Real Estate Investing in House Springs, Missouri (63051)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Jefferson County • Population: 12,589 • Data updated: September 2026

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Should you buy in 63051 (House Springs, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (66/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 8.5% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in House Springs, MO (63051)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $281,938
Avg Monthly Rent $1,080
1% Rule ✗ Does Not Meet
Median Income $68,418
% Renters 14.3%

Market Analysis: 63051 House Springs

ZIP 63051 inside Jefferson County looks affordable on the surface — median value of $282K — but the discount exists for reasons that a careful buyer should understand before committing.

The 63051 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Within MO, ZIP 63051 trails on several market indicators that neighboring Jefferson County submarkets outperform. The gap is real and robust enough to shape underwriting.

Employment concentration in 63051 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

trends toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in House Springs:

B Good
Buy Confidence Score: 71/100
Affordability
15/25
Appreciation
22/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.1× the median income
Value Trend
Rising (+6.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,080/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
St. Louis, MO-IL Metro Area
Even conditions for buyers and sellers
30 days
Average time to sell
Fast
11.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from St. Louis, MO-IL metro data
🏠

Property Strategy for 63051

Which property type performs best in this market?

Best for Cash Flow
2BR
4.3% cap rate
Best for Appreciation
3BR
+7.7% 5yr CAGR
Best Overall Value
4BR
$88,985/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $201,325 $1,200 4.3% +7.0% $100,663
3BR $267,699 $1,540 4.1% +7.7% $89,233
4BR $355,940 $1,790 3.6% +7.0% $88,985

Market Trends

Home Value History (with trend line)

$295K$262K$230K$198K$165K$133KJul 2006Jul 2016Jul 2026

📊 How Does 63051 Compare?

Metric 63051 House Springs St. Louis, MO-IL Missouri
Home Value $281,938 $281,938 N/A $254,657
5-Year CAGR 5.2% 5.2% N/A 7.0%
Avg Rent $1,080 $1,080 N/A -
Cap Rate 3.0% 3.0% - -
💡 Why Invest in 63051? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 63051 (House Springs, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.0%
Low
5yr Growth
+5.2%
Moderate

📊 Market Snapshot

Home Value $281,938
Monthly Rent $1,080
Price-to-Rent 21.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.6%
Cap Rate 3.0%
5-Year IRR 8.2%

📈 Home Appreciation

1-Year +6.4% ▲
3-Year CAGR +5.3% ▲
5-Year CAGR +5.2% ▲
10-Year CAGR +5.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.5%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.2%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 63051

Population: 12,589

💰 Median Household Income
$68,418
This area
$68,418
State
$62,768
USA
$74,580
🏠 Renter Occupied
14.3%
This area
14.3%
State
23.7%
USA
34.0%
💼 Unemployment Rate
2.4%
This area
2.4%
State
-8.1%
USA
3.7%
🎓 College Educated
20.3%
This area
20.3%
State
8.6%
USA
33.7%
👤 Median Age
40.9 years
This area
40.9 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
8.5%
This area
8.5%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 91.9%
Other/Mixed 7.2%
Hispanic/Latino 4.5%
Asian 0.5%
Black/African American 0.4%
👶 Under 18
22.6%
This area
22.6%
USA
22.0%
👴 65 and Over
14.8%
This area
14.8%
USA
17.3%
📊 Poverty Rate
6.0%
This area
6.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 63051

B Avg School Grade
4 Schools
14.8:1 Avg Class Size
$11,967 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

HOUSE SPRINGS ELEM.

📚 K – 05 Elementary
👥
450 Students
👨‍🏫
13.9:1 Class Size
💰
$11,967 Per Student
B+ Above Average

NORTHWEST VALLEY SCH.

📚 06 – 08 Middle
👥
718 Students
👨‍🏫
13.3:1 Class Size
💰
$11,967 Per Student
B Good

CEDAR SPRINGS ELEM.

📚 K – 05 Elementary
👥
438 Students
👨‍🏫
15.5:1 Class Size
💰
$11,967 Per Student
B Good

HOUSE SPRINGS EARLY CHILD CTR

📚 Grade PK Elementary
👥
198 Students
👨‍🏫
16.5:1 Class Size
💰
$11,967 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

5 Nearby 702 Off-Campus Students
C
Jefferson College
3,769 students · 9.6 mi
C
St Louis College of Health Careers-Fenton
430 students · 11.5 mi
C
Applied Technology Services
152 students · 13.2 mi
C+
Skin Institute
83 students · 14.4 mi
C
Grabber School of Hair Design
244 students · 14.7 mi

Investor Insight: With 702 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How deep is the rental pool in House Springs, MO?

House Springs, MO offers a reliable renter base at the $1,080/mo rent level. Tenant turnover is reasonable for well-managed properties.

Is vacancy a concern in House Springs, MO?

Vacancy in House Springs, MO is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,080/mo.

How do home values compare in House Springs, MO?

House Springs, MO home values average about $282K. That price point suits investors targeting rentals with $1,080/mo in monthly income.

How landlord-friendly is House Springs, MO?

For rental operators, House Springs, MO rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

How does House Springs, MO rate as a rental market?

House Springs, MO posts an investability rating of 3.0/5, with median home values near $282K and average rents around $1,080/mo. That combination puts it in the sturdy tier for investor interest.

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How 63051 ranks in St. Louis, MO-IL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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