Real Estate Investing in Lufkin, Texas (75904)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Angelina County • Population: 33,578 • Data updated: September 2026

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Should you buy in 75904 (Lufkin, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (66/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 12.0% of homes vacant — above national norms.

What’s happening in Lufkin, TX (75904)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $207,634
Avg Monthly Rent $1,557
1% Rule ✗ Does Not Meet
Median Income $59,444
% Renters 41.5%

Market Analysis: 75904 Lufkin

This part of Angelina County is not an easy win. The 75904 ZIP posts softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 75904 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Within TX, ZIP 75904 trails on several market indicators that neighboring Angelina County submarkets outperform. The gap is real and significant enough to shape underwriting.

Demographically, 75904 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

New investors are better served looking at Lufkin's stable or hybrid ZIPs before stepping into 75904. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Lufkin:

C+ Average
Buy Confidence Score: 68/100
Affordability
20/25
Appreciation
14/25
Stability
13/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.5× the median income
Value Trend
Rising (+4.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,557/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Lufkin, TX Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Lufkin, TX metro data
🏠

Property Strategy for 75904

Which property type performs best in this market?

Best for Cash Flow
3BR
4.5% cap rate
Best for Appreciation
3BR
+6.7% 5yr CAGR
Best Overall Value
3BR
$74,121/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $222,363 $1,380 4.5% +6.7% $74,121
4BR $325,154 $1,440 3.2% +5.8% $81,288

Market Trends

Home Value History (with trend line)

$224K$199K$173K$148K$123K$98KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,586$1,556$1,525$1,494$1,463$1,433Mar 2026May 2026Jul 2026

📊 How Does 75904 Compare?

Metric 75904 Lufkin Lufkin, TX Texas
Home Value $207,634 $133,812 N/A $297,000
5-Year CAGR 3.0% 3.1% N/A 5.4%
Avg Rent $1,557 $1,491 N/A -
Cap Rate 5.9% 5.8% - -
💡 Why Invest in 75904? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 42% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 75904 (Lufkin, TX). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.9%
Fair
5yr Growth
+3.0%
Slow

📉 Market Crash Risk Index

Based on Lufkin, TX metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $207,634
Monthly Rent $1,557
Price-to-Rent 11.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 9.0%
Cap Rate 5.9%
5-Year IRR 8.8%

📈 Home Appreciation

1-Year +4.2% ▲
3-Year CAGR +0.7% ▲
5-Year CAGR +3.0% ▲
10-Year CAGR +5.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
12.0%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.0%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 75904

Population: 33,578

💰 Median Household Income
$59,444
This area
$59,444
State
$70,593
USA
$74,580
🏠 Renter Occupied
41.5%
This area
41.5%
State
29.5%
USA
34.0%
💼 Unemployment Rate
4.3%
This area
4.3%
State
-25.4%
USA
3.7%
🎓 College Educated
20.0%
This area
20.0%
State
-5.8%
USA
33.7%
👤 Median Age
37.0 years
This area
37.0 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
12.0%
This area
12.0%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 69.0%
Black/African American 16.8%
Other/Mixed 13.6%
Hispanic/Latino 7.5%
Asian 0.5%
👶 Under 18
26.3%
This area
26.3%
USA
22.0%
👴 65 and Over
14.9%
This area
14.9%
USA
17.3%
📊 Poverty Rate
9.2%
This area
9.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 75904

B Avg School Grade
18 Schools
13.0:1 Avg Class Size
$14,078 Avg Per Pupil

Schools in This ZIP Code

A Very Good

BRANDON EL

📚 03 – 05 Elementary
👥
377 Students
👨‍🏫
14.0:1 Class Size
💰
$16,808 Per Student
A Very Good

DUNBAR PRI

📚 K – 02 Elementary
👥
327 Students
👨‍🏫
13.0:1 Class Size
💰
$16,808 Per Student
A Very Good

HUDSON MIDDLE

📚 06 – 08 Middle
👥
646 Students
👨‍🏫
12.0:1 Class Size
💰
$12,181 Per Student
B+ Above Average

BROOKHOLLOW EL

📚 03 – 05 Elementary
👥
244 Students
👨‍🏫
13.8:1 Class Size
💰
$16,808 Per Student
B+ Above Average

TROUT PRI

📚 Pre-K – 02 Elementary
👥
251 Students
👨‍🏫
13.5:1 Class Size
💰
$16,808 Per Student
B+ Above Average

HUDSON H S

📚 09 – 12 High School
👥
787 Students
👨‍🏫
13.0:1 Class Size
💰
$12,181 Per Student
B+ Above Average

W F PEAVY PRI

📚 Pre-K – 02 Elementary
👥
688 Students
👨‍🏫
14.0:1 Class Size
💰
$12,181 Per Student
B+ Above Average

W H BONNER EL

📚 03 – 05 Elementary
👥
605 Students
👨‍🏫
13.3:1 Class Size
💰
$12,181 Per Student
B Good

GARRETT PRI

📚 Grade PK Elementary
👥
370 Students
👨‍🏫
19.0:1 Class Size
💰
$16,808 Per Student
B Good

JUVENILE DETENT CTR

📚 07 – 12 High School
👥
8 Students
👨‍🏫
8.0:1 Class Size
💰
$16,808 Per Student
B Good

SPECIAL SERVICES

📚 Pre-K – 02 Elementary
👥
9 Students
👨‍🏫
9.0:1 Class Size
💰
$16,808 Per Student
C+ Average

PINEYWOODS COMMUNITY ACADEMY H S

📚 09 – 12 High School Charter
👥
262 Students
👨‍🏫
13.8:1 Class Size
💰
$10,129 Per Student
C+ Average

SARAH STRINDEN EL

📚 Pre-K – 05 Elementary Charter
👥
505 Students
👨‍🏫
17.6:1 Class Size
💰
$10,129 Per Student
C+ Average

STUBBLEFIELD LRN CTR

📚 10 – 12 High School
👥
15 Students
👨‍🏫
3.0:1 Class Size
💰
$12,181 Per Student
C+ Average

DR TERRY ROBBINS MIDDLE

📚 06 – 08 Middle Charter
👥
255 Students
👨‍🏫
17.7:1 Class Size
💰
$10,129 Per Student
C Below Average

STUBBLEFIELD LRN CTR

📚 09 – 12 High School
👥
45 Students
💰
$16,808 Per Student
C Below Average

STUBBLEFIELD LRN CTR

📚 10 – 12 High School Limited Data
👥
9 Students
💰
$14,190 Per Student
D Needs Improvement

STUBBLEFIELD LRN CTR

📚 10 – 12 High School Limited Data
👥
3 Students
💰
$13,454 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

4 Nearby 1,406 Off-Campus Students
C
Legends Barber College
28 students · 4.7 mi
C
Academy of Hair Design-Lufkin
74 students · 6.9 mi
C
Angelina College
3,896 students · 7.0 mi
C+
East Texas Cosmetology College
39 students · 7.1 mi

Investor Insight: With 1,406 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is rental property easy to operate in Lufkin, TX?

TX law landlord-friendly for landlords, and Lufkin inherits those rules. Investors should still review local ordinances for rental licensing.

How much is rent in Lufkin, TX?

Rental rates in Lufkin, TX average $1,557/mo. Tenant demand and $208K home values make the yield look reasonable by investor standards.

What is the best play in Lufkin, TX?

The best-fit strategy in Lufkin, TX is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

Can I house hack in Lufkin, TX?

The house hack math a challenging in Lufkin, TX. Owner-occupant buyers benefit from the $1,557/mo rents and $208K home values.

What are home prices like in Lufkin, TX?

In Lufkin, TX the median home value sits at $208K. Against the broader TX market, that reads as reasonable for most investors.

You know 75904 now. You don’t know where it ranks.

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How 75904 ranks in Lufkin, TX

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