Real Estate Investing in Holland, Texas (76534)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 76534 (Holland, TX)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 12.3% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 25.9 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Holland, TX (76534)?
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Market Analysis: 76534 Holland
Not every below-median market is a bargain. Holland's 76534 ZIP registers signals that favor experienced operators who can absorb the risk $338K pricing implies.
For an experienced owner, 76534 can be a a viable market for hunting ground — but the discount at $338K reflects genuine risk that outside investors often underestimate.
Nearby ZIPs in Holland have seen price recovery that 76534 has not matched. Bell County data supports the view that the spread is structural rather than temporary.
Demographically, 76534 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
trends toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Holland:
Market Trends
Home Value History (with trend line)
📊 How Does 76534 Compare?
| Metric | 76534 | Holland | Killeen-Temple, TX | Texas |
|---|---|---|---|---|
| Home Value | $338,268 | $338,268 | N/A | $297,000 |
| 5-Year CAGR | 2.9% | 2.9% | N/A | 5.4% |
| Avg Rent | $1,089 | $1,089 | N/A | - |
| Cap Rate | 2.5% | 2.5% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 76534 (Holland, TX). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $338,268 |
| Monthly Rent | $1,089 |
| Price-to-Rent | 25.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.9% |
| Cap Rate | 2.5% |
| 5-Year IRR | 5.4% |
📈 Home Appreciation
| 1-Year | -0.7% ▼ |
| 3-Year CAGR | -0.5% ▼ |
| 5-Year CAGR | +2.9% ▲ |
| 10-Year CAGR | +7.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 76534
Population: 2,812
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 76534
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,765 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Which investment style suits Holland, TX?
In Holland, TX the durable play is typically careful cash-flow rentals with hands-on management. The combination of $338K prices and $1,089/mo rents suits that approach.
Are tenants stable in Holland, TX?
The tenant pool in Holland, TX is solid, supported by local employment and population fundamentals. Rents of $1,089/mo are well-absorbed by the market.
Are eviction rules reasonable in Holland, TX?
Rental owners in Holland, TX deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.
Is Holland in TX worth investing in?
Holland, TX scores 3.0/5 for investability. Home values sit at $338K and rents near $1,089/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
How do home values compare in Holland, TX?
The median home value in Holland, TX is roughly $338K. That puts it reasonable relative to the TX statewide average.
You know 76534 now. You don’t know where it ranks.
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How 76534 ranks in Killeen-Temple, TX
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