Real Estate Investing in Defiance, Missouri (63341)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 63341 (Defiance, MO)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High price-to-rent: Price-to-rent ratio 38.0 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Defiance, MO (63341)?
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Market Analysis: 63341 Defiance
Not every below-median market is a bargain. Defiance's 63341 ZIP stands at signals that favor experienced operators who can absorb the risk $648K pricing implies.
Turning to rents, the numbers look inviting — $648K purchase price, 0.0% nominal cap — the work to hit that pro forma in 63341 is substantial and deserves full respect.
In the broader MO picture, 63341 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
The demographic picture in 63341 includes headwinds that any investor should price in. Income distribution skews lower than Defiance averages, and tenant stability requires active management.
The 63341 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Defiance:
Property Strategy for 63341
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $427,520 | $1,580 | 2.7% | +6.5% | $213,760 |
| 3BR | $553,848 | $2,030 | 2.6% | +7.1% | $184,616 |
| 4BR | $682,842 | $2,350 | 2.5% | +7.3% | $170,710 |
Market Trends
Home Value History (with trend line)
📊 How Does 63341 Compare?
| Metric | 63341 | Defiance | St. Louis, MO-IL | Missouri |
|---|---|---|---|---|
| Home Value | $648,092 | $648,092 | N/A | $254,657 |
| 5-Year CAGR | 5.5% | 5.5% | N/A | 7.0% |
| Avg Rent | $1,422 | $1,422 | N/A | - |
| Cap Rate | 1.7% | 1.7% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 63341 (Defiance, MO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $648,092 |
| Monthly Rent | $1,422 |
| Price-to-Rent | 38.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 2.6% |
| Cap Rate | 1.7% |
| 5-Year IRR | 7.2% |
📈 Home Appreciation
| 1-Year | +6.0% ▲ |
| 3-Year CAGR | +4.3% ▲ |
| 5-Year CAGR | +5.5% ▲ |
| 10-Year CAGR | +6.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 63341
Population: 3,554
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Investor Insight: With 1,393 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the investability score for Defiance, MO?
Defiance, MO rates 3.0/5 for investability. With median values at $648K and rents near $1,422/mo, the market offers reasonable fundamentals for rental investors.
How quickly do rentals get leased in Defiance, MO?
Defiance, MO vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
How much should I expect to pay for a home in Defiance, MO?
Median home price in Defiance, MO is near $648K, with a 5-year CAGR of 0.0%. Prices have been even-keeled and supportive of buy-and-hold strategies.
Is Defiance, MO a friendly market for rental owners?
The landlord environment in Defiance, MO is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.
How should investors approach Defiance, MO?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Defiance, MO. The numbers - $648K homes against $1,422/mo rents - support that play.
You know 63341 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 63341 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 63341 ranks in St. Louis, MO-IL
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