Real Estate Investing in Holliday, Texas (76366)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Archer County • Population: 2,096 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 76366 (Holliday, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (53/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 16.8% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Holliday, TX (76366)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $196,712
Avg Monthly Rent $900
1% Rule ✗ Does Not Meet
Median Income $49,706
% Renters 18.0%

Market Analysis: 76366 Holliday

Not every below-median market is a bargain. Holliday's 76366 ZIP sits at signals that favor experienced operators who can absorb the risk $197K pricing implies.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 76366 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Nearby ZIPs in Holliday have seen price recovery that 76366 has not matched. Archer County data supports the view that the spread is structural rather than temporary.

Who lives in 76366 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The 76366 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Holliday:

C+ Average
Buy Confidence Score: 61/100
Affordability
15/25
Appreciation
14/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4× the median income
Value Trend
Rising (+5.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $900/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Wichita Falls, TX Metro Area
More inventory, negotiating room for buyers
78 days
Average time to sell
Slow
7.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Wichita Falls, TX metro data

Market Trends

Home Value History (with trend line)

$214K$193K$172K$151K$129K$108KAug 2009Feb 2018Jul 2026

📊 How Does 76366 Compare?

Metric 76366 Holliday Wichita Falls, TX Texas
Home Value $196,712 $196,712 N/A $297,000
5-Year CAGR 2.6% 2.6% N/A 5.4%
Avg Rent $900 $900 N/A -
Cap Rate 3.6% 3.6% - -
💡 Why Invest in 76366? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 76366 (Holliday, TX). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 76366 (Holliday, TX)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
3.6%
Low
5yr Growth
+2.6%
Slow

📉 Market Crash Risk Index

Based on Wichita Falls, TX metro

3/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
51%
Days Pending
2/2
78 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $196,712
Monthly Rent $900
Price-to-Rent 18.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.5%
Cap Rate 3.6%
5-Year IRR 6.2%

📈 Home Appreciation

1-Year +5.9% ▲
3-Year CAGR +0.0% ▲
5-Year CAGR +2.6% ▲
10-Year CAGR +4.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
16.8%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.6%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 76366

Population: 2,096

💰 Median Household Income
$49,706
This area
$49,706
State
$70,593
USA
$74,580
🏠 Renter Occupied
18.0%
This area
18.0%
State
29.5%
USA
34.0%
💼 Unemployment Rate
4.7%
This area
4.7%
State
-25.4%
USA
3.7%
🎓 College Educated
24.2%
This area
24.2%
State
-5.8%
USA
33.7%
👤 Median Age
37.3 years
This area
37.3 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
16.8%
This area
16.8%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 93.1%
Other/Mixed 6.9%
Hispanic/Latino 2.9%
👶 Under 18
24.9%
This area
24.9%
USA
22.0%
👴 65 and Over
15.3%
This area
15.3%
USA
17.3%
📊 Poverty Rate
11.6%
This area
11.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 76366

B+ Avg School Grade
3 Schools
12.6:1 Avg Class Size
$11,886 Avg Per Pupil

Schools in This ZIP Code

A Very Good

HOLLIDAY H S

📚 09 – 12 High School
👥
364 Students
👨‍🏫
10.6:1 Class Size
💰
$11,886 Per Student
B+ Above Average

HOLLIDAY EL

📚 Pre-K – 05 Elementary
👥
516 Students
👨‍🏫
14.2:1 Class Size
💰
$11,886 Per Student
B+ Above Average

HOLLIDAY MIDDLE

📚 06 – 08 Middle
👥
252 Students
👨‍🏫
13.0:1 Class Size
💰
$11,886 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the typical home price in Holliday, TX?

Homes in Holliday, TX typically sell near $197K. Prices have moved at a 0.0% 5-year CAGR, which consistent long-term demand.

How deep is the rental pool in Holliday, TX?

The tenant pool in Holliday, TX is solid, supported by local employment and population fundamentals. Rents of $900/mo are well-absorbed by the market.

Is TX a landlord-friendly state?

Landlord-friendliness in Holliday, TX is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

What is the smart move for investors in Holliday, TX?

Most investors in Holliday, TX run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

How much is rent in Holliday, TX?

Rents in Holliday, TX run near $900/mo. Compared with median home prices of $197K that produces solid gross yields for typical rentals.

You know 76366 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 76366 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 76366 ranks in Wichita Falls, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 76366 (Holliday)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 76366 (Holliday, TX).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.