Real Estate Investing in Etoile, Texas (75937)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Nacogdoches County • Population: 1,179 • Data updated: September 2026

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Should you buy in 75937 (Etoile, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (47/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 28.7% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Etoile, TX (75937)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $204,261
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $80,262
% Renters 15.3%

Market Analysis: 75937 Etoile

Investors eyeing 75937 need to respect the fundamentals at play. Home values of $204K come alongside slower price movement and elevated management overhead.

The 75937 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Nearby ZIPs in Etoile have seen price recovery that 75937 has not matched. Nacogdoches County data supports the view that the spread is structural rather than temporary.

Demographically, 75937 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

The right play in 75937 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Etoile:

C Below Average
Buy Confidence Score: 53/100
Affordability
25/25
Appreciation
0/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.5× the median income
Value Trend
Declining (-2.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Nacogdoches, TX Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.1%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Nacogdoches, TX metro data

Market Trends

Home Value History (with trend line)

$216K$210K$204K$197K$191K$185KDec 2023Apr 2025Jul 2026

📊 How Does 75937 Compare?

Metric 75937 Etoile Nacogdoches, TX Texas
Home Value $204,261 $197,144 N/A $297,000
5-Year CAGR N/A 4.3% N/A 5.4%
Avg Rent $873 $887 N/A -
Cap Rate 3.3% 3.5% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 75937 (Etoile, TX). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
3.3%
Low

📉 Market Crash Risk Index

Based on Nacogdoches, TX metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $204,261
Monthly Rent $873
Price-to-Rent 19.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.1%
Cap Rate 3.3%
5-Year IRR 0.5%

📈 Home Appreciation

1-Year -2.9% ▼
3-Year CAGR N/A
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
28.7%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 75937

Population: 1,179

💰 Median Household Income
$80,262
This area
$80,262
State
$70,593
USA
$74,580
🏠 Renter Occupied
15.3%
This area
15.3%
State
29.5%
USA
34.0%
💼 Unemployment Rate
3.5%
This area
3.5%
State
-25.4%
USA
3.7%
🎓 College Educated
18.7%
This area
18.7%
State
-5.8%
USA
33.7%
👤 Median Age
40.8 years
This area
40.8 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
28.7%
This area
28.7%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 77.4%
Black/African American 16.7%
Other/Mixed 5.6%
Hispanic/Latino 3.6%
Asian 0.4%
👶 Under 18
21.7%
This area
21.7%
USA
22.0%
👴 65 and Over
16.3%
This area
16.3%
USA
17.3%
📊 Poverty Rate
14.6%
This area
14.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 75937

A Avg School Grade
2 Schools
10.3:1 Avg Class Size
$16,610 Avg Per Pupil

Schools in This ZIP Code

A Very Good

CHIRENO H S

📚 09 – 12 High School
👥
108 Students
👨‍🏫
8.1:1 Class Size
💰
$16,610 Per Student
B+ Above Average

CHIRENO EL

📚 Pre-K – 08 School
👥
243 Students
👨‍🏫
12.4:1 Class Size
💰
$16,610 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is Etoile, TX a good place for real estate investing?

Etoile, TX clocks in at an investability rating of 2.0/5, with median home values near $204K and average rents around $873/mo. That combination puts it in the durable tier for investor interest.

What is the typical rental rate in Etoile, TX?

The typical rental in Etoile, TX commands about $873/mo monthly. That rent profile reliable cash flow against the $204K purchase basis.

Is vacancy a concern in Etoile, TX?

Expect elevated vacancy in Etoile, TX. Rents at $873/mo are absorbed by the tenant base without meaningful lag.

How should investors approach Etoile, TX?

In Etoile, TX the impressive play is typically careful cash-flow rentals with hands-on management. The combination of $204K prices and $873/mo rents suits that approach.

What is the median home value in Etoile, TX?

Typical homes in Etoile, TX go for around $204K. The 5-year CAGR of 0.0% even-keeled price movement.

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How 75937 ranks in Nacogdoches, TX

Every ZIP in this metro, ranked. Free.

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