Real Estate Investing in White Oak, Texas (75693)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 75693 (White Oak, TX)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 12.0% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in White Oak, TX (75693)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 75693 White Oak
ZIP 75693 in White Oak, TX carries a solid set of headwinds. Home values near $249K and rents of $1,188/mo sit inside a market where underwriting has to be tight.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 75693 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
In the broader TX picture, 75693 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
The 75693 ZIP's population of 5,915 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reflects the need for careful underwriting.
Strategically, 75693 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in White Oak:
Property Strategy for 75693
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 3BR | $255,383 | $1,770 | 5.0% | +5.7% | $85,128 |
| 4BR | $344,529 | $1,870 | 3.9% | +5.6% | $86,132 |
Market Trends
Home Value History (with trend line)
📊 How Does 75693 Compare?
| Metric | 75693 | White Oak | Longview, TX | Texas |
|---|---|---|---|---|
| Home Value | $249,379 | $249,379 | N/A | $297,000 |
| 5-Year CAGR | 5.7% | 5.7% | N/A | 5.4% |
| Avg Rent | $1,188 | $1,188 | N/A | - |
| Cap Rate | 3.7% | 3.7% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 75693 (White Oak, TX). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 75693 (White Oak, TX)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $249,379 |
| Monthly Rent | $1,188 |
| Price-to-Rent | 17.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.7% |
| Cap Rate | 3.7% |
| 5-Year IRR | 9.4% |
📈 Home Appreciation
| 1-Year | +3.1% ▲ |
| 3-Year CAGR | +2.8% ▲ |
| 5-Year CAGR | +5.7% ▲ |
| 10-Year CAGR | +5.2% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 75693
Population: 5,915
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 75693
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
BIRCH EL
PARKWAY EL
PINE TREE J H
PINE TREE MIDDLE
PINE TREE PRI
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,280 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Which investment style suits White Oak, TX?
A careful cash-flow rentals with hands-on management strategy White Oak, TX best. The market produces reliable results for that approach at the $249K price point.
How deep is the rental pool in White Oak, TX?
The tenant pool in White Oak, TX is solid, supported by local employment and population fundamentals. Rents of $1,188/mo are well-absorbed by the market.
What is the average home sale price in White Oak, TX?
Expect median prices around $249K in White Oak, TX. The market has run at a 0.0% 5-year CAGR, so entry costs have been measured.
What is it like being a landlord in White Oak, TX?
TX law landlord-friendly for landlords, and White Oak inherits those rules. Investors should still review local ordinances for rental licensing.
Should investors worry about vacancy in White Oak, TX?
Vacancy in White Oak, TX is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,188/mo.
You know 75693 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 75693 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 75693 ranks in Longview, TX
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 75693 (White Oak)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 75693 (White Oak, TX).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.