Real Estate Investing in Diana, Texas (75640)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 75640 (Diana, TX)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Diana, TX (75640)?
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Market Analysis: 75640 Diana
ZIP 75640 in Diana, TX carries a robust set of headwinds. Home values near $288K and rents of $1,179/mo sit inside a market where underwriting has to be tight.
Stepping back, the numbers look inviting — $288K purchase price, 0.0% nominal cap — the work to hit that pro forma in 75640 is substantial and deserves full respect.
Statewide comparisons place 75640 among TX's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
Demographically, 75640 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
Strategically, 75640 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Diana:
Market Trends
Home Value History (with trend line)
📊 How Does 75640 Compare?
| Metric | 75640 | Diana | Longview, TX | Texas |
|---|---|---|---|---|
| Home Value | $287,994 | $287,994 | N/A | $297,000 |
| 5-Year CAGR | 3.9% | 3.9% | N/A | 5.4% |
| Avg Rent | $1,179 | $1,179 | N/A | - |
| Cap Rate | 3.2% | 3.2% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 75640 (Diana, TX). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $287,994 |
| Monthly Rent | $1,179 |
| Price-to-Rent | 20.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.9% |
| Cap Rate | 3.2% |
| 5-Year IRR | 7.1% |
📈 Home Appreciation
| 1-Year | +2.1% ▲ |
| 3-Year CAGR | +1.3% ▲ |
| 5-Year CAGR | +3.9% ▲ |
| 10-Year CAGR | +4.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 75640
Population: 6,338
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 75640
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What kind of vacancy should I budget for in Diana, TX?
Diana, TX vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
Where do rents currently stand in Diana, TX?
The typical rental in Diana, TX commands about $1,179/mo monthly. That rent profile stable cash flow against the $288K purchase basis.
What are home prices like in Diana, TX?
Median home price in Diana, TX is near $288K, with a 5-year CAGR of 0.0%. Prices have been predictable and supportive of buy-and-hold strategies.
Is Diana, TX a friendly market for rental owners?
Diana, TX falls under TX landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.
What is the investability score for Diana, TX?
Diana, TX sits at an investability rating of 3.0/5, with median home values near $288K and average rents around $1,179/mo. That combination puts it in the healthy tier for investor interest.
You know 75640 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 75640 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 75640 ranks in Longview, TX
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