Real Estate Investing in Temple, Texas (76501)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 76501 (Temple, TX)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- Elevated vacancy: 10.9% vacancy may signal weakening demand.
What’s happening in Temple, TX (76501)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 76501 Temple
Put differently, ZIP 76501 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $191K median. It rewards specialists, not generalists.
The investment case in 76501 is resilient only for operators who understand what they are buying. A $191K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
ZIP 76501's metrics run below Bell County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Resident income in 76501 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
seems to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Temple:
Property Strategy for 76501
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $126,495 | $1,060 | 6.0% | +5.6% | $63,247 |
| 3BR | $194,108 | $1,470 | 5.5% | +6.6% | $64,703 |
| 4BR | $270,747 | $1,780 | 4.7% | +6.7% | $67,687 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 76501 Compare?
| Metric | 76501 | Temple | Killeen-Temple, TX | Texas |
|---|---|---|---|---|
| Home Value | $191,384 | $250,809 | N/A | $297,000 |
| 5-Year CAGR | 2.5% | 2.8% | N/A | 5.4% |
| Avg Rent | $1,360 | $1,292 | N/A | - |
| Cap Rate | 5.5% | 4.3% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 76501 (Temple, TX). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $191,384 |
| Monthly Rent | $1,360 |
| Price-to-Rent | 11.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 8.5% |
| Cap Rate | 5.5% |
| 5-Year IRR | 8.0% |
📈 Home Appreciation
| 1-Year | +1.5% ▲ |
| 3-Year CAGR | -2.2% ▼ |
| 5-Year CAGR | +2.5% ▲ |
| 10-Year CAGR | +6.1% ▲ |
🏠 Rent Trends
| 1-Year | +6.5% ▲ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 76501
Population: 17,223
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 76501
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,765 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How strict are landlord regulations in Temple, TX?
Temple, TX operates under TX law, which is landlord-friendly overall for landlords. Expect predictable treatment in typical lease and eviction cases.
What real estate strategy is ideal for Temple, TX?
For Temple, TX, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
What is the typical home price in Temple, TX?
In Temple, TX the median home value sits at $191K. Against the broader TX market, that reads as reasonable for most investors.
Is house hacking profitable in Temple, TX?
House hacking in Temple, TX is reasonable to execute. Prices around $191K and rents of $1,360/mo solid owner-occupant economics.
Are there empty rentals in Temple, TX?
Vacancy in Temple, TX is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,360/mo.
You know 76501 now. You don’t know where it ranks.
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How 76501 ranks in Killeen-Temple, TX
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