Most Affordable ZIP Codes in Killeen-Temple, TX (2026)
The lowest entry prices that still hold a decent investability rating — cheap is only useful if the market underneath it is sound.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 76541 | Killeen, TX | $122,962 | $929 | 5.89% | 3.6% |
| 2 | 76543 | Killeen, TX | $175,535 | $1,169 | 5.20% | 4.0% |
| 3 | 76504 | Temple, TX | $189,425 | $1,244 | 5.12% | 2.9% |
| 4 | 76501 | Temple, TX | $191,384 | $1,360 | 5.54% | 2.5% |
| 5 | 76554 | Little River Academy, TX | $209,455 | $1,161 | 4.32% | 3.0% |
| 6 | 76511 | Bartlett, TX | $223,229 | $1,584 | 5.53% | 0.2% |
| 7 | 76522 | Copperas Cove, TX | $225,938 | $1,240 | 4.28% | 4.8% |
| 8 | 76549 | Killeen, TX | $227,905 | $1,341 | 4.59% | 4.0% |
| 9 | 76528 | Gatesville, TX | $245,137 | $1,238 | 3.94% | 3.5% |
| 10 | 76561 | Mc Gregor, TX | $252,800 | $1,116 | 3.44% | 3.6% |
| 11 | 76579 | Troy, TX | $255,917 | $1,809 | 5.51% | 2.3% |
| 12 | 76542 | Killeen, TX | $257,824 | $1,468 | 4.44% | 3.7% |
| 13 | 76502 | Temple, TX | $277,367 | $1,610 | 4.53% | 3.0% |
| 14 | 76569 | Rogers, TX | $287,979 | $999 | 2.71% | 3.3% |
| 15 | 76548 | Harker Heights, TX | $300,783 | $1,597 | 4.14% | 3.1% |
| 16 | 76550 | Lampasas, TX | $306,788 | $1,500 | 3.81% | 5.4% |
| 17 | 76513 | Belton, TX | $307,498 | $1,704 | 4.32% | 3.1% |
| 18 | 76559 | Nolanville, TX | $307,562 | $1,456 | 3.69% | 3.6% |
| 19 | 76557 | Moody, TX | $326,684 | $1,116 | 2.66% | 5.9% |
| 20 | 76853 | Lometa, TX | $327,501 | $981 | 2.34% | 4.3% |
| 21 | 76534 | Holland, TX | $338,268 | $1,089 | 2.51% | 2.9% |
| 22 | 76525 | Evant, TX | $344,900 | $954 | 2.16% | 2.0% |
| 23 | 76539 | Copperas Cove, TX | $369,382 | $1,950 | 4.12% | 4.6% |
| 24 | 76571 | Salado, TX | $515,717 | $1,975 | 2.99% | 3.6% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Cash Flow in Killeen-Temple, TX · Appreciation in Killeen-Temple, TX
Or see the full Killeen-Temple, TX metro profile.