Real Estate Investing in Archer City, Texas (76351)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Archer County • Population: 1,481 • Data updated: September 2026

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Should you buy in 76351 (Archer City, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (51/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (38/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 17.3% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Archer City, TX (76351)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $141,877
Avg Monthly Rent $900
1% Rule ✗ Does Not Meet
Median Income $51,010
% Renters 26.8%

Market Analysis: 76351 Archer City

The 76351 ZIP in Archer City, TX is a local-operator market. Outside capital chasing a $142K entry has to pair deep knowledge with the discount.

Distressed markets are won on execution, not on spreadsheets. ZIP 76351 posts the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

In practical terms, 76351 offers a low basis, the region around Archer City has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

A resilient renter share of 27% in 76351 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Strategy in 76351 is an operator game, not a passive one. On balance, entry prices of $142K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Archer City:

B Good
Buy Confidence Score: 74/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.8× the median income
Value Trend
Rising (+5.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $900/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Wichita Falls, TX Metro Area
More inventory, negotiating room for buyers
78 days
Average time to sell
Slow
7.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Wichita Falls, TX metro data

Market Trends

Home Value History (with trend line)

$148K$144K$140K$136K$132K$128KFeb 2022May 2024Jul 2026

📊 How Does 76351 Compare?

Metric 76351 Archer City Wichita Falls, TX Texas
Home Value $141,877 $141,877 N/A $297,000
5-Year CAGR N/A N/A N/A 5.4%
Avg Rent $900 $900 N/A -
Cap Rate 5.0% 5.0% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 76351 (Archer City, TX). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
5.0%
Fair

📉 Market Crash Risk Index

Based on Wichita Falls, TX metro

3/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
51%
Days Pending
2/2
78 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $141,877
Monthly Rent $900
Price-to-Rent 13.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.6%
Cap Rate 5.0%
5-Year IRR 6.2%

📈 Home Appreciation

1-Year +5.7% ▲
3-Year CAGR +1.3% ▲
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
17.3%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 76351

Population: 1,481

💰 Median Household Income
$51,010
This area
$51,010
State
$70,593
USA
$74,580
🏠 Renter Occupied
26.8%
This area
26.8%
State
29.5%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-25.4%
USA
3.7%
🎓 College Educated
23.3%
This area
23.3%
State
-5.8%
USA
33.7%
👤 Median Age
42.8 years
This area
42.8 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
17.3%
This area
17.3%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 91.5%
Other/Mixed 7.9%
Black/African American 0.5%
Hispanic/Latino 0.3%
👶 Under 18
26.4%
This area
26.4%
USA
22.0%
👴 65 and Over
20.0%
This area
20.0%
USA
17.3%
📊 Poverty Rate
17.1%
This area
17.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 76351

A Avg School Grade
2 Schools
11.2:1 Avg Class Size
$16,079 Avg Per Pupil

Schools in This ZIP Code

A Very Good

ARCHER CITY H S

📚 07 – 12 High School
👥
211 Students
👨‍🏫
8.5:1 Class Size
💰
$16,079 Per Student
B+ Above Average

ARCHER CITY EL

📚 Pre-K – 06 School
👥
290 Students
👨‍🏫
14.0:1 Class Size
💰
$16,079 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How much does a house cost in Archer City, TX?

Archer City, TX median home values land near $142K. That is reasonable territory for investors looking at $900/mo-per-month rentals.

How strong is the working-renter base in Archer City, TX?

Working renters make up the core of the Archer City, TX tenant base. The pool is reasonable for investors targeting long-term holds.

What is it like being a landlord in Archer City, TX?

Rental owners in Archer City, TX deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

What are rental rates like in Archer City, TX?

Rent in Archer City, TX is around $900/mo. The resulting rent-to-value relationship with $142K pricing is reasonable for most investor models.

Is Archer City, TX a good market for FHA house hackers?

For house hackers, Archer City, TX is a challenging. The $900/mo rent on a unit helps defray the mortgage on a $142K property.

You know 76351 now. You don’t know where it ranks.

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How 76351 ranks in Wichita Falls, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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