Real Estate Investing in Etoile, Texas (75944)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Nacogdoches County • Population: 894 • Data updated: September 2026

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Should you buy in 75944 (Etoile, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 33.6% of homes vacant — above national norms.
  • Lower household income: $34,667 median — tenant affordability is tighter.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Etoile, TX (75944)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $190,027
Avg Monthly Rent $900
1% Rule ✗ Does Not Meet
Median Income $34,667
% Renters 5.2%

Market Analysis: 75944 Etoile

The 75944 ZIP in Etoile, TX is a local-operator market. Outside capital chasing a $190K entry has to pair deep knowledge with the discount.

The 75944 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

The gap between 75944 and stronger Etoile ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

On balance, 894 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

The right play in 75944 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Etoile:

C Below Average
Buy Confidence Score: 56/100
Affordability
10/25
Appreciation
18/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.5× the median income
Value Trend
Stable (+1.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $900/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Nacogdoches, TX Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.1%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Nacogdoches, TX metro data

Market Trends

Home Value History (with trend line)

$194K$184K$174K$164K$154K$144KFeb 2021Nov 2023Jul 2026

📊 How Does 75944 Compare?

Metric 75944 Etoile Nacogdoches, TX Texas
Home Value $190,027 $197,144 N/A $297,000
5-Year CAGR 4.3% 4.3% N/A 5.4%
Avg Rent $900 $887 N/A -
Cap Rate 3.7% 3.5% - -
💡 Why Invest in 75944? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 75944 (Etoile, TX). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.7%
Low
5yr Growth
+4.3%
Moderate

📉 Market Crash Risk Index

Based on Nacogdoches, TX metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $190,027
Monthly Rent $900
Price-to-Rent 17.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.7%
Cap Rate 3.7%
5-Year IRR 7.9%

📈 Home Appreciation

1-Year +1.2% ▲
3-Year CAGR +0.8% ▲
5-Year CAGR +4.3% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
33.6%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.3%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 75944

Population: 894

💰 Median Household Income
$34,667
This area
$34,667
State
$70,593
USA
$74,580
🏠 Renter Occupied
5.2%
This area
5.2%
State
29.5%
USA
34.0%
💼 Unemployment Rate
6.3%
This area
6.3%
State
-25.4%
USA
3.7%
🎓 College Educated
17.6%
This area
17.6%
State
-5.8%
USA
33.7%
👤 Median Age
58.3 years
This area
58.3 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
33.6%
This area
33.6%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 96.4%
Other/Mixed 1.8%
Black/African American 1.5%
Asian 0.4%
👶 Under 18
17.5%
This area
17.5%
USA
22.0%
👴 65 and Over
35.7%
This area
35.7%
USA
17.3%
📊 Poverty Rate
18.5%
This area
18.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

What investment strategy works best in Etoile, TX?

In Etoile, TX the impressive play is typically careful cash-flow rentals with hands-on management. The combination of $190K prices and $900/mo rents suits that approach.

How expensive is real estate in Etoile, TX?

The median home value in Etoile, TX is roughly $190K. That puts it reasonable relative to the TX statewide average.

How strong is Etoile, TX for real estate investors?

Etoile, TX scores 3.0/5 for investability. Home values sit at $190K and rents near $900/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

Is Etoile, TX good for landlords?

For rental operators, Etoile, TX rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

What do landlords charge for rent in Etoile, TX?

Rent in Etoile, TX is around $900/mo. The resulting rent-to-value relationship with $190K pricing is reasonable for most investor models.

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How 75944 ranks in Nacogdoches, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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