Real Estate Investing in Scotland, Texas

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 623 • Archer County

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Should you buy in Scotland, TX? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (53/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 9.3% vacancy may signal weakening demand.
  • Flat appreciation: Values have barely moved over 5 years (0.0% CAGR).

What’s happening in Scotland, TX?

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2.0/ 5

Investability

Citywide average

0.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.95% as of Sep 17 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $212,278
Avg Monthly Rent $1,026
ZIP Codes 1

Investing in Scotland Real Estate

This is a distressed-leaning corner of Texas: Scotland has 1 ZIPs and a sizable population, and the investment math only works for investors who truly understand the market.

Across Scotland's 1 ZIPs, fundamentals run lackluster: thin appreciation, soft rents, and demographic trends that don't obviously reverse in the medium term.

Market conditions in Scotland are modest. Days-on-market has stretched, rent growth has stalled, and the 0.0% 5-year CAGR understates how uneven the underlying ZIPs really are.

Population dynamics in Scotland haven't been supportive. less favorable for combined with sluggish income growth, the demographic backdrop complicates any purely financial underwriting.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Best ZIP codes in Wichita Falls, TX

Scotland is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

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Avg Home Value
$212,278
Avg Monthly Rent
$1,026
1% Rule
✗ Below
Landlord Friendly (TX)

📉 Market Crash Risk Index

Based on Wichita Falls, TX metro

3/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
51%
Days Pending
2/2
78 days

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❄️ Cool Market — Wichita Falls, TX metro
78
Days to pending
7.8%
Listings with price cuts
0.0%
Sale-to-list ratio
📅 Data as of August 29, 2026 — updated weekly

ZIP Codes in Scotland, TX

Screen every ZIP in Scotland

Filter Scotland’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Scotland, TX

Is Scotland, TX a good market for buy-and-hold investors?

Investors tracking Scotland, TX will find a 2.0/5 rating supported by $212K median home values and $1,026/mo rents. That profile suits long-term holders targeting even-keeled returns.

How strict are landlord regulations in Scotland, TX?

Scotland, TX operates under TX law, which is landlord-friendly overall for landlords. Expect reliable treatment in typical lease and eviction cases.

What real estate strategy is ideal for Scotland, TX?

Scotland, TX investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($212K prices, $1,026/mo rents) make it a reasonable choice.

Is Scotland, TX good for house hacking?

The house hack math a challenging in Scotland, TX. Owner-occupant buyers benefit from the $1,026/mo rents and $212K home values.

What are vacancy rates like in Scotland, TX?

Vacancy in Scotland, TX is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,026/mo.

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