Real Estate Investing in Harleton, Texas (75651)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Harrison County • Population: 2,231 • Data updated: September 2026

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Should you buy in 75651 (Harleton, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (43/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (38/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 14.9% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Harleton, TX (75651)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $217,993
Avg Monthly Rent $1,197
1% Rule ✗ Does Not Meet
Median Income $65,030
% Renters 18.2%

Market Analysis: 75651 Harleton

Investors eyeing 75651 need to respect the fundamentals at play. Home values of $218K come alongside slower price movement and elevated management overhead.

For an experienced owner, 75651 can be a a viable market for hunting ground — but the discount at $218K reflects genuine risk that outside investors often underestimate.

Statewide comparisons place 75651 among TX's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Who lives in 75651 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The right play in 75651 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Harleton:

C+ Average
Buy Confidence Score: 62/100
Affordability
20/25
Appreciation
10/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.4× the median income
Value Trend
Stable (+0.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,197/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Longview, TX Metro Area
More inventory, negotiating room for buyers
86 days
Average time to sell
Slow
8.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Longview, TX metro data

Market Trends

Home Value History (with trend line)

$225K$221K$217K$212K$208K$203KFeb 2022May 2024Jul 2026

📊 How Does 75651 Compare?

Metric 75651 Harleton Longview, TX Texas
Home Value $217,993 $217,993 N/A $297,000
5-Year CAGR N/A N/A N/A 5.4%
Avg Rent $1,197 $1,197 N/A -
Cap Rate 4.3% 4.3% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 75651 (Harleton, TX). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
4.3%
Fair

📉 Market Crash Risk Index

Based on Longview, TX metro

4/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
65%
Days Pending
2/2
86 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $217,993
Monthly Rent $1,197
Price-to-Rent 15.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.6%
Cap Rate 4.3%
5-Year IRR 5.0%

📈 Home Appreciation

1-Year +0.6% ▲
3-Year CAGR +0.8% ▲
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
14.9%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 75651

Population: 2,231

💰 Median Household Income
$65,030
This area
$65,030
State
$70,593
USA
$74,580
🏠 Renter Occupied
18.2%
This area
18.2%
State
29.5%
USA
34.0%
💼 Unemployment Rate
2.4%
This area
2.4%
State
-25.4%
USA
3.7%
🎓 College Educated
16.5%
This area
16.5%
State
-5.8%
USA
33.7%
👤 Median Age
44.4 years
This area
44.4 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
14.9%
This area
14.9%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 85.6%
Black/African American 10.7%
Other/Mixed 2.8%
Asian 1.0%
Hispanic/Latino 0.6%
👶 Under 18
18.4%
This area
18.4%
USA
22.0%
👴 65 and Over
23.1%
This area
23.1%
USA
17.3%
📊 Poverty Rate
13.1%
This area
13.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 75651

B+ Avg School Grade
3 Schools
11.3:1 Avg Class Size
$12,447 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

HARLETON H S

📚 09 – 12 High School
👥
227 Students
👨‍🏫
9.6:1 Class Size
💰
$12,447 Per Student
B+ Above Average

HARLETON EL

📚 Pre-K – 05 Elementary
👥
336 Students
👨‍🏫
12.9:1 Class Size
💰
$12,447 Per Student
B+ Above Average

HARLETON J H

📚 06 – 08 Middle
👥
160 Students
👨‍🏫
11.4:1 Class Size
💰
$12,447 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby
C
East Texas Baptist University
1,833 students · 12.0 mi
D
Wiley University
636 students · 12.8 mi

Frequently Asked Questions

Are rents high in Harleton, TX?

Harleton, TX rentals go for roughly $1,197/mo a month. That puts gross yield in solid territory relative to $218K acquisition costs.

Do landlords face vacancy issues in Harleton, TX?

Expect elevated vacancy in Harleton, TX. Rents at $1,197/mo are absorbed by the tenant base without meaningful lag.

Is Harleton, TX a good market for buy-and-hold investors?

Our data puts Harleton, TX at 2.0/5 for investability. Home prices of $218K and rents around $1,197/mo create a solid backdrop for investor activity.

Does a duplex house hack pencil in Harleton, TX?

The a challenging house-hack environment in Harleton, TX reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

Are renters plentiful in Harleton, TX?

Harleton, TX draws a even-keeled base of working renters. Demand at the $1,197/mo rent level is reasonable for standard single-family and small multi rentals.

You know 75651 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 75651 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 75651 ranks in Longview, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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