Real Estate Investing in Jefferson, Texas (75657)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Marion County • Population: 6,842 • Data updated: September 2026

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Should you buy in 75657 (Jefferson, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 27.8% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Jefferson, TX (75657)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $163,039
Avg Monthly Rent $972
1% Rule ✗ Does Not Meet
Median Income $48,848
% Renters 25.6%

Market Analysis: 75657 Jefferson

ZIP 75657 inside Marion County looks affordable on the surface — median value of $163K — but the discount exists for reasons that a careful buyer should understand before committing.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 75657 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

ZIP 75657's metrics run below Marion County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Resident income in 75657 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

seems to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Jefferson:

C+ Average
Buy Confidence Score: 66/100
Affordability
20/25
Appreciation
14/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.3× the median income
Value Trend
Stable (+2.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $972/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$174K$163K$152K$140K$129K$117KMay 2009Dec 2017Jul 2026

📊 How Does 75657 Compare?

Metric 75657 Jefferson Texas
Home Value $163,039 $163,039 $297,000
5-Year CAGR 1.8% 1.8% 5.4%
Avg Rent $972 $972 -
Cap Rate 4.7% 4.7% -
💡 Why Invest in 75657? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 75657 (Jefferson, TX). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.7%
Fair
5yr Growth
+1.8%
Slow

📊 Market Snapshot

Home Value $163,039
Monthly Rent $972
Price-to-Rent 14.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.2%
Cap Rate 4.7%
5-Year IRR 6.4%

📈 Home Appreciation

1-Year +2.3% ▲
3-Year CAGR +1.4% ▲
5-Year CAGR +1.8% ▲
10-Year CAGR +2.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
27.8%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+1.8%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 75657

Population: 6,842

💰 Median Household Income
$48,848
This area
$48,848
State
$70,593
USA
$74,580
🏠 Renter Occupied
25.6%
This area
25.6%
State
29.5%
USA
34.0%
💼 Unemployment Rate
6.6%
This area
6.6%
State
-25.4%
USA
3.7%
🎓 College Educated
17.0%
This area
17.0%
State
-5.8%
USA
33.7%
👤 Median Age
53.3 years
This area
53.3 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
27.8%
This area
27.8%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 68.2%
Black/African American 24.9%
Other/Mixed 5.9%
Hispanic/Latino 3.9%
Asian 0.9%
👶 Under 18
14.1%
This area
14.1%
USA
22.0%
👴 65 and Over
25.8%
This area
25.8%
USA
17.3%
📊 Poverty Rate
7.5%
This area
7.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 75657

A+ Avg School Grade
4 Schools
12.4:1 Avg Class Size
$17,972 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

JEFFERSON H S

📚 09 – 12 High School
👥
375 Students
👨‍🏫
11.6:1 Class Size
💰
$17,972 Per Student
A+ Excellent

JEFFERSON J H

📚 05 – 08 School
👥
323 Students
👨‍🏫
11.1:1 Class Size
💰
$17,972 Per Student
A+ Excellent

JEFFERSON EL

📚 01 – 04 Elementary
👥
267 Students
👨‍🏫
11.2:1 Class Size
💰
$17,972 Per Student
B+ Above Average

JEFFERSON PRI SCH

📚 Pre-K – K Elementary
👥
141 Students
👨‍🏫
15.7:1 Class Size
💰
$17,972 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the typical home price in Jefferson, TX?

Homes in Jefferson, TX typically sell near $163K. Prices have moved at a 0.0% 5-year CAGR, which reliable long-term demand.

What do rentals go for in Jefferson, TX?

Rental rates in Jefferson, TX average $972/mo. Tenant demand and $163K home values make the yield look reasonable by investor standards.

What is the typical renter like in Jefferson, TX?

Tenant quality in Jefferson, TX ranks as solid. Landlords generally report reliable occupancy at market rents of $972/mo.

Is Jefferson, TX good for house hacking?

The house hack math a challenging in Jefferson, TX. Owner-occupant buyers benefit from the $972/mo rents and $163K home values.

Is Jefferson, TX landlord-friendly?

TX law landlord-friendly for landlords, and Jefferson inherits those rules. Investors should still review local ordinances for rental licensing.

You know 75657 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 75657 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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