Real Estate Investing in Rocky Mount, Missouri (65072)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Morgan County • Population: 1,978 • Data updated: September 2026

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Should you buy in 65072 (Rocky Mount, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (45/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 71.1% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Rocky Mount, MO (65072)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $341,468
Avg Monthly Rent $1,197
1% Rule ✗ Does Not Meet
Median Income $51,473
% Renters 16.2%

Market Analysis: 65072 Rocky Mount

The 65072 ZIP covers a section of Rocky Mount that demands careful diligence. Prices near $341K look accessible, but the work to make a deal cash flow is real.

For an experienced owner, 65072 can be a a credible choice for hunting ground — but the discount at $341K reflects genuine risk that outside investors often underestimate.

ZIP 65072's metrics run below Morgan County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Who lives in 65072 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The 65072 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Rocky Mount:

C Below Average
Buy Confidence Score: 57/100
Affordability
5/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.6× the median income
Value Trend
Rising (+5.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,197/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$358K$311K$264K$217K$170K$124KJan 2012May 2019Jul 2026

📊 How Does 65072 Compare?

Metric 65072 Rocky Mount Missouri
Home Value $341,468 $341,468 $254,657
5-Year CAGR 5.7% 5.7% 7.0%
Avg Rent $1,197 $1,197 -
Cap Rate 2.7% 2.7% -
💡 Why Invest in 65072? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 65072 (Rocky Mount, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.7%
Low
5yr Growth
+5.7%
Moderate

📊 Market Snapshot

Home Value $341,468
Monthly Rent $1,197
Price-to-Rent 23.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.2%
Cap Rate 2.7%
5-Year IRR 8.4%

📈 Home Appreciation

1-Year +5.4% ▲
3-Year CAGR +2.7% ▲
5-Year CAGR +5.7% ▲
10-Year CAGR +8.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
71.1%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.7%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 65072

Population: 1,978

💰 Median Household Income
$51,473
This area
$51,473
State
$62,768
USA
$74,580
🏠 Renter Occupied
16.2%
This area
16.2%
State
23.7%
USA
34.0%
💼 Unemployment Rate
1.8%
This area
1.8%
State
-8.1%
USA
3.7%
🎓 College Educated
18.8%
This area
18.8%
State
8.6%
USA
33.7%
👤 Median Age
46.6 years
This area
46.6 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
71.1%
This area
71.1%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 97.0%
Other/Mixed 2.8%
Hispanic/Latino 0.4%
👶 Under 18
28.2%
This area
28.2%
USA
22.0%
👴 65 and Over
24.1%
This area
24.1%
USA
17.3%
📊 Poverty Rate
12.4%
This area
12.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

How does Rocky Mount, MO stack up for property investment?

Our data puts Rocky Mount, MO at 3.0/5 for investability. Home prices of $341K and rents around $1,197/mo create a solid backdrop for investor activity.

How high is vacancy risk in Rocky Mount, MO?

Rental vacancy in Rocky Mount, MO is elevated. Investors should budget normal turnover but not chronic empty units.

What is the tenant pool like in Rocky Mount, MO?

The renter base in Rocky Mount, MO is reasonable for the $1,197/mo price point. Screening well and pricing to market typically yields steady tenants.

What are home prices like in Rocky Mount, MO?

Rocky Mount, MO median home values land near $341K. That is reasonable territory for investors looking at $1,197/mo-per-month rentals.

Where do rents currently stand in Rocky Mount, MO?

Rental rates in Rocky Mount, MO average $1,197/mo. Tenant demand and $341K home values make the yield look reasonable by investor standards.

You know 65072 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 65072 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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