Real Estate Investing in Eureka, Missouri (63025)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Saint Louis County • Population: 18,483 • Data updated: September 2026

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Should you buy in 63025 (Eureka, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 28.7 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Eureka, MO (63025)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $424,656
Avg Monthly Rent $1,233
1% Rule ✗ Does Not Meet
Median Income $127,689
% Renters 15.3%

Market Analysis: 63025 Eureka

Investors eyeing 63025 need to respect the fundamentals at play. Home values of $425K come alongside slower price movement and elevated management overhead.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $425K asset, 63025 is the wrong submarket. If the plan prices in friction, the yield can still work.

Within MO, ZIP 63025 trails on several market indicators that neighboring Saint Louis County submarkets outperform. The gap is real and substantial enough to shape underwriting.

Employment concentration in 63025 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

New investors are better served looking at Eureka's stable or hybrid ZIPs before stepping into 63025. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Eureka:

B Good
Buy Confidence Score: 72/100
Affordability
20/25
Appreciation
18/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.3× the median income
Value Trend
Rising (+3.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,233/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
St. Louis, MO-IL Metro Area
Even conditions for buyers and sellers
30 days
Average time to sell
Fast
11.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from St. Louis, MO-IL metro data
🏠

Property Strategy for 63025

Which property type performs best in this market?

Best for Cash Flow
3BR
3.6% cap rate
Best for Appreciation
5BR
+6.7% 5yr CAGR
Best Overall Value
3BR
$117,930/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $287,384 $1,370 3.4% +5.5% $143,692
3BR $353,790 $1,760 3.6% +6.1% $117,930
4BR $483,173 $2,040 3.0% +5.9% $120,793
5BR $621,118 +6.7% $124,224

Market Trends

Home Value History (with trend line)

$441K$394K$347K$301K$254K$207KJul 2006Jul 2016Jul 2026

📊 How Does 63025 Compare?

Metric 63025 Eureka St. Louis, MO-IL Missouri
Home Value $424,656 $424,656 N/A $254,657
5-Year CAGR 4.2% 4.2% N/A 7.0%
Avg Rent $1,233 $1,233 N/A -
Cap Rate 2.3% 2.3% - -
💡 Why Invest in 63025? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 63025 (Eureka, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.3%
Low
5yr Growth
+4.2%
Moderate

📊 Market Snapshot

Home Value $424,656
Monthly Rent $1,233
Price-to-Rent 28.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.5%
Cap Rate 2.3%
5-Year IRR 6.5%

📈 Home Appreciation

1-Year +3.5% ▲
3-Year CAGR +2.9% ▲
5-Year CAGR +4.2% ▲
10-Year CAGR +4.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
3.7%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.2%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 63025

Population: 18,483

💰 Median Household Income
$127,689
This area
$127,689
State
$62,768
USA
$74,580
🏠 Renter Occupied
15.3%
This area
15.3%
State
23.7%
USA
34.0%
💼 Unemployment Rate
2.8%
This area
2.8%
State
-8.1%
USA
3.7%
🎓 College Educated
49.7%
This area
49.7%
State
8.6%
USA
33.7%
👤 Median Age
39.5 years
This area
39.5 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
3.7%
This area
3.7%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 89.1%
Other/Mixed 8.6%
Hispanic/Latino 6.2%
Asian 2.0%
Black/African American 0.3%
👶 Under 18
28.6%
This area
28.6%
USA
22.0%
👴 65 and Over
13.6%
This area
13.6%
USA
17.3%
📊 Poverty Rate
1.9%
This area
1.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 63025

B Avg School Grade
4 Schools
15.2:1 Avg Class Size
$13,397 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

BLEVINS ELEM.

📚 K – 05 Elementary
👥
405 Students
👨‍🏫
14.3:1 Class Size
💰
$13,397 Per Student
B+ Above Average

EUREKA ELEM.

📚 K – 05 Elementary
👥
505 Students
👨‍🏫
14.8:1 Class Size
💰
$13,397 Per Student
B Good

GEGGIE ELEM.

📚 K – 05 Elementary
👥
635 Students
👨‍🏫
16.1:1 Class Size
💰
$13,397 Per Student
C+ Average

EUREKA SR. HIGH

📚 09 – 12 High School
👥
1,651 Students
👨‍🏫
15.7:1 Class Size
💰
$13,397 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 92 Off-Campus Students
C
St Louis College of Health Careers-Fenton
430 students · 8.7 mi
D
Logan University
1,582 students · 10.6 mi
C
Applied Technology Services
152 students · 11.6 mi
C+
Maryville University of Saint Louis
9,883 students · 12.3 mi
C
Grabber School of Hair Design
244 students · 13.1 mi
C
Missouri Baptist University
5,641 students · 13.4 mi
C
Covenant Theological Seminary
607 students · 13.9 mi
C+
Skin Institute
83 students · 13.9 mi

Frequently Asked Questions

What do landlords charge for rent in Eureka, MO?

Rental rates in Eureka, MO average $1,233/mo. Tenant demand and $425K home values make the yield look reasonable by investor standards.

What is the median home value in Eureka, MO?

Median home price in Eureka, MO is near $425K, with a 5-year CAGR of 0.0%. Prices have been even-keeled and supportive of buy-and-hold strategies.

Is real estate in Eureka, MO a good investment right now?

Eureka, MO comes in at an investability rating of 3.0/5, with median home values near $425K and average rents around $1,233/mo. That combination puts it in the sturdy tier for investor interest.

How high is vacancy risk in Eureka, MO?

Eureka, MO vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

What real estate strategy is ideal for Eureka, MO?

A careful cash-flow rentals with hands-on management strategy Eureka, MO best. The market produces consistent results for that approach at the $425K price point.

You know 63025 now. You don’t know where it ranks.

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How 63025 ranks in St. Louis, MO-IL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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