Real Estate Investing in Springfield, Missouri (65807)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Greene County • Population: 56,680 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 65807 (Springfield, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Springfield, MO (65807)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $236,198
Avg Monthly Rent $1,274
1% Rule ✗ Does Not Meet
Median Income $48,029
% Renters 53.9%

Market Analysis: 65807 Springfield

Not every below-median market is a bargain. Springfield's 65807 ZIP registers signals that favor experienced operators who can absorb the risk $236K pricing implies.

Rent of $1,274/mo on a $236K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 65807 sits below the stated 0.0% once reality is priced in.

The gap between 65807 and stronger Springfield ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Put differently, 56,680 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

looks to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Springfield:

C+ Average
Buy Confidence Score: 69/100
Affordability
10/25
Appreciation
22/25
Stability
14/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.9× the median income
Value Trend
Rising (+4.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,274/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Springfield, MO Metro Area
Even conditions for buyers and sellers
48 days
Average time to sell
Average
9.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Springfield, MO metro data
🏠

Property Strategy for 65807

Which property type performs best in this market?

Best for Cash Flow
1BR
6.5% cap rate
Best for Appreciation
1BR
+9.0% 5yr CAGR
Best Overall Value
5BR
$68,630/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $106,727 $970 6.5% +9.0% $106,727
2BR $168,223 $1,200 5.1% +8.9% $84,112
3BR $225,577 $1,640 5.2% +8.5% $75,192
4BR $292,870 $1,860 4.6% +7.7% $73,218
5BR $343,150 +7.4% $68,630

Market Trends

Home Value History (with trend line)

$248K$216K$183K$151K$118K$86KAug 2007Feb 2017Jul 2026

Rent History (with trend line)

$1,321$1,184$1,047$911$774$637Jul 2016Jul 2021Jul 2026

📊 How Does 65807 Compare?

Metric 65807 Springfield Springfield, MO Missouri
Home Value $236,198 $116,020 N/A $254,657
5-Year CAGR 6.4% 6.0% N/A 7.0%
Avg Rent $1,274 $1,351 N/A -
Cap Rate 4.2% 4.2% - -
💡 Why Invest in 65807? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

54% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 65807 (Springfield, MO). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 65807 (Springfield, MO)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
4.2%
Fair
5yr Growth
+6.4%
Strong

📉 Market Crash Risk Index

Based on Springfield, MO metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
52%
Days Pending
1/2
48 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $236,198
Monthly Rent $1,274
Price-to-Rent 15.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.5%
Cap Rate 4.2%
5-Year IRR 10.6%

📈 Home Appreciation

1-Year +4.8% ▲
3-Year CAGR +3.6% ▲
5-Year CAGR +6.4% ▲
10-Year CAGR +7.8% ▲

🏠 Rent Trends

1-Year +3.1% ▲
3-Year CAGR +3.9% ▲
5-Year CAGR +5.4% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 4.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.4%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.4%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 65807

Population: 56,680

💰 Median Household Income
$48,029
This area
$48,029
State
$62,768
USA
$74,580
🏠 Renter Occupied
53.9%
This area
53.9%
State
23.7%
USA
34.0%
💼 Unemployment Rate
2.4%
This area
2.4%
State
-8.1%
USA
3.7%
🎓 College Educated
35.1%
This area
35.1%
State
8.6%
USA
33.7%
👤 Median Age
33.4 years
This area
33.4 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
4.4%
This area
4.4%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 84.3%
Other/Mixed 9.2%
Black/African American 4.3%
Hispanic/Latino 3.5%
Asian 2.2%
👶 Under 18
16.2%
This area
16.2%
USA
22.0%
👴 65 and Over
15.9%
This area
15.9%
USA
17.3%
📊 Poverty Rate
8.7%
This area
8.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 65807

B+ Avg School Grade
14 Schools
12.9:1 Avg Class Size
$17,624 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

CARVER MIDDLE

📚 06 – 08 Middle
👥
632 Students
👨‍🏫
13.1:1 Class Size
💰
$17,624 Per Student
A+ Excellent

HORACE MANN ELEM.

📚 Pre-K – 05 Elementary
👥
384 Students
👨‍🏫
13.7:1 Class Size
💰
$17,624 Per Student
A+ Excellent

JEFFRIES ELEM.

📚 Pre-K – 05 Elementary
👥
415 Students
👨‍🏫
14.0:1 Class Size
💰
$17,624 Per Student
A+ Excellent

MARK TWAIN ELEM.

📚 Pre-K – 05 Elementary
👥
337 Students
👨‍🏫
13.3:1 Class Size
💰
$17,624 Per Student
A+ Excellent

SHERWOOD ELEM.

📚 K – 05 Elementary
👥
437 Students
👨‍🏫
14.8:1 Class Size
💰
$17,624 Per Student
A+ Excellent

SUNSHINE ELEM.

📚 K – 05 Elementary
👥
338 Students
👨‍🏫
13.3:1 Class Size
💰
$17,624 Per Student
A Very Good

COWDEN ELEM.

📚 Pre-K – 05 Elementary
👥
269 Students
👨‍🏫
12.5:1 Class Size
💰
$17,624 Per Student
A Very Good

HOLLAND ELEM.

📚 Pre-K – 05 Elementary
👥
232 Students
👨‍🏫
12.5:1 Class Size
💰
$17,624 Per Student
A Very Good

PARKVIEW HIGH

📚 09 – 12 High School
👥
1,274 Students
👨‍🏫
14.4:1 Class Size
💰
$17,624 Per Student
B+ Above Average

ADAH FULBRIGHT EARLY CHILDHOOD

📚 Grade PK Elementary
👥
216 Students
👨‍🏫
16.6:1 Class Size
💰
$17,624 Per Student
B Good

KICKAPOO HIGH

📚 09 – 12 High School
👥
1,918 Students
👨‍🏫
19.2:1 Class Size
💰
$17,624 Per Student
B Good

COMMUNITY LEARNING CTR.

📚 06 – 12 High School
👥
17 Students
👨‍🏫
8.5:1 Class Size
B Good

EXCEL SCHOOL

📚 06 – 12 High School
👥
14 Students
👨‍🏫
7.0:1 Class Size
B Good

WILSON CREEK GROUP HOME

📚 06 – 12 High School
👥
16 Students
👨‍🏫
8.0:1 Class Size
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 4,635 Off-Campus Students
D
Paul Mitchell the School-Springfield
263 students · 0.6 mi
C
WellSpring School of Allied Health-Springfield
79 students · 0.6 mi
C+
Missouri State University-Springfield
23,418 students · 3.3 mi
C
Academy of Hair Design-Springfield
267 students · 3.6 mi
C
Midwest Technical Institute-Missouri
335 students · 4.0 mi
C+
Ozarks Technical Community College
11,036 students · 4.3 mi
C+
Drury University
1,596 students · 4.3 mi
D
Drury University-College of Continuing Professional Studies
716 students · 4.3 mi

Investor Insight: With 4,635 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How much do tenants pay in Springfield, MO?

Investors in Springfield, MO typically see rents near $1,274/mo per month against $236K home values - a solid setup for rental cash flow.

How qualified is the tenant pool in Springfield, MO?

Working renters make up the core of the Springfield, MO tenant base. The pool is reasonable for investors targeting long-term holds.

What is the average home sale price in Springfield, MO?

Springfield, MO median home values land near $236K. That is reasonable territory for investors looking at $1,274/mo-per-month rentals.

Is Springfield, MO good for house hacking?

Springfield, MO offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,274/mo rent level.

Which real estate strategy fits Springfield, MO?

Springfield, MO investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($236K prices, $1,274/mo rents) make it a reasonable choice.

You know 65807 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 65807 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 65807 ranks in Springfield, MO

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 65807 (Springfield)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 65807 (Springfield, MO).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.