Real Estate Investing in Karnack, Texas (75661)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Harrison • Population: 2,692 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 75661 (Karnack, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (46/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 39.5% of homes vacant — above national norms.
  • Declining values: -0.7% 5-year CAGR — values have moved lower.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Karnack, TX (75661)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $180,957
Avg Monthly Rent $1,062
1% Rule ✗ Does Not Meet
Median Income $56,600
% Renters 14.7%

Market Analysis: 75661 Karnack

This part of Harrison is not an easy win. The 75661 ZIP comes in at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

The investment case in 75661 is substantial only for operators who understand what they are buying. A $181K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

The gap between 75661 and stronger Karnack ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Resident income in 75661 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

New investors are better served looking at Karnack's stable or hybrid ZIPs before stepping into 75661. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Karnack:

C Below Average
Buy Confidence Score: 55/100
Affordability
20/25
Appreciation
5/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.2× the median income
Value Trend
Rising (+5.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,062/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$212K$195K$177K$160K$142K$125KFeb 2009Nov 2017Jul 2026

📊 How Does 75661 Compare?

Metric 75661 Karnack Texas
Home Value $180,957 $180,957 $297,000
5-Year CAGR N/A N/A 5.4%
Avg Rent $1,062 $1,062 -
Cap Rate 4.6% 4.6% -
💡 Why Invest in 75661? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 75661 (Karnack, TX). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 75661 (Karnack, TX)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
4.6%
Fair
5yr Growth
-0.7%
Declining

📊 Market Snapshot

Home Value $180,957
Monthly Rent $1,062
Price-to-Rent 14.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.0%
Cap Rate 4.6%
5-Year IRR 3.9%

📈 Home Appreciation

1-Year +5.6% ▲
3-Year CAGR -2.1% ▼
5-Year CAGR -0.7% ▼
10-Year CAGR +1.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
39.5%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-0.7%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 75661

Population: 2,692

💰 Median Household Income
$56,600
This area
$56,600
State
$70,593
USA
$74,580
🏠 Renter Occupied
14.7%
This area
14.7%
State
29.5%
USA
34.0%
💼 Unemployment Rate
1.1%
This area
1.1%
State
-25.4%
USA
3.7%
🎓 College Educated
15.8%
This area
15.8%
State
-5.8%
USA
33.7%
👤 Median Age
49.5 years
This area
49.5 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
39.5%
This area
39.5%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 75.3%
Black/African American 17.6%
Other/Mixed 7.1%
Hispanic/Latino 0.6%
👶 Under 18
17.6%
This area
17.6%
USA
22.0%
👴 65 and Over
18.7%
This area
18.7%
USA
17.3%
📊 Poverty Rate
10.0%
This area
10.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 75661

A+ Avg School Grade
1 Schools
9.6:1 Avg Class Size
$24,978 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

GEORGE WASHINGTON CARVER EL

📚 Pre-K – 08 School
👥
125 Students
👨‍🏫
9.6:1 Class Size
💰
$24,978 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby
C
East Texas Baptist University
1,833 students · 13.9 mi
D
Wiley University
636 students · 14.6 mi

Frequently Asked Questions

What is the average home sale price in Karnack, TX?

Expect median prices around $181K in Karnack, TX. The market has run at a 0.0% 5-year CAGR, so entry costs have been reliable.

How strong is the working-renter base in Karnack, TX?

The renter base in Karnack, TX is reasonable for the $1,062/mo price point. Screening well and pricing to market typically yields predictable tenants.

What is the investability score for Karnack, TX?

Karnack, TX reports an investability rating of 3.0/5, with median home values near $181K and average rents around $1,062/mo. That combination puts it in the resilient tier for investor interest.

How landlord-friendly is Karnack, TX?

The landlord environment in Karnack, TX is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

Is house hacking profitable in Karnack, TX?

House hacking in Karnack, TX is reasonable to execute. Prices around $181K and rents of $1,062/mo solid owner-occupant economics.

You know 75661 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 75661 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans
🤖

AI Market Advisor

Ask questions about investing in 75661 (Karnack)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 75661 (Karnack, TX).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.