Real Estate Investing in Saint James, Missouri

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 9,390 • Phelps County

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Should you buy in Saint James, MO? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (61/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 14.6% of homes vacant — above national norms.

What’s happening in Saint James, MO?

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3.0/ 5

Investability

Citywide average

4.0/ 5

Appreciation

7.2% 5yr CAGR

5.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $243,259
Avg Monthly Rent $795
ZIP Codes 1

Investing in Saint James Real Estate

Saint James (Missouri) spans 1 ZIPs and roughly a sizable population. firmly the fundamentals here skew distressed, with soft rents, soft appreciation, and structural headwinds worth respecting.

firmly Saint James's aggregate rating of ★★★☆☆ reflects thin investor metrics across the board — weak rent growth, weak appreciation, and rising-vacancy pressure in multiple ZIPs.

Transaction volume in Saint James has thinned in a way that amplifies price discovery risk. Put differently, investors without local context should treat every number on the page with skepticism.

Distressed-leaning demographics in Saint James — soft income growth, high rent burden, population shifts — are among the reasons the ★★★☆☆ rating sits where it does.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in Saint James, MO. Anonymous, moderated, never written by AI.

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Avg Home Value
$243,259
Avg Monthly Rent
$795
1% Rule
✗ Below
Landlord Friendly (MO)

📉 Market Crash Risk Index

Based on Rolla, MO metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
60%
Days Pending
0/2
0 days

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☀️ Warm Market — Rolla, MO metro
0
Days to pending
9.3%
Listings with price cuts
0.0%
Sale-to-list ratio
📅 Data as of August 29, 2026 — updated weekly

ZIP Codes in Saint James, MO

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Filter Saint James’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Saint James, MO

How does Saint James, MO rate as a rental market?

Saint James, MO scores 3.0/5 for investability. Home values sit at $243K and rents near $795/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

What is the average monthly rent in Saint James, MO?

Rent in Saint James, MO is around $795/mo. The resulting rent-to-value relationship with $243K pricing is reasonable for most investor models.

How strong is the working-renter base in Saint James, MO?

Tenant demand in Saint James, MO is solid. The local workforce $795/mo rents across most rental classes.

How much should I expect to pay for a home in Saint James, MO?

Typical homes in Saint James, MO go for around $243K. The 5-year CAGR of 0.0% steady price movement.

Should investors worry about vacancy in Saint James, MO?

Saint James, MO sees elevated vacancy, which is reasonable relative to the broader MO rental market.

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