Real Estate Investing in Rosebud, Texas (76570)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Falls County • Population: 2,506 • Data updated: September 2026

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Should you buy in 76570 (Rosebud, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (51/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
3 flags
  • High vacancy: 29.6% of homes vacant — above national norms.
  • Flat appreciation: Values have barely moved over 5 years (0.5% CAGR).
  • Lower household income: $38,632 median — tenant affordability is tighter.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Rosebud, TX (76570)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $150,174
Avg Monthly Rent $954
1% Rule ✗ Does Not Meet
Median Income $38,632
% Renters 19.6%

Market Analysis: 76570 Rosebud

The 76570 ZIP in Rosebud, TX is a local-operator market. Outside capital chasing a $150K entry has to pair deep knowledge with the discount.

Rent of $954/mo on a $150K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 76570 sits below the stated 0.0% once reality is priced in.

Stepping back, 76570 offers a low basis, the region around Rosebud has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

In practical terms, 2,506 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Strategy in 76570 is an operator game, not a passive one. Stepping back, entry prices of $150K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Rosebud:

C Below Average
Buy Confidence Score: 57/100
Affordability
15/25
Appreciation
10/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.9× the median income
Value Trend
Rising (+6.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $954/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
Waco, TX Metro Area
More inventory, negotiating room for buyers
74 days
Average time to sell
Slow
8.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Waco, TX metro data

Market Trends

Home Value History (with trend line)

$166K$147K$128K$108K$89K$69KSep 2009Mar 2018Jul 2026

📊 How Does 76570 Compare?

Metric 76570 Rosebud Waco, TX Texas
Home Value $150,174 $150,174 N/A $297,000
5-Year CAGR 0.5% 0.5% N/A 5.4%
Avg Rent $954 $954 N/A -
Cap Rate 5.0% 5.0% - -
💡 Why Invest in 76570? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 76570 (Rosebud, TX). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.0%
Fair
5yr Growth
+0.5%
Slow

📉 Market Crash Risk Index

Based on Waco, TX metro

4/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
64%
Days Pending
2/2
74 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $150,174
Monthly Rent $954
Price-to-Rent 13.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.6%
Cap Rate 5.0%
5-Year IRR 5.4%

📈 Home Appreciation

1-Year +6.1% ▲
3-Year CAGR -0.8% ▼
5-Year CAGR +0.5% ▲
10-Year CAGR +4.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
29.6%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+0.5%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 76570

Population: 2,506

💰 Median Household Income
$38,632
This area
$38,632
State
$70,593
USA
$74,580
🏠 Renter Occupied
19.6%
This area
19.6%
State
29.5%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-25.4%
USA
3.7%
🎓 College Educated
18.4%
This area
18.4%
State
-5.8%
USA
33.7%
👤 Median Age
43.4 years
This area
43.4 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
29.6%
This area
29.6%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 73.2%
Other/Mixed 18.1%
Hispanic/Latino 9.3%
Black/African American 8.6%
👶 Under 18
28.3%
This area
28.3%
USA
22.0%
👴 65 and Over
26.3%
This area
26.3%
USA
17.3%
📊 Poverty Rate
10.8%
This area
10.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

How expensive is real estate in Rosebud, TX?

Median home price in Rosebud, TX is near $150K, with a 5-year CAGR of 0.0%. Prices have been even-keeled and supportive of buy-and-hold strategies.

Do rentals sit vacant long in Rosebud, TX?

Rental vacancy in Rosebud, TX is elevated. Investors should budget normal turnover but not chronic empty units.

Should investors consider Rosebud, TX?

The 3.0/5 investability rating in Rosebud, TX reflects its $150K prices and $954/mo rents. Investors generally consider it a solid option within TX.

Is rental property easy to operate in Rosebud, TX?

Landlord-friendliness in Rosebud, TX is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

What is the renter demographic in Rosebud, TX?

Tenant quality in Rosebud, TX ranks as solid. Landlords generally report reliable occupancy at market rents of $954/mo.

You know 76570 now. You don’t know where it ranks.

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How 76570 ranks in Waco, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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