Real Estate Investing in Bivins, Texas (75555)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Cass County • Population: 1,508 • Data updated: September 2026

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Should you buy in 75555 (Bivins, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (44/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 18.3% of homes vacant — above national norms.
  • Flat appreciation: Values have barely moved over 5 years (0.2% CAGR).

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Bivins, TX (75555)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $185,312
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $50,579
% Renters 13.7%

Market Analysis: 75555 Bivins

ZIP 75555 inside Cass County looks affordable on the surface — median value of $185K — but the discount exists for reasons that a careful buyer should understand before committing.

Rent of $873/mo on a $185K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 75555 sits below the stated 0.0% once reality is priced in.

Within TX, ZIP 75555 trails on several market indicators that neighboring Cass County submarkets outperform. The gap is real and significant enough to shape underwriting.

Who lives in 75555 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

looks to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Bivins:

C Below Average
Buy Confidence Score: 55/100
Affordability
15/25
Appreciation
10/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.7× the median income
Value Trend
Stable (+2.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$223K$198K$173K$148K$122K$97KMay 2009Dec 2017Jul 2026

📊 How Does 75555 Compare?

Metric 75555 Bivins Texas
Home Value $185,312 $185,312 $297,000
5-Year CAGR 0.2% 0.2% 5.4%
Avg Rent $873 $873 -
Cap Rate 3.7% 3.7% -
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 75555 (Bivins, TX). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
3.7%
Low
5yr Growth
+0.2%
Slow

📊 Market Snapshot

Home Value $185,312
Monthly Rent $873
Price-to-Rent 17.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.7%
Cap Rate 3.7%
5-Year IRR 3.9%

📈 Home Appreciation

1-Year +2.3% ▲
3-Year CAGR -1.5% ▼
5-Year CAGR +0.2% ▲
10-Year CAGR +4.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
18.3%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+0.2%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 75555

Population: 1,508

💰 Median Household Income
$50,579
This area
$50,579
State
$70,593
USA
$74,580
🏠 Renter Occupied
13.7%
This area
13.7%
State
29.5%
USA
34.0%
💼 Unemployment Rate
4.5%
This area
4.5%
State
-25.4%
USA
3.7%
🎓 College Educated
16.6%
This area
16.6%
State
-5.8%
USA
33.7%
👤 Median Age
53.5 years
This area
53.5 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
18.3%
This area
18.3%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 94.5%
Asian 2.5%
Other/Mixed 1.7%
Black/African American 1.3%
👶 Under 18
18.6%
This area
18.6%
USA
22.0%
👴 65 and Over
28.0%
This area
28.0%
USA
17.3%
📊 Poverty Rate
12.5%
This area
12.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

How expensive is real estate in Bivins, TX?

Median home price in Bivins, TX is near $185K, with a 5-year CAGR of 0.0%. Prices have been even-keeled and supportive of buy-and-hold strategies.

How high is vacancy risk in Bivins, TX?

Bivins, TX carries elevated vacancy risk. Expect even-keeled absorption at market rents of $873/mo.

Is Bivins, TX good for landlords?

Bivins, TX falls under TX landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

Can owner-occupants cash flow in Bivins, TX?

Bivins, TX is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $185K price point reasonable to enter.

Is the tenant base reliable in Bivins, TX?

Tenant demand in Bivins, TX is solid. The local workforce $873/mo rents across most rental classes.

You know 75555 now. You don’t know where it ranks.

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