Real Estate Investing in Rogers, Texas (76569)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Bell County • Population: 2,946 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 76569 (Rogers, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (59/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 11.7% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Rogers, TX (76569)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $287,979
Avg Monthly Rent $999
1% Rule ✗ Does Not Meet
Median Income $78,798
% Renters 15.9%

Market Analysis: 76569 Rogers

This part of Bell County is not an easy win. The 76569 ZIP registers softness in key indicators, and the playbook that works in cleaner markets often stalls here.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $288K asset, 76569 is the wrong submarket. If the plan prices in friction, the yield can still work.

Statewide comparisons place 76569 among TX's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Resident income in 76569 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

New investors are better served looking at Rogers's stable or hybrid ZIPs before stepping into 76569. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Rogers:

C+ Average
Buy Confidence Score: 65/100
Affordability
15/25
Appreciation
18/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.7× the median income
Value Trend
Rising (+3.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $999/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Killeen-Temple, TX Metro Area
More inventory, negotiating room for buyers
86 days
Average time to sell
Slow
8.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Killeen-Temple, TX metro data

Market Trends

Home Value History (with trend line)

$307K$269K$231K$193K$155K$117KOct 2008Sep 2017Jul 2026

📊 How Does 76569 Compare?

Metric 76569 Rogers Killeen-Temple, TX Texas
Home Value $287,979 $287,979 N/A $297,000
5-Year CAGR 3.3% 3.3% N/A 5.4%
Avg Rent $999 $999 N/A -
Cap Rate 2.7% 2.7% - -
💡 Why Invest in 76569? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 76569 (Rogers, TX). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 76569 (Rogers, TX)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
2.7%
Low
5yr Growth
+3.3%
Moderate

📊 Market Snapshot

Home Value $287,979
Monthly Rent $999
Price-to-Rent 24.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.2%
Cap Rate 2.7%
5-Year IRR 6.0%

📈 Home Appreciation

1-Year +3.3% ▲
3-Year CAGR +0.1% ▲
5-Year CAGR +3.3% ▲
10-Year CAGR +6.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
11.7%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.3%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 76569

Population: 2,946

💰 Median Household Income
$78,798
This area
$78,798
State
$70,593
USA
$74,580
🏠 Renter Occupied
15.9%
This area
15.9%
State
29.5%
USA
34.0%
💼 Unemployment Rate
1.6%
This area
1.6%
State
-25.4%
USA
3.7%
🎓 College Educated
19.4%
This area
19.4%
State
-5.8%
USA
33.7%
👤 Median Age
40.1 years
This area
40.1 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
11.7%
This area
11.7%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 75.8%
Other/Mixed 22.8%
Hispanic/Latino 21.0%
Asian 1.2%
Black/African American 0.2%
👶 Under 18
24.9%
This area
24.9%
USA
22.0%
👴 65 and Over
16.9%
This area
16.9%
USA
17.3%
📊 Poverty Rate
10.2%
This area
10.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 76569

B Avg School Grade
4 Schools
12.2:1 Avg Class Size
$13,146 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

ROGERS H S

📚 09 – 12 High School
👥
257 Students
👨‍🏫
10.1:1 Class Size
💰
$13,146 Per Student
B+ Above Average

ROGERS MIDDLE

📚 06 – 08 Middle
👥
215 Students
👨‍🏫
12.0:1 Class Size
💰
$13,146 Per Student
B+ Above Average

ROGERS EL

📚 Pre-K – 05 Elementary
👥
402 Students
👨‍🏫
14.6:1 Class Size
💰
$13,146 Per Student
D Needs Improvement

BELL COUNTY DAEP

📚 Grade 10 High School Limited Data
👥
1 Students
💰
$13,146 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 1,765 Off-Campus Students
C
Temple College
4,732 students · 12.0 mi
C
Central Texas Beauty College-Temple
120 students · 13.9 mi

Investor Insight: With 1,765 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How quickly do rentals get leased in Rogers, TX?

Rogers, TX carries elevated vacancy risk. Expect consistent absorption at market rents of $999/mo.

What kind of tenants rent in Rogers, TX?

Tenant quality in Rogers, TX ranks as solid. Landlords generally report measured occupancy at market rents of $999/mo.

What is the investability score for Rogers, TX?

Rogers, TX comes in at an investability rating of 3.0/5, with median home values near $288K and average rents around $999/mo. That combination puts it in the impressive tier for investor interest.

Is Rogers, TX suited for a house hack?

The a challenging house-hack environment in Rogers, TX reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

How much rent can I charge in Rogers, TX?

Rents in Rogers, TX run near $999/mo. Compared with median home prices of $288K that produces solid gross yields for typical rentals.

You know 76569 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 76569 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 76569 ranks in Killeen-Temple, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 76569 (Rogers)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 76569 (Rogers, TX).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.