Real Estate Investing in Belton, Texas (76513)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 76513 (Belton, TX)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
No major risk flags on the data we track.
What’s happening in Belton, TX (76513)?
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Market Analysis: 76513 Belton
Investors eyeing 76513 need to respect the fundamentals at play. Home values of $307K come alongside slower price movement and elevated management overhead.
For an experienced owner, 76513 can be a a credible choice for hunting ground — but the discount at $307K reflects genuine risk that outside investors often underestimate.
Regionally, 76513 sits on the difficult end of the TX spectrum. The a credible choice for read — for disciplined operators — is that pricing reflects the difficulty.
The demographic picture in 76513 includes headwinds that any investor should price in. Income distribution skews lower than Belton averages, and tenant stability requires active management.
The right play in 76513 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Belton:
Property Strategy for 76513
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $177,806 | $1,300 | 5.3% | +7.0% | $88,903 |
| 3BR | $274,084 | $1,800 | 4.7% | +6.8% | $91,361 |
| 4BR | $389,248 | $2,180 | 4.0% | +5.9% | $97,312 |
| 5BR | $486,379 | — | — | +5.6% | $97,276 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 76513 Compare?
| Metric | 76513 | Belton | Killeen-Temple, TX | Texas |
|---|---|---|---|---|
| Home Value | $307,498 | $307,498 | N/A | $297,000 |
| 5-Year CAGR | 3.1% | 3.1% | N/A | 5.4% |
| Avg Rent | $1,704 | $1,704 | N/A | - |
| Cap Rate | 4.3% | 4.3% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 76513 (Belton, TX). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $307,498 |
| Monthly Rent | $1,704 |
| Price-to-Rent | 15.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.7% |
| Cap Rate | 4.3% |
| 5-Year IRR | 7.4% |
📈 Home Appreciation
| 1-Year | -0.3% ▼ |
| 3-Year CAGR | -1.5% ▼ |
| 5-Year CAGR | +3.1% ▲ |
| 10-Year CAGR | +5.6% ▲ |
🏠 Rent Trends
| 1-Year | +4.8% ▲ |
| 3-Year CAGR | +2.8% ▲ |
| 5-Year CAGR | +4.2% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 76513
Population: 44,855
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 76513
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,765 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How expensive is real estate in Belton, TX?
Median home price in Belton, TX is near $307K, with a 5-year CAGR of 0.0%. Prices have been measured and supportive of buy-and-hold strategies.
What monthly rent should investors expect in Belton, TX?
Rental rates in Belton, TX average $1,704/mo. Tenant demand and $307K home values make the yield look reasonable by investor standards.
What is the renter demographic in Belton, TX?
Belton, TX offers a reliable renter base at the $1,704/mo rent level. Tenant turnover is reasonable for well-managed properties.
Is Belton, TX good for house hacking?
House hacking in Belton, TX is a challenging. With home values around $307K and rents at $1,704/mo, owner-occupants can offset a meaningful share of PITI.
What is the best play in Belton, TX?
Belton, TX investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($307K prices, $1,704/mo rents) make it a reasonable choice.
You know 76513 now. You don’t know where it ranks.
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How 76513 ranks in Killeen-Temple, TX
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