Real Estate Investing in Osage Beach, Missouri (65065)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 65065 (Osage Beach, MO)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 67.4% of homes vacant — above national norms.
- Flat appreciation: Values have barely moved over 5 years (0.7% CAGR).
- 1-year downturn: Values declined 5.3% in the last year.
What’s happening in Osage Beach, MO (65065)?
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Market Analysis: 65065 Osage Beach
Investors eyeing 65065 need to respect the fundamentals at play. Home values of $327K come alongside slower price movement and elevated management overhead.
In practical terms, the numbers look inviting — $327K purchase price, 0.0% nominal cap — the work to hit that pro forma in 65065 is substantial and deserves full respect.
Within MO, ZIP 65065 trails on several market indicators that neighboring Camden County submarkets outperform. The gap is real and resilient enough to shape underwriting.
The demographic picture in 65065 includes headwinds that any investor should price in. Income distribution skews lower than Osage Beach averages, and tenant stability requires active management.
Strategically, 65065 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Osage Beach:
Property Strategy for 65065
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $263,255 | $900 | 2.5% | +6.4% | $131,627 |
| 3BR | $377,659 | $1,240 | 2.4% | +7.5% | $125,886 |
| 4BR | $542,985 | $1,330 | 1.8% | +8.5% | $135,746 |
| 5BR | $809,412 | — | — | +8.6% | $161,882 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 65065 Compare?
| Metric | 65065 | Osage Beach | Missouri |
|---|---|---|---|
| Home Value | $326,822 | $326,822 | $254,657 |
| 5-Year CAGR | 0.7% | 0.7% | 7.0% |
| Avg Rent | $1,756 | $1,756 | - |
| Cap Rate | 4.2% | 4.2% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 65065 (Osage Beach, MO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $326,822 |
| Monthly Rent | $1,756 |
| Price-to-Rent | 15.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.5% |
| Cap Rate | 4.2% |
| 5-Year IRR | 4.9% |
📈 Home Appreciation
| 1-Year | -5.3% ▼ |
| 3-Year CAGR | -1.1% ▼ |
| 5-Year CAGR | +0.7% ▲ |
| 10-Year CAGR | +5.1% ▲ |
🏠 Rent Trends
| 1-Year | +36.2% ▲ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (7.0%) exceeds the estimated cap rate (4.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 65065
Population: 6,730
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 65065
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How much should I expect to pay for a home in Osage Beach, MO?
Osage Beach, MO median home values land near $327K. That is reasonable territory for investors looking at $1,756/mo-per-month rentals.
What is the investability score for Osage Beach, MO?
The 3.0/5 investability rating in Osage Beach, MO reflects its $327K prices and $1,756/mo rents. Investors generally consider it a solid option within MO.
What is the typical renter like in Osage Beach, MO?
The renter base in Osage Beach, MO is reasonable for the $1,756/mo price point. Screening well and pricing to market typically yields measured tenants.
Is Osage Beach, MO good for house hacking?
Osage Beach, MO offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,756/mo rent level.
What kind of vacancy should I budget for in Osage Beach, MO?
Expect elevated vacancy in Osage Beach, MO. Rents at $1,756/mo are absorbed by the tenant base without meaningful lag.
You know 65065 now. You don’t know where it ranks.
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