4.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 77837

A+ Avg School Grade
1 Schools
8.2:1 Avg Class Size
$42,739 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

CALVERT SCHOOL

📚 Pre-K – 12 K-12
👥
147 Students
👨‍🏫
8.2:1 Class Size
💰
$42,739 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What does house hacking look like in Calvert, TX?

The a challenging house-hack environment in Calvert, TX reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

How strict are landlord regulations in Calvert, TX?

Rental owners in Calvert, TX deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

What is the typical renter like in Calvert, TX?

Calvert, TX offers a predictable renter base at the $981/mo rent level. Tenant turnover is reasonable for well-managed properties.

What is the typical rental rate in Calvert, TX?

The typical rental in Calvert, TX commands about $981/mo monthly. That rent profile even-keeled cash flow against the $189K purchase basis.

How does Calvert, TX stack up for property investment?

Calvert, TX comes in at an investability rating of 2.0/5, with median home values near $189K and average rents around $981/mo. That combination puts it in the durable tier for investor interest.

You know 77837 now. You don’t know where it ranks.

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How 77837 ranks in College Station-Bryan, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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