Real Estate Investing in Wildwood, Missouri (63040)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Saint Louis County • Population: 8,826 • Data updated: September 2026

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Should you buy in 63040 (Wildwood, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 27.8 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Wildwood, MO (63040)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $485,894
Avg Monthly Rent $1,458
1% Rule ✗ Does Not Meet
Median Income $125,667
% Renters 13.2%

Market Analysis: 63040 Wildwood

The 63040 ZIP covers a section of Wildwood that demands careful diligence. Prices near $486K look accessible, but the work to make a deal cash flow is real.

For an experienced owner, 63040 can be a a credible choice for hunting ground — but the discount at $486K reflects genuine risk that outside investors often underestimate.

In the broader MO picture, 63040 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

The demographic picture in 63040 includes headwinds that any investor should price in. Income distribution skews lower than Wildwood averages, and tenant stability requires active management.

Distressed ZIPs reward experience. sturdy returns are possible in 63040, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Wildwood:

C+ Average
Buy Confidence Score: 69/100
Affordability
15/25
Appreciation
22/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.9× the median income
Value Trend
Rising (+5.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,458/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
St. Louis, MO-IL Metro Area
Even conditions for buyers and sellers
30 days
Average time to sell
Fast
11.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from St. Louis, MO-IL metro data
🏠

Property Strategy for 63040

Which property type performs best in this market?

Best for Cash Flow
2BR
5.4% cap rate
Best for Appreciation
2BR
+6.6% 5yr CAGR
Best Overall Value
2BR
$107,219/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $214,439 $1,620 5.4% +6.6% $107,219
3BR $430,855 $2,090 3.5% +6.3% $143,618
4BR $496,873 $2,410 3.5% +6.6% $124,218

Market Trends

Home Value History (with trend line)

$507K$452K$397K$342K$287K$232KJul 2006Jul 2016Jul 2026

📊 How Does 63040 Compare?

Metric 63040 Wildwood St. Louis, MO-IL Missouri
Home Value $485,894 $671,132 N/A $254,657
5-Year CAGR 5.4% 5.4% N/A 7.0%
Avg Rent $1,458 $1,571 N/A -
Cap Rate 2.3% 1.9% - -
💡 Why Invest in 63040? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 63040 (Wildwood, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.3%
Low
5yr Growth
+5.4%
Moderate

📊 Market Snapshot

Home Value $485,894
Monthly Rent $1,458
Price-to-Rent 27.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.6%
Cap Rate 2.3%
5-Year IRR 7.7%

📈 Home Appreciation

1-Year +5.0% ▲
3-Year CAGR +3.8% ▲
5-Year CAGR +5.4% ▲
10-Year CAGR +5.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
2.6%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.4%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 63040

Population: 8,826

💰 Median Household Income
$125,667
This area
$125,667
State
$62,768
USA
$74,580
🏠 Renter Occupied
13.2%
This area
13.2%
State
23.7%
USA
34.0%
💼 Unemployment Rate
3.3%
This area
3.3%
State
-8.1%
USA
3.7%
🎓 College Educated
65.6%
This area
65.6%
State
8.6%
USA
33.7%
👤 Median Age
42.2 years
This area
42.2 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
2.6%
This area
2.6%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 81.2%
Other/Mixed 12.4%
Hispanic/Latino 7.3%
Asian 5.6%
Black/African American 0.7%
👶 Under 18
25.1%
This area
25.1%
USA
22.0%
👴 65 and Over
16.9%
This area
16.9%
USA
17.3%
📊 Poverty Rate
1.5%
This area
1.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 63040

B+ Avg School Grade
2 Schools
14.6:1 Avg Class Size
$13,397 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

FAIRWAY ELEM.

📚 K – 05 Elementary
👥
365 Students
👨‍🏫
14.4:1 Class Size
💰
$13,397 Per Student
B+ Above Average

POND ELEM.

📚 K – 05 Elementary
👥
405 Students
👨‍🏫
14.7:1 Class Size
💰
$13,397 Per Student

Nearby Schools (4 more)

Schools in adjacent ZIP codes that may serve this area

A Very Good

WILDWOOD MIDDLE

📚 06 – 08 Middle
📍 17401 MANCHESTER RD, WILDWOOD
👥
543 Students
👨‍🏫
11.3:1 Class Size
💰
$13,397 Per Student
B+ Above Average

BABLER ELEM.

📚 K – 05 Elementary
📍 1955 SHEPARD RD, GLENCOE
👥
444 Students
👨‍🏫
12.7:1 Class Size
💰
$13,397 Per Student
B+ Above Average

ROCKWOOD VALLEY MIDDLE

📚 06 – 08 Middle
📍 1220 BABLER PARK DR, WILDWOOD
👥
643 Students
👨‍🏫
13.2:1 Class Size
💰
$13,397 Per Student
B Good

LASALLE SPRINGS MIDDLE

📚 06 – 08 Middle
📍 3300 HWY 109, WILDWOOD
👥
907 Students
👨‍🏫
16.6:1 Class Size
💰
$13,397 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 1,473 Off-Campus Students
D
Logan University
1,582 students · 6.4 mi
C+
Maryville University of Saint Louis
9,883 students · 8.6 mi
C
St Louis College of Health Careers-Fenton
430 students · 9.1 mi
C
Missouri Baptist University
5,641 students · 10.5 mi
C
Covenant Theological Seminary
607 students · 11.0 mi
C
Applied Technology Services
152 students · 12.2 mi
C
St Charles Community College
5,902 students · 12.9 mi
C
Grabber School of Hair Design
244 students · 13.2 mi

Investor Insight: With 1,473 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How should investors approach Wildwood, MO?

Most investors in Wildwood, MO run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

Can I house hack in Wildwood, MO?

Wildwood, MO offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,458/mo rent level.

What is the typical vacancy rate in Wildwood, MO?

Occupancy in Wildwood, MO runs reliable with elevated vacancy. Well-priced units at $1,458/mo lease on reasonable timelines.

What is the typical home price in Wildwood, MO?

Homes in Wildwood, MO typically sell near $486K. Prices have moved at a 0.0% 5-year CAGR, which even-keeled long-term demand.

What kind of market is Wildwood, MO for investors?

Investors tracking Wildwood, MO will find a 3.0/5 rating supported by $486K median home values and $1,458/mo rents. That profile suits long-term holders targeting reliable returns.

You know 63040 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 63040 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 63040 ranks in St. Louis, MO-IL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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