Real Estate Investing in Roach, Missouri (65787)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Camden County • Population: 1,253 • Data updated: September 2026

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Should you buy in 65787 (Roach, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (38/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 61.4% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Roach, MO (65787)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $343,008
Avg Monthly Rent $1,215
1% Rule ✗ Does Not Meet
Median Income $49,135
% Renters 4.7%

Market Analysis: 65787 Roach

Investors eyeing 65787 need to respect the fundamentals at play. Home values of $343K come alongside slower price movement and elevated management overhead.

Distressed markets are won on execution, not on spreadsheets. ZIP 65787 records the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Within MO, ZIP 65787 trails on several market indicators that neighboring Camden County submarkets outperform. The gap is real and resilient enough to shape underwriting.

Demographically, 65787 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

seems to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Roach:

D Needs Caution
Buy Confidence Score: 49/100
Affordability
5/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 7× the median income
Value Trend
Rising (+3.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,215/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
🏠

Property Strategy for 65787

Which property type performs best in this market?

Best for Cash Flow
2BR
3.7% cap rate
Best for Appreciation
3BR
+9.2% 5yr CAGR
Best Overall Value
3BR
$127,628/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $262,027 $1,350 3.7% +7.5% $131,013
3BR $382,885 $1,880 3.5% +9.2% $127,628
4BR $552,629 $1,980 2.6% +8.4% $138,157

Market Trends

Home Value History (with trend line)

$367K$327K$287K$246K$206K$165KJan 2012May 2019Jul 2026

📊 How Does 65787 Compare?

Metric 65787 Roach Missouri
Home Value $343,008 $343,008 $254,657
5-Year CAGR 2.0% 2.0% 7.0%
Avg Rent $1,215 $1,215 -
Cap Rate 2.8% 2.8% -
💡 Why Invest in 65787? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 65787 (Roach, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.8%
Low
5yr Growth
+2.0%
Slow

📊 Market Snapshot

Home Value $343,008
Monthly Rent $1,215
Price-to-Rent 23.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.3%
Cap Rate 2.8%
5-Year IRR 4.8%

📈 Home Appreciation

1-Year +3.8% ▲
3-Year CAGR +2.6% ▲
5-Year CAGR +2.0% ▲
10-Year CAGR +5.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
61.4%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.0%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 65787

Population: 1,253

💰 Median Household Income
$49,135
This area
$49,135
State
$62,768
USA
$74,580
🏠 Renter Occupied
4.7%
This area
4.7%
State
23.7%
USA
34.0%
💼 Unemployment Rate
4.0%
This area
4.0%
State
-8.1%
USA
3.7%
🎓 College Educated
17.1%
This area
17.1%
State
8.6%
USA
33.7%
👤 Median Age
56.9 years
This area
56.9 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
61.4%
This area
61.4%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 93.1%
Other/Mixed 5.3%
Hispanic/Latino 3.9%
Asian 1.6%
👶 Under 18
12.0%
This area
12.0%
USA
22.0%
👴 65 and Over
31.3%
This area
31.3%
USA
17.3%
📊 Poverty Rate
6.5%
This area
6.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

What do rentals go for in Roach, MO?

The typical rental in Roach, MO commands about $1,215/mo monthly. That rent profile consistent cash flow against the $343K purchase basis.

Which real estate strategy fits Roach, MO?

A careful cash-flow rentals with hands-on management strategy Roach, MO best. The market produces predictable results for that approach at the $343K price point.

How landlord-friendly is Roach, MO?

Roach, MO operates under MO law, which is landlord-friendly overall for landlords. Expect predictable treatment in typical lease and eviction cases.

Is Roach, MO a good market for buy-and-hold investors?

Yes - Roach, MO a 3.0/5 investability score. With $343K home prices against $1,215/mo monthly rent, the market delivers a reasonable entry point for new investors.

Are homes affordable in Roach, MO?

The median home value in Roach, MO is roughly $343K. That puts it reasonable relative to the MO statewide average.

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