Real Estate Investing in Saint James, Missouri (65559)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 65559 (Saint James, MO)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 14.6% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 25.5 — hard to cash-flow at these prices.
What’s happening in Saint James, MO (65559)?
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Market Analysis: 65559 Saint James
Investors eyeing 65559 need to respect the fundamentals at play. Home values of $243K come alongside slower price movement and elevated management overhead.
Distressed markets are won on execution, not on spreadsheets. ZIP 65559 registers the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
Turning to rents, 65559 offers a low basis, the region around Saint James has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Who lives in 65559 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
The right play in 65559 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Saint James:
Property Strategy for 65559
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $157,000 | $760 | 3.5% | +9.1% | $157,000 |
| 2BR | $158,369 | $950 | 4.3% | +9.2% | $79,185 |
| 3BR | $226,751 | $1,250 | 4.0% | +8.5% | $75,584 |
| 4BR | $293,293 | $1,270 | 3.1% | +8.1% | $73,323 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 65559 Compare?
| Metric | 65559 | Saint James | Rolla, MO | Missouri |
|---|---|---|---|---|
| Home Value | $243,259 | $243,259 | N/A | $254,657 |
| 5-Year CAGR | 7.2% | 7.2% | N/A | 7.0% |
| Avg Rent | $795 | $795 | N/A | - |
| Cap Rate | 2.6% | 2.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 65559 (Saint James, MO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $243,259 |
| Monthly Rent | $795 |
| Price-to-Rent | 25.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.9% |
| Cap Rate | 2.6% |
| 5-Year IRR | 9.8% |
📈 Home Appreciation
| 1-Year | +11.6% ▲ |
| 3-Year CAGR | +7.2% ▲ |
| 5-Year CAGR | +7.2% ▲ |
| 10-Year CAGR | +6.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 65559
Population: 9,390
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 65559
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Is housing expensive in Saint James, MO?
Saint James, MO home values average about $243K. That price point suits investors targeting rentals with $795/mo in monthly income.
What do landlords charge for rent in Saint James, MO?
Rent in Saint James, MO is around $795/mo. The resulting rent-to-value relationship with $243K pricing is reasonable for most investor models.
Are renters plentiful in Saint James, MO?
Working renters make up the core of the Saint James, MO tenant base. The pool is reasonable for investors targeting long-term holds.
What real estate strategy is ideal for Saint James, MO?
For Saint James, MO, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
Are eviction rules reasonable in Saint James, MO?
For rental operators, Saint James, MO rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.
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