Real Estate Investing in Crane, Missouri (65633)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Stone • Population: 3,940 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 65633 (Crane, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (63/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Crane, MO (65633)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $245,299
Avg Monthly Rent $1,017
1% Rule ✗ Does Not Meet
Median Income $53,952
% Renters 22.4%

Market Analysis: 65633 Crane

Not every below-median market is a bargain. Crane's 65633 ZIP registers signals that favor experienced operators who can absorb the risk $245K pricing implies.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 65633 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

The gap between 65633 and stronger Crane ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

On balance, 3,940 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

The 65633 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Crane:

C+ Average
Buy Confidence Score: 63/100
Affordability
15/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.5× the median income
Value Trend
Rising (+7.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,017/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 65633

Which property type performs best in this market?

Best for Cash Flow
2BR
6.0% cap rate
Best for Appreciation
3BR
+8.2% 5yr CAGR
Best Overall Value
2BR
$67,897/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $135,793 $1,130 6.0% $67,897
3BR $245,025 $1,570 4.6% +8.2% $81,675
4BR $349,609 $1,850 3.8% $87,402

Market Trends

Home Value History (with trend line)

$266K$230K$193K$156K$120K$83KMar 2009Nov 2017Jul 2026

📊 How Does 65633 Compare?

Metric 65633 Crane Missouri
Home Value $245,299 $245,299 $254,657
5-Year CAGR 5.0% 5.0% 7.0%
Avg Rent $1,017 $1,017 -
Cap Rate 3.2% 3.2% -
💡 Why Invest in 65633? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 65633 (Crane, MO). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 65633 (Crane, MO)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
3.2%
Low
5yr Growth
+5.0%
Moderate

📊 Market Snapshot

Home Value $245,299
Monthly Rent $1,017
Price-to-Rent 20.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.0%
Cap Rate 3.2%
5-Year IRR 8.2%

📈 Home Appreciation

1-Year +7.4% ▲
3-Year CAGR +2.5% ▲
5-Year CAGR +5.0% ▲
10-Year CAGR +7.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.6%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.0%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 65633

Population: 3,940

💰 Median Household Income
$53,952
This area
$53,952
State
$62,768
USA
$74,580
🏠 Renter Occupied
22.4%
This area
22.4%
State
23.7%
USA
34.0%
💼 Unemployment Rate
3.9%
This area
3.9%
State
-8.1%
USA
3.7%
🎓 College Educated
12.1%
This area
12.1%
State
8.6%
USA
33.7%
👤 Median Age
35.8 years
This area
35.8 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
7.6%
This area
7.6%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 95.6%
Other/Mixed 4.1%
Hispanic/Latino 1.1%
Asian 0.3%
👶 Under 18
26.9%
This area
26.9%
USA
22.0%
👴 65 and Over
11.7%
This area
11.7%
USA
17.3%
📊 Poverty Rate
14.4%
This area
14.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 65633

B+ Avg School Grade
2 Schools
11.7:1 Avg Class Size
$11,596 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

CRANE HIGH

📚 07 – 12 High School
👥
234 Students
👨‍🏫
11.1:1 Class Size
💰
$11,596 Per Student
B+ Above Average

CRANE ELEM.

📚 Pre-K – 06 School
👥
325 Students
👨‍🏫
12.3:1 Class Size
💰
$11,596 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is Crane, MO a friendly market for rental owners?

For rental operators, Crane, MO rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

Are tenants stable in Crane, MO?

Working renters make up the core of the Crane, MO tenant base. The pool is reasonable for investors targeting long-term holds.

What are home prices like in Crane, MO?

Median home price in Crane, MO is near $245K, with a 5-year CAGR of 0.0%. Prices have been reliable and supportive of buy-and-hold strategies.

Can I house hack in Crane, MO?

Crane, MO is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $245K price point reasonable to enter.

How strong are rents in Crane, MO?

Investors in Crane, MO typically see rents near $1,017/mo per month against $245K home values - a solid setup for rental cash flow.

You know 65633 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 65633 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans
🤖

AI Market Advisor

Ask questions about investing in 65633 (Crane)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 65633 (Crane, MO).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.