Real Estate Investing in Rolla, Missouri (65401)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 65401 (Rolla, MO)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 10.4% vacancy may signal weakening demand.
What’s happening in Rolla, MO (65401)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 65401 Rolla
The 65401 ZIP covers a section of Rolla that demands careful diligence. Prices near $243K look accessible, but the work to make a deal cash flow is real.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 65401 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Nearby ZIPs in Rolla have seen price recovery that 65401 has not matched. Phelps County data supports the view that the spread is structural rather than temporary.
A notable renter share of 45% in 65401 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
trends toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Rolla:
Property Strategy for 65401
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $115,358 | $740 | 4.6% | +5.9% | $115,358 |
| 2BR | $143,343 | $930 | 4.7% | +11.3% | $71,672 |
| 3BR | $221,706 | $1,220 | 4.0% | +9.0% | $73,902 |
| 4BR | $303,268 | $1,240 | 2.9% | +8.0% | $75,817 |
| 5BR | $384,595 | — | — | +7.3% | $76,919 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 65401 Compare?
| Metric | 65401 | Rolla | Rolla, MO | Missouri |
|---|---|---|---|---|
| Home Value | $243,182 | $121,591 | N/A | $254,657 |
| 5-Year CAGR | 6.6% | 6.6% | N/A | 7.0% |
| Avg Rent | $811 | $811 | N/A | - |
| Cap Rate | 2.6% | 2.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 65401 (Rolla, MO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $243,182 |
| Monthly Rent | $811 |
| Price-to-Rent | 25.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.0% |
| Cap Rate | 2.6% |
| 5-Year IRR | 9.2% |
📈 Home Appreciation
| 1-Year | +7.8% ▲ |
| 3-Year CAGR | +5.9% ▲ |
| 5-Year CAGR | +6.6% ▲ |
| 10-Year CAGR | +6.3% ▲ |
🏠 Rent Trends
| 1-Year | -1.4% ▼ |
| 3-Year CAGR | +3.1% ▲ |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 65401
Population: 32,476
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 65401
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Are homes affordable in Rolla, MO?
Rolla, MO median home values land near $243K. That is reasonable territory for investors looking at $811/mo-per-month rentals.
What do landlords charge for rent in Rolla, MO?
Expect rents around $811/mo per month in Rolla, MO. With home values at $243K, the yield math works out to reasonable levels for rental investors.
How strong is tenant demand in Rolla, MO?
Rolla, MO draws a consistent base of working renters. Demand at the $811/mo rent level is reasonable for standard single-family and small multi rentals.
Should investors consider Rolla, MO?
With a 3.0/5 investability score, Rolla, MO ranks as a solid market for rental property investors. Median prices of $243K and rents of $811/mo drive the underlying numbers.
Are eviction rules reasonable in Rolla, MO?
Rolla, MO falls under MO landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.
You know 65401 now. You don’t know where it ranks.
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