Real Estate Investing in Wildwood, Missouri (63038)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Saint Louis County • Population: 7,132 • Data updated: September 2026

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Should you buy in 63038 (Wildwood, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (67/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 41.1 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Wildwood, MO (63038)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $665,412
Avg Monthly Rent $1,350
1% Rule ✗ Does Not Meet
Median Income $173,750
% Renters 5.0%

Market Analysis: 63038 Wildwood

Not every below-median market is a bargain. Wildwood's 63038 ZIP reflects signals that favor experienced operators who can absorb the risk $665K pricing implies.

The 63038 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Within MO, ZIP 63038 trails on several market indicators that neighboring Saint Louis County submarkets outperform. The gap is real and durable enough to shape underwriting.

Turning to rents, 7,132 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

The 63038 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Wildwood:

C+ Average
Buy Confidence Score: 69/100
Affordability
15/25
Appreciation
22/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.8× the median income
Value Trend
Rising (+5.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,350/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
St. Louis, MO-IL Metro Area
Even conditions for buyers and sellers
30 days
Average time to sell
Fast
11.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from St. Louis, MO-IL metro data
🏠

Property Strategy for 63038

Which property type performs best in this market?

Best for Cash Flow
2BR
6.2% cap rate
Best for Appreciation
5BR
+7.3% 5yr CAGR
Best Overall Value
2BR
$86,851/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $173,701 $1,500 6.2% +5.7% $86,851
3BR $516,447 $1,930 2.7% +7.0% $172,149
4BR $694,027 $2,230 2.3% +7.0% $173,507
5BR $864,675 +7.3% $172,935

Market Trends

Home Value History (with trend line)

$692K$618K$544K$469K$395K$321KJul 2006Jul 2016Jul 2026

📊 How Does 63038 Compare?

Metric 63038 Wildwood St. Louis, MO-IL Missouri
Home Value $665,412 $671,132 N/A $254,657
5-Year CAGR 5.5% 5.4% N/A 7.0%
Avg Rent $1,350 $1,571 N/A -
Cap Rate 1.6% 1.9% - -
💡 Why Invest in 63038? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 63038 (Wildwood, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
1.6%
Low
5yr Growth
+5.5%
Moderate

📊 Market Snapshot

Home Value $665,412
Monthly Rent $1,350
Price-to-Rent 41.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 2.4%
Cap Rate 1.6%
5-Year IRR 7.1%

📈 Home Appreciation

1-Year +5.4% ▲
3-Year CAGR +4.3% ▲
5-Year CAGR +5.5% ▲
10-Year CAGR +5.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 1.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.9%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.5%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 63038

Population: 7,132

💰 Median Household Income
$173,750
This area
$173,750
State
$62,768
USA
$74,580
🏠 Renter Occupied
5.0%
This area
5.0%
State
23.7%
USA
34.0%
💼 Unemployment Rate
1.9%
This area
1.9%
State
-8.1%
USA
3.7%
🎓 College Educated
63.0%
This area
63.0%
State
8.6%
USA
33.7%
👤 Median Age
47.2 years
This area
47.2 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
7.9%
This area
7.9%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 91.1%
Other/Mixed 4.2%
Asian 3.9%
Hispanic/Latino 3.5%
Black/African American 0.8%
👶 Under 18
27.3%
This area
27.3%
USA
22.0%
👴 65 and Over
23.0%
This area
23.0%
USA
17.3%
📊 Poverty Rate
0.4%
This area
0.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 63038

B+ Avg School Grade
4 Schools
13.5:1 Avg Class Size
$13,397 Avg Per Pupil

Schools in This ZIP Code

A Very Good

WILDWOOD MIDDLE

📚 06 – 08 Middle
👥
543 Students
👨‍🏫
11.3:1 Class Size
💰
$13,397 Per Student
B+ Above Average

BABLER ELEM.

📚 K – 05 Elementary
👥
444 Students
👨‍🏫
12.7:1 Class Size
💰
$13,397 Per Student
B+ Above Average

ROCKWOOD VALLEY MIDDLE

📚 06 – 08 Middle
👥
643 Students
👨‍🏫
13.2:1 Class Size
💰
$13,397 Per Student
B Good

LASALLE SPRINGS MIDDLE

📚 06 – 08 Middle
👥
907 Students
👨‍🏫
16.6:1 Class Size
💰
$13,397 Per Student

Nearby Schools (2 more)

Schools in adjacent ZIP codes that may serve this area

B+ Above Average

FAIRWAY ELEM.

📚 K – 05 Elementary
📍 480 OLD FAIRWAY DR, WILDWOOD
👥
365 Students
👨‍🏫
14.4:1 Class Size
💰
$13,397 Per Student
B+ Above Average

POND ELEM.

📚 K – 05 Elementary
📍 17200 MANCHESTER RD, WILDWOOD
👥
405 Students
👨‍🏫
14.7:1 Class Size
💰
$13,397 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

7 Nearby 1,473 Off-Campus Students
D
Logan University
1,582 students · 7.7 mi
C+
Maryville University of Saint Louis
9,883 students · 9.9 mi
C
St Louis College of Health Careers-Fenton
430 students · 11.1 mi
C
Missouri Baptist University
5,641 students · 12.0 mi
C
St Charles Community College
5,902 students · 12.5 mi
C
Covenant Theological Seminary
607 students · 12.6 mi
C
Applied Technology Services
152 students · 14.1 mi

Investor Insight: With 1,473 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Does Wildwood, MO make sense for an investment property?

Our data puts Wildwood, MO at 3.0/5 for investability. Home prices of $665K and rents around $1,350/mo create a solid backdrop for investor activity.

What is the average home sale price in Wildwood, MO?

The median home value in Wildwood, MO is roughly $665K. That puts it reasonable relative to the MO statewide average.

What do landlords charge for rent in Wildwood, MO?

Rental rates in Wildwood, MO average $1,350/mo. Tenant demand and $665K home values make the yield look reasonable by investor standards.

Is vacancy a concern in Wildwood, MO?

Vacancy in Wildwood, MO is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,350/mo.

What real estate strategy is ideal for Wildwood, MO?

Investors usually favor careful cash-flow rentals with hands-on management in Wildwood, MO. With home values at $665K and rents near $1,350/mo, other strategies can work but produce consistent rather than outsized returns.

You know 63038 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 63038 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 63038 ranks in St. Louis, MO-IL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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