Real Estate Investing in Clever, Missouri (65631)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 65631 (Clever, MO)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Clever, MO (65631)?
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Market Analysis: 65631 Clever
From an investor standpoint, ZIP 65631 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $267K median. It rewards specialists, not generalists.
Rent of $1,188/mo on a $267K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 65631 sits below the stated 0.0% once reality is priced in.
Statewide comparisons place 65631 among MO's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
Employment concentration in 65631 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
tilts toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Clever:
Property Strategy for 65631
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 3BR | $236,178 | $1,810 | 5.5% | +9.3% | $78,726 |
| 4BR | $358,869 | $2,070 | 4.2% | +9.1% | $89,717 |
Market Trends
Home Value History (with trend line)
📊 How Does 65631 Compare?
| Metric | 65631 | Clever | Springfield, MO | Missouri |
|---|---|---|---|---|
| Home Value | $267,372 | $267,372 | N/A | $254,657 |
| 5-Year CAGR | 7.6% | 7.6% | N/A | 7.0% |
| Avg Rent | $1,188 | $1,188 | N/A | - |
| Cap Rate | 3.5% | 3.5% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 65631 (Clever, MO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $267,372 |
| Monthly Rent | $1,188 |
| Price-to-Rent | 18.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.3% |
| Cap Rate | 3.5% |
| 5-Year IRR | 11.1% |
📈 Home Appreciation
| 1-Year | +6.9% ▲ |
| 3-Year CAGR | +4.4% ▲ |
| 5-Year CAGR | +7.6% ▲ |
| 10-Year CAGR | +8.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 65631
Population: 6,175
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 65631
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How much does a house cost in Clever, MO?
In Clever, MO the median home value sits at $267K. Against the broader MO market, that reads as reasonable for most investors.
Should investors consider Clever, MO?
The 3.0/5 investability rating in Clever, MO reflects its $267K prices and $1,188/mo rents. Investors generally consider it a solid option within MO.
How strict are landlord regulations in Clever, MO?
Clever, MO operates under MO law, which is landlord-friendly overall for landlords. Expect reliable treatment in typical lease and eviction cases.
What is the typical rental rate in Clever, MO?
The typical rental in Clever, MO commands about $1,188/mo monthly. That rent profile measured cash flow against the $267K purchase basis.
What kind of tenants rent in Clever, MO?
Clever, MO offers a consistent renter base at the $1,188/mo rent level. Tenant turnover is reasonable for well-managed properties.
You know 65631 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 65631 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 65631 ranks in Springfield, MO
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