Real Estate Investing in Montreal, Missouri (65052)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Camden County • Population: 3,825 • Data updated: September 2026

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Should you buy in 65052 (Montreal, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (32/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
3 flags
  • High vacancy: 28.4% of homes vacant — above national norms.
  • Flat appreciation: Values have barely moved over 5 years (1.4% CAGR).
  • High price-to-rent: Price-to-rent ratio 35.9 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Montreal, MO (65052)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $345,407
Avg Monthly Rent $801
1% Rule ✗ Does Not Meet
Median Income $73,542
% Renters 7.5%

Market Analysis: 65052 Montreal

ZIP 65052 inside Camden County looks affordable on the surface — median value of $345K — but the discount exists for reasons that a careful buyer should understand before committing.

The investment case in 65052 is robust only for operators who understand what they are buying. A $345K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

In the broader MO picture, 65052 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

The demographic picture in 65052 includes headwinds that any investor should price in. Income distribution skews lower than Montreal averages, and tenant stability requires active management.

The 65052 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Montreal:

C Below Average
Buy Confidence Score: 54/100
Affordability
10/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.7× the median income
Value Trend
Declining (-2.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $801/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
🏠

Property Strategy for 65052

Which property type performs best in this market?

Best for Cash Flow
2BR
2.6% cap rate
Best for Appreciation
3BR
+9.7% 5yr CAGR
Best Overall Value
3BR
$116,342/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $249,247 $890 2.6% +5.7% $124,624
3BR $349,026 $1,230 2.5% +9.7% $116,342
4BR $510,471 $1,300 1.8% +9.6% $127,618
5BR $666,587 +7.8% $133,317

Market Trends

Home Value History (with trend line)

$375K$332K$288K$245K$202K$159KJan 2012May 2019Jul 2026

📊 How Does 65052 Compare?

Metric 65052 Montreal Missouri
Home Value $345,407 $291,285 $254,657
5-Year CAGR 1.4% 1.8% 7.0%
Avg Rent $801 $909 -
Cap Rate 1.8% 2.6% -
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 65052 (Montreal, MO). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
1.8%
Low
5yr Growth
+1.4%
Slow

📊 Market Snapshot

Home Value $345,407
Monthly Rent $801
Price-to-Rent 35.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 2.8%
Cap Rate 1.8%
5-Year IRR 3.2%

📈 Home Appreciation

1-Year -2.3% ▼
3-Year CAGR +1.3% ▲
5-Year CAGR +1.4% ▲
10-Year CAGR +4.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 1.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
28.4%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+1.4%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 65052

Population: 3,825

💰 Median Household Income
$73,542
This area
$73,542
State
$62,768
USA
$74,580
🏠 Renter Occupied
7.5%
This area
7.5%
State
23.7%
USA
34.0%
💼 Unemployment Rate
4.2%
This area
4.2%
State
-8.1%
USA
3.7%
🎓 College Educated
22.8%
This area
22.8%
State
8.6%
USA
33.7%
👤 Median Age
55.0 years
This area
55.0 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
28.4%
This area
28.4%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 96.1%
Other/Mixed 1.9%
Black/African American 1.2%
Hispanic/Latino 0.8%
Asian 0.7%
👶 Under 18
13.6%
This area
13.6%
USA
22.0%
👴 65 and Over
27.1%
This area
27.1%
USA
17.3%
📊 Poverty Rate
8.1%
This area
8.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

What is the rental occupancy rate in Montreal, MO?

Rental vacancy in Montreal, MO is elevated. Investors should budget normal turnover but not chronic empty units.

What do rentals go for in Montreal, MO?

Montreal, MO rentals go for roughly $801/mo a month. That puts gross yield in solid territory relative to $345K acquisition costs.

Are homes affordable in Montreal, MO?

Expect median prices around $345K in Montreal, MO. The market has run at a 0.0% 5-year CAGR, so entry costs have been steady.

Is Montreal, MO good for landlords?

Montreal, MO operates under MO law, which is landlord-friendly overall for landlords. Expect even-keeled treatment in typical lease and eviction cases.

Is Montreal, MO a good place for real estate investing?

The 2.0/5 investability rating in Montreal, MO reflects its $345K prices and $801/mo rents. Investors generally consider it a solid option within MO.

You know 65052 now. You don’t know where it ranks.

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