Real Estate Investing in Scotland, Texas (76379)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 76379 (Scotland, TX)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- Elevated vacancy: 9.3% vacancy may signal weakening demand.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Scotland, TX (76379)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 76379 Scotland
ZIP 76379 inside Archer County looks affordable on the surface — median value of $212K — but the discount exists for reasons that a careful buyer should understand before committing.
Rent of $1,026/mo on a $212K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 76379 sits below the stated 0.0% once reality is priced in.
Stepping back, 76379 offers a low basis, the region around Scotland has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
A durable renter share of 19% in 76379 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
Experienced landlords with local relationships tend to find 76379 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Scotland:
Market Trends
Home Value History (with trend line)
📊 How Does 76379 Compare?
| Metric | 76379 | Scotland | Wichita Falls, TX | Texas |
|---|---|---|---|---|
| Home Value | $212,278 | $212,278 | N/A | $297,000 |
| 5-Year CAGR | N/A | N/A | N/A | 5.4% |
| Avg Rent | $1,026 | $1,026 | N/A | - |
| Cap Rate | 3.8% | 3.8% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 76379 (Scotland, TX). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $212,278 |
| Monthly Rent | $1,026 |
| Price-to-Rent | 17.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.8% |
| Cap Rate | 3.8% |
| 5-Year IRR | 3.4% |
📈 Home Appreciation
| 1-Year | +8.1% ▲ |
| 3-Year CAGR | -0.4% ▼ |
| 5-Year CAGR | N/A |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 76379
Population: 623
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How qualified is the tenant pool in Scotland, TX?
Expect a solid tenant pool in Scotland, TX. The rental market absorbs $1,026/mo rents without meaningful friction.
Is Scotland, TX a smart market for rental property?
The 2.0/5 investability rating in Scotland, TX reflects its $212K prices and $1,026/mo rents. Investors generally consider it a solid option within TX.
What real estate strategy is ideal for Scotland, TX?
Scotland, TX investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($212K prices, $1,026/mo rents) make it a reasonable choice.
Is Scotland, TX a friendly market for rental owners?
For rental operators, Scotland, TX rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.
What does house hacking look like in Scotland, TX?
The a challenging house-hack environment in Scotland, TX reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
You know 76379 now. You don’t know where it ranks.
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