Real Estate Investing in Montreal, Missouri (65591)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Camden County • Population: 1,828 • Data updated: September 2026

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Should you buy in 65591 (Montreal, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (51/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 10.8% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Montreal, MO (65591)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $237,163
Avg Monthly Rent $1,017
1% Rule ✗ Does Not Meet
Median Income $49,179
% Renters 23.8%

Market Analysis: 65591 Montreal

The 65591 ZIP covers a section of Montreal that demands careful diligence. Prices near $237K look accessible, but the work to make a deal cash flow is real.

Rent of $1,017/mo on a $237K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 65591 sits below the stated 0.0% once reality is priced in.

ZIP 65591's metrics run below Camden County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Resident income in 65591 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Strategically, 65591 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Montreal:

C Below Average
Buy Confidence Score: 54/100
Affordability
10/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.8× the median income
Value Trend
Stable (+1.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,017/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$265K$231K$197K$163K$129K$95KJan 2012May 2019Jul 2026

📊 How Does 65591 Compare?

Metric 65591 Montreal Missouri
Home Value $237,163 $291,285 $254,657
5-Year CAGR 2.2% 1.8% 7.0%
Avg Rent $1,017 $909 -
Cap Rate 3.3% 2.6% -
💡 Why Invest in 65591? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 65591 (Montreal, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.3%
Low
5yr Growth
+2.2%
Slow

📊 Market Snapshot

Home Value $237,163
Monthly Rent $1,017
Price-to-Rent 19.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.2%
Cap Rate 3.3%
5-Year IRR 5.5%

📈 Home Appreciation

1-Year +1.7% ▲
3-Year CAGR +1.4% ▲
5-Year CAGR +2.2% ▲
10-Year CAGR +5.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.8%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.2%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 65591

Population: 1,828

💰 Median Household Income
$49,179
This area
$49,179
State
$62,768
USA
$74,580
🏠 Renter Occupied
23.8%
This area
23.8%
State
23.7%
USA
34.0%
💼 Unemployment Rate
5.0%
This area
5.0%
State
-8.1%
USA
3.7%
🎓 College Educated
10.4%
This area
10.4%
State
8.6%
USA
33.7%
👤 Median Age
34.4 years
This area
34.4 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
10.8%
This area
10.8%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 95.2%
Hispanic/Latino 2.9%
Other/Mixed 2.9%
Asian 1.9%
👶 Under 18
33.4%
This area
33.4%
USA
22.0%
👴 65 and Over
9.7%
This area
9.7%
USA
17.3%
📊 Poverty Rate
19.4%
This area
19.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

How much should I expect to pay for a home in Montreal, MO?

Expect median prices around $237K in Montreal, MO. The market has run at a 0.0% 5-year CAGR, so entry costs have been stable.

Is Montreal, MO better for rentals, flips, or BRRRR?

For Montreal, MO, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

How do landlord-tenant laws work in Montreal, MO?

MO law landlord-friendly for landlords, and Montreal inherits those rules. Investors should still review local ordinances for rental licensing.

Does a duplex house hack pencil in Montreal, MO?

The a challenging house-hack environment in Montreal, MO reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

How strong is tenant demand in Montreal, MO?

Working renters make up the core of the Montreal, MO tenant base. The pool is reasonable for investors targeting long-term holds.

You know 65591 now. You don’t know where it ranks.

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