Real Estate Investing in Little River Academy, Texas (76554)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 76554 (Little River Academy, TX)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- Elevated vacancy: 11.2% vacancy may signal weakening demand.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Little River Academy, TX (76554)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 76554 Little River Academy
ZIP 76554 inside Bell County looks affordable on the surface — median value of $209K — but the discount exists for reasons that a careful buyer should understand before committing.
Distressed markets are won on execution, not on spreadsheets. ZIP 76554 posts the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
The gap between 76554 and stronger Little River Academy ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Demographically, 76554 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
Experienced landlords with local relationships tend to find 76554 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Little River Academy:
Market Trends
Home Value History (with trend line)
📊 How Does 76554 Compare?
| Metric | 76554 | Little River Academy | Killeen-Temple, TX | Texas |
|---|---|---|---|---|
| Home Value | $209,455 | $209,455 | N/A | $297,000 |
| 5-Year CAGR | 3.0% | 3.0% | N/A | 5.4% |
| Avg Rent | $1,161 | $1,161 | N/A | - |
| Cap Rate | 4.3% | 4.3% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 76554 (Little River Academy, TX). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 76554 (Little River Academy, TX)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $209,455 |
| Monthly Rent | $1,161 |
| Price-to-Rent | 15.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.7% |
| Cap Rate | 4.3% |
| 5-Year IRR | 7.3% |
📈 Home Appreciation
| 1-Year | -1.8% ▼ |
| 3-Year CAGR | -2.0% ▼ |
| 5-Year CAGR | +3.0% ▲ |
| 10-Year CAGR | +6.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 76554
Population: 2,199
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 76554
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,765 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Are landlord laws favorable in Little River Academy, TX?
Rental owners in Little River Academy, TX deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.
What is the renter demographic in Little River Academy, TX?
Tenant quality in Little River Academy, TX ranks as solid. Landlords generally report measured occupancy at market rents of $1,161/mo.
What is the median home value in Little River Academy, TX?
Expect median prices around $209K in Little River Academy, TX. The market has run at a 0.0% 5-year CAGR, so entry costs have been measured.
Do rentals sit vacant long in Little River Academy, TX?
Expect elevated vacancy in Little River Academy, TX. Rents at $1,161/mo are absorbed by the tenant base without meaningful lag.
What investment strategy works best in Little River Academy, TX?
Most investors in Little River Academy, TX run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.
You know 76554 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 76554 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 76554 ranks in Killeen-Temple, TX
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 76554 (Little River Academy)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 76554 (Little River Academy, TX).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.