Real Estate Investing in Republic, Missouri (65738)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Greene County • Population: 21,117 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 65738 (Republic, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (80/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Republic, MO (65738)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $269,783
Avg Monthly Rent $1,395
1% Rule ✗ Does Not Meet
Median Income $66,504
% Renters 33.9%

Market Analysis: 65738 Republic

ZIP 65738 in Republic, MO carries a notable set of headwinds. Home values near $270K and rents of $1,395/mo sit inside a market where underwriting has to be tight.

The investment case in 65738 is resilient only for operators who understand what they are buying. A $270K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Within MO, ZIP 65738 trails on several market indicators that neighboring Greene County submarkets outperform. The gap is real and durable enough to shape underwriting.

The demographic picture in 65738 includes headwinds that any investor should price in. Income distribution skews lower than Republic averages, and tenant stability requires active management.

Distressed ZIPs reward experience. significant returns are possible in 65738, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Republic:

B Good
Buy Confidence Score: 73/100
Affordability
15/25
Appreciation
22/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.1× the median income
Value Trend
Rising (+4.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,395/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Springfield, MO Metro Area
Even conditions for buyers and sellers
48 days
Average time to sell
Average
9.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Springfield, MO metro data
🏠

Property Strategy for 65738

Which property type performs best in this market?

Best for Cash Flow
3BR
5.2% cap rate
Best for Appreciation
2BR
+8.6% 5yr CAGR
Best Overall Value
3BR
$80,720/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $178,802 $1,280 5.2% +8.6% $89,401
3BR $242,161 $1,750 5.2% +8.5% $80,720
4BR $325,839 $1,990 4.4% +6.7% $81,460
5BR $419,341 +6.7% $83,868

Market Trends

Home Value History (with trend line)

$284K$247K$210K$173K$136K$99KAug 2007Feb 2017Jul 2026

Rent History (with trend line)

$1,540$1,467$1,394$1,321$1,248$1,175Jun 2022Jul 2024Jul 2026

📊 How Does 65738 Compare?

Metric 65738 Republic Springfield, MO Missouri
Home Value $269,783 $269,783 N/A $254,657
5-Year CAGR 5.5% 5.5% N/A 7.0%
Avg Rent $1,395 $1,395 N/A -
Cap Rate 4.0% 4.0% - -
💡 Why Invest in 65738? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 65738 (Republic, MO). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 65738 (Republic, MO)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
4.0%
Fair
5yr Growth
+5.5%
Moderate

📉 Market Crash Risk Index

Based on Springfield, MO metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
52%
Days Pending
1/2
48 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $269,783
Monthly Rent $1,395
Price-to-Rent 16.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.2%
Cap Rate 4.0%
5-Year IRR 9.5%

📈 Home Appreciation

1-Year +4.5% ▲
3-Year CAGR +2.6% ▲
5-Year CAGR +5.5% ▲
10-Year CAGR +7.2% ▲

🏠 Rent Trends

1-Year +1.8% ▲
3-Year CAGR +2.1% ▲
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
2.2%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.5%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 65738

Population: 21,117

💰 Median Household Income
$66,504
This area
$66,504
State
$62,768
USA
$74,580
🏠 Renter Occupied
33.9%
This area
33.9%
State
23.7%
USA
34.0%
💼 Unemployment Rate
2.5%
This area
2.5%
State
-8.1%
USA
3.7%
🎓 College Educated
27.7%
This area
27.7%
State
8.6%
USA
33.7%
👤 Median Age
35.7 years
This area
35.7 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
2.2%
This area
2.2%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 91.6%
Other/Mixed 4.9%
Black/African American 2.4%
Hispanic/Latino 2.1%
Asian 1.1%
👶 Under 18
28.2%
This area
28.2%
USA
22.0%
👴 65 and Over
15.2%
This area
15.2%
USA
17.3%
📊 Poverty Rate
8.5%
This area
8.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 65738

B Avg School Grade
8 Schools
14.0:1 Avg Class Size
$13,032 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

LYON ELEMENTARY

📚 K – 05 Elementary
👥
432 Students
👨‍🏫
12.5:1 Class Size
💰
$13,032 Per Student
B+ Above Average

MCCULLOCH ELEMENTARY

📚 K – 05 Elementary
👥
449 Students
👨‍🏫
12.4:1 Class Size
💰
$13,032 Per Student
B+ Above Average

PRICE ELEMENTARY

📚 K – 05 Elementary
👥
491 Students
👨‍🏫
12.8:1 Class Size
💰
$13,032 Per Student
B+ Above Average

SCHOFIELD ELEMENTARY

📚 K – 05 Elementary
👥
470 Students
👨‍🏫
12.7:1 Class Size
💰
$13,032 Per Student
B+ Above Average

SWEENY ELEMENTARY

📚 K – 05 Elementary
👥
492 Students
👨‍🏫
13.4:1 Class Size
💰
$13,032 Per Student
B Good

EARLY CHILDHOOD CENTER

📚 Grade PK Elementary
👥
241 Students
👨‍🏫
15.2:1 Class Size
💰
$13,032 Per Student
B Good

REPUBLIC MIDDLE

📚 06 – 08 Middle
👥
1,197 Students
👨‍🏫
16.1:1 Class Size
💰
$13,032 Per Student
C+ Average

REPUBLIC HIGH

📚 09 – 12 High School
👥
1,509 Students
👨‍🏫
17.1:1 Class Size
💰
$13,032 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 4,635 Off-Campus Students
D
Paul Mitchell the School-Springfield
263 students · 9.8 mi
C
WellSpring School of Allied Health-Springfield
79 students · 9.9 mi
C+
Missouri State University-Springfield
23,418 students · 12.5 mi
C+
Cox College
795 students · 12.8 mi
C+
Drury University
1,596 students · 12.9 mi
D
Drury University-College of Continuing Professional Studies
716 students · 12.9 mi
C+
Ozarks Technical Community College
11,036 students · 13.1 mi
C
Midwest Technical Institute-Missouri
335 students · 13.1 mi

Investor Insight: With 4,635 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Should investors worry about vacancy in Republic, MO?

Expect elevated vacancy in Republic, MO. Rents at $1,395/mo are absorbed by the tenant base without meaningful lag.

What is the typical rental rate in Republic, MO?

Republic, MO rentals go for roughly $1,395/mo a month. That puts gross yield in solid territory relative to $270K acquisition costs.

What investment strategy works best in Republic, MO?

The best-fit strategy in Republic, MO is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

Is rental property easy to operate in Republic, MO?

Republic, MO falls under MO landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

What is the investability score for Republic, MO?

Republic, MO rates 3.0/5 for investability. With median values at $270K and rents near $1,395/mo, the market offers reasonable fundamentals for rental investors.

You know 65738 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 65738 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 65738 ranks in Springfield, MO

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 65738 (Republic)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 65738 (Republic, MO).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.