Real Estate Investing in Labadie, Missouri (63055)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Franklin County • Population: 1,628 • Data updated: September 2026

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Should you buy in 63055 (Labadie, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 9.3% vacancy may signal weakening demand.
  • High price-to-rent: Price-to-rent ratio 34.8 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Labadie, MO (63055)?

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2.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $386,782
Avg Monthly Rent $927
1% Rule ✗ Does Not Meet
Median Income $91,661
% Renters 11.4%

Market Analysis: 63055 Labadie

Not every below-median market is a bargain. Labadie's 63055 ZIP shows signals that favor experienced operators who can absorb the risk $387K pricing implies.

Distressed markets are won on execution, not on spreadsheets. ZIP 63055 reflects the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Statewide comparisons place 63055 among MO's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

The 63055 ZIP's population of 1,628 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that comes in at the need for careful underwriting.

The 63055 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Labadie:

C+ Average
Buy Confidence Score: 63/100
Affordability
15/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.2× the median income
Value Trend
Rising (+3.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $927/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
St. Louis, MO-IL Metro Area
Even conditions for buyers and sellers
30 days
Average time to sell
Fast
11.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from St. Louis, MO-IL metro data
🏠

Property Strategy for 63055

Which property type performs best in this market?

Best for Cash Flow
3BR
2.7% cap rate
Best for Appreciation
4BR
+6.5% 5yr CAGR
Best Overall Value
3BR
$118,316/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $297,396 $1,030 2.5% $148,698
3BR $354,947 $1,330 2.7% +5.5% $118,316
4BR $516,046 $1,530 2.1% +6.5% $129,011

Market Trends

Home Value History (with trend line)

$408K$363K$319K$274K$229K$185KFeb 2008May 2017Jul 2026

📊 How Does 63055 Compare?

Metric 63055 Labadie St. Louis, MO-IL Missouri
Home Value $386,782 $386,782 N/A $254,657
5-Year CAGR 3.7% 3.7% N/A 7.0%
Avg Rent $927 $927 N/A -
Cap Rate 1.9% 1.9% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 63055 (Labadie, MO). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 63055 (Labadie, MO)?

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Investability
Fair
Cap Rate
1.9%
Low
5yr Growth
+3.7%
Moderate

📊 Market Snapshot

Home Value $386,782
Monthly Rent $927
Price-to-Rent 34.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 2.9%
Cap Rate 1.9%
5-Year IRR 5.6%

📈 Home Appreciation

1-Year +3.6% ▲
3-Year CAGR +3.4% ▲
5-Year CAGR +3.7% ▲
10-Year CAGR +5.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 1.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
9.3%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.7%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 63055

Population: 1,628

💰 Median Household Income
$91,661
This area
$91,661
State
$62,768
USA
$74,580
🏠 Renter Occupied
11.4%
This area
11.4%
State
23.7%
USA
34.0%
💼 Unemployment Rate
3.7%
This area
3.7%
State
-8.1%
USA
3.7%
🎓 College Educated
28.6%
This area
28.6%
State
8.6%
USA
33.7%
👤 Median Age
43.2 years
This area
43.2 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
9.3%
This area
9.3%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 97.9%
Other/Mixed 1.2%
Black/African American 0.8%
Hispanic/Latino 0.5%
👶 Under 18
20.7%
This area
20.7%
USA
22.0%
👴 65 and Over
23.4%
This area
23.4%
USA
17.3%
📊 Poverty Rate
6.4%
This area
6.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 63055

A Avg School Grade
1 Schools
9.4:1 Avg Class Size
$16,856 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Labadie Elementary

📚 K – 06 School
👥
105 Students
👨‍🏫
9.4:1 Class Size
💰
$16,856 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 291 Off-Campus Students
C+
Evolve Beauty Academy
21 students · 9.6 mi
C
Four Rivers Career Center
24 students · 9.9 mi
C
East Central College
2,638 students · 10.3 mi

Frequently Asked Questions

Is housing expensive in Labadie, MO?

Labadie, MO median home values land near $387K. That is reasonable territory for investors looking at $927/mo-per-month rentals.

What is the tenant pool like in Labadie, MO?

Expect a solid tenant pool in Labadie, MO. The rental market absorbs $927/mo rents without meaningful friction.

What approach is best for Labadie, MO real estate?

The best-fit strategy in Labadie, MO is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

What are vacancy rates like in Labadie, MO?

Vacancy in Labadie, MO is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $927/mo.

Are eviction rules reasonable in Labadie, MO?

Labadie, MO falls under MO landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

You know 63055 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 63055 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 63055 ranks in St. Louis, MO-IL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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