Real Estate Investing in Cameron, Texas (76520)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 76520 (Cameron, TX)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 16.1% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Cameron, TX (76520)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 76520 Cameron
The 76520 ZIP covers a section of Cameron that demands careful diligence. Prices near $235K look accessible, but the work to make a deal cash flow is real.
The investment case in 76520 is notable only for operators who understand what they are buying. A $235K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
Within TX, ZIP 76520 trails on several market indicators that neighboring Milam County submarkets outperform. The gap is real and resilient enough to shape underwriting.
A notable renter share of 27% in 76520 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
Distressed ZIPs reward experience. robust returns are possible in 76520, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Cameron:
Market Trends
Home Value History (with trend line)
📊 How Does 76520 Compare?
| Metric | 76520 | Cameron | Texas |
|---|---|---|---|
| Home Value | $234,781 | $234,781 | $297,000 |
| 5-Year CAGR | 1.7% | 1.7% | 5.4% |
| Avg Rent | $936 | $936 | - |
| Cap Rate | 3.1% | 3.1% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 76520 (Cameron, TX). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 76520 (Cameron, TX)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $234,781 |
| Monthly Rent | $936 |
| Price-to-Rent | 20.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.8% |
| Cap Rate | 3.1% |
| 5-Year IRR | 4.8% |
📈 Home Appreciation
| 1-Year | +5.1% ▲ |
| 3-Year CAGR | -0.1% ▼ |
| 5-Year CAGR | +1.7% ▲ |
| 10-Year CAGR | +5.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 76520
Population: 8,098
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 76520
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What is the typical renter like in Cameron, TX?
Tenant quality in Cameron, TX ranks as solid. Landlords generally report consistent occupancy at market rents of $936/mo.
How strict are landlord regulations in Cameron, TX?
Cameron, TX operates under TX law, which is landlord-friendly overall for landlords. Expect steady treatment in typical lease and eviction cases.
Is vacancy a concern in Cameron, TX?
Expect elevated vacancy in Cameron, TX. Rents at $936/mo are absorbed by the tenant base without meaningful lag.
Does house hacking work in Cameron, TX?
House hacking works a challenging in Cameron, TX. Rents of $936/mo against $235K acquisition make the strategy solid for owner-occupants.
What is the median home value in Cameron, TX?
Typical homes in Cameron, TX go for around $235K. The 5-year CAGR of 0.0% consistent price movement.
You know 76520 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 76520 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
AI Market Advisor
Ask questions about investing in 76520 (Cameron)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 76520 (Cameron, TX).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.