Real Estate Investing in Moody, Texas (76557)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 76557 (Moody, TX)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 9.5% vacancy may signal weakening demand.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Moody, TX (76557)?
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Market Analysis: 76557 Moody
Stepping back, ZIP 76557 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $327K median. It rewards specialists, not generalists.
The 76557 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Regionally, 76557 sits on the difficult end of the TX spectrum. The a strong candidate for read — for disciplined operators — is that pricing reflects the difficulty.
The demographic picture in 76557 includes headwinds that any investor should price in. Income distribution skews lower than Moody averages, and tenant stability requires active management.
Strategy in 76557 is an operator game, not a passive one. Stepping back, entry prices of $327K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Moody:
Property Strategy for 76557
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $192,415 | $1,240 | 4.6% | +9.7% | $96,208 |
| 3BR | $282,186 | $1,640 | 4.2% | +8.5% | $94,062 |
| 4BR | $463,826 | $1,830 | 2.8% | — | $115,957 |
Market Trends
Home Value History (with trend line)
📊 How Does 76557 Compare?
| Metric | 76557 | Moody | Killeen-Temple, TX | Texas |
|---|---|---|---|---|
| Home Value | $326,684 | $326,684 | N/A | $297,000 |
| 5-Year CAGR | 5.9% | 5.9% | N/A | 5.4% |
| Avg Rent | $1,116 | $1,116 | N/A | - |
| Cap Rate | 2.7% | 2.7% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 76557 (Moody, TX). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $326,684 |
| Monthly Rent | $1,116 |
| Price-to-Rent | 24.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.1% |
| Cap Rate | 2.7% |
| 5-Year IRR | 8.6% |
📈 Home Appreciation
| 1-Year | +3.8% ▲ |
| 3-Year CAGR | +2.2% ▲ |
| 5-Year CAGR | +5.9% ▲ |
| 10-Year CAGR | +8.2% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 76557
Population: 5,341
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 76557
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What kind of tenants rent in Moody, TX?
The renter base in Moody, TX is reasonable for the $1,116/mo price point. Screening well and pricing to market typically yields steady tenants.
Is Moody, TX a good place for real estate investing?
The 3.0/5 investability rating in Moody, TX reflects its $327K prices and $1,116/mo rents. Investors generally consider it a solid option within TX.
How high is vacancy risk in Moody, TX?
Vacancy in Moody, TX is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,116/mo.
Is Moody, TX a friendly market for rental owners?
Moody, TX operates under TX law, which is landlord-friendly overall for landlords. Expect reliable treatment in typical lease and eviction cases.
What real estate strategy is ideal for Moody, TX?
The best-fit strategy in Moody, TX is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
You know 76557 now. You don’t know where it ranks.
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How 76557 ranks in Killeen-Temple, TX
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