Real Estate Investing in Bell County, Texas

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

18 ZIP codes • Population: 371,700

Should you buy in Bell County, TX? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals β€” some positives, some negatives. Worth considering but not a slam-dunk.

πŸ“ˆ For Investors
MIXED
2.9 / 5 (51/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 8.8% vacancy may signal weakening demand.

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2.9/ 5

Investability

County-wide average

2.0/ 5

Appreciation

3.2% 5yr CAGR

5.0/ 5

Landlord Climate

Regulatory friendliness

Avg Investability β˜…β˜…β˜…β˜…β˜…
Avg Home Value $270,031
Avg Monthly Rent $1,365
ZIP Codes 18

Investing in Bell County Real Estate

Bell County spans 18 ZIP codes across 12 cities in Texas, with a population of 371,700. The county's soft investment metrics reflect deeper structural challenges β€” worth studying before making commitments.

Investors considering Bell, Texas should understand what the β˜…β˜…β˜…β˜†β˜† rating represents β€” a region with material challenges, not a temporary rough patch.

A 371,700 population and $N/AK household income profile is what makes Bell a challenging rental region β€” the base is present, but the affordability math is tight.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

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Avg Home Value
$270,031
Avg Monthly Rent
$1,365
1% Rule
βœ— Below
Landlord Friendly (TX)
β˜…β˜…β˜…β˜…β˜…

πŸŽ“ Colleges & Universities in Bell County

6 Colleges 18,861 Students 5,696 Off-Campus Renters
C+
Texas A&M University-Central Texas
4-Year Public Β· 2,255 students
πŸ“ ~376 students rent off-campus
C
Central Texas College
2-Year Public Β· 8,192 students
πŸ“ ~3,555 students rent off-campus
C
Central Texas Beauty College-Temple
Vocational For-Profit Β· 120 students
C
Temple College
2-Year Public Β· 4,732 students
πŸ“ ~1,765 students rent off-campus
C
University of Mary Hardin-Baylor
4-Year Private Β· 3,520 students
C
Yahweh Beauty Academy
Vocational For-Profit Β· 42 students

Investor Insight: With 5,696 students living off-campus, Bell County has substantial rental demand from the college population β€” typically stable, lease-renewing tenants.

Cities in Bell County

ZIP Codes in Bell County, TX

76549 β˜… β˜… β˜… β˜… β˜…
Killeen
Population 56,083
Avg Home $227,905
Avg Rent $1,341/mo
76542 β˜… β˜… β˜… β˜… β˜…
Killeen
Population 53,631
Avg Home $257,824
Avg Rent $1,468/mo
76502 β˜… β˜… β˜… β˜… β˜…
Temple
Population 51,175
Avg Home $277,367
Avg Rent $1,610/mo
76513 β˜… β˜… β˜… β˜… β˜…
Belton
Population 44,855
Avg Home $307,498
Avg Rent $1,704/mo
76543 β˜… β˜… β˜… β˜… β˜…
Killeen
Population 33,713
Avg Home $175,535
Avg Rent $1,169/mo
76548 β˜… β˜… β˜… β˜… β˜…
Harker Heights
Population 33,071
Avg Home $300,783
Avg Rent $1,597/mo
76504 β˜… β˜… β˜… β˜… β˜…
Temple
Population 24,856
Avg Home $189,425
Avg Rent $1,244/mo
76541 β˜… β˜… β˜… β˜… β˜…
Killeen
Population 18,571
Avg Home $122,962
Avg Rent $929/mo
76501 β˜… β˜… β˜… β˜… β˜…
Temple
Population 17,223
Avg Home $191,384
Avg Rent $1,360/mo
76571 β˜… β˜… β˜… β˜… β˜…
Salado
Population 9,454
Avg Home $515,717
Avg Rent $1,975/mo
76559 β˜… β˜… β˜… β˜… β˜…
Nolanville
Population 6,896
Avg Home $307,562
Avg Rent $1,456/mo
76579 β˜… β˜… β˜… β˜… β˜…
Troy
Population 5,729
Avg Home $255,917
Avg Rent $1,809/mo
76557 β˜… β˜… β˜… β˜… β˜…
Moody
Population 5,341
Avg Home $326,684
Avg Rent $1,116/mo
76569 β˜… β˜… β˜… β˜… β˜…
Rogers
Population 2,946
Avg Home $287,979
Avg Rent $999/mo
76534 β˜… β˜… β˜… β˜… β˜…
Holland
Population 2,812
Avg Home $338,268
Avg Rent $1,089/mo
76511 β˜… β˜… β˜… β˜… β˜…
Bartlett
Population 2,473
Avg Home $223,229
Avg Rent $1,584/mo
76554 β˜… β˜… β˜… β˜… β˜…
Little River Academy
Population 2,199
Avg Home $209,455
Avg Rent $1,161/mo
76519 β˜… β˜… β˜… β˜… β˜…
Temple
Population 672
Avg Home $345,059
Avg Rent $954/mo

Screen every market in Bell County

Filter this county’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo). Add weekly alerts when these markets move with Investor Pro+.

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Frequently Asked Questions About Bell County

Is in TX worth investing in?

, TX rates 2.9/5 for investability. With median values at $270K and rents near $1,365/mo, the market offers reasonable fundamentals for rental investors.

What is the typical rental rate in, TX?

Rent in, TX is around $1,365/mo. The resulting rent-to-value relationship with $270K pricing is reasonable for most investor models.

Is, TX above or below the TX benchmark?

, TX sits broadly in line with the TX average on most investor metrics. Home values of $270K and rents of $1,365/mo set the benchmark here.

What is the typical home price in, TX?

The median home value in, TX is roughly $270K. That puts it reasonable relative to the TX statewide average.

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