Real Estate Investing in Fenton, Missouri (63026)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Jefferson County • Population: 45,267 • Data updated: September 2026

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Should you buy in 63026 (Fenton, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (76/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Fenton, MO (63026)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $356,178
Avg Monthly Rent $1,555
1% Rule ✗ Does Not Meet
Median Income $93,400
% Renters 20.9%

Market Analysis: 63026 Fenton

ZIP 63026 in Fenton, MO carries a robust set of headwinds. Home values near $356K and rents of $1,555/mo sit inside a market where underwriting has to be tight.

On the rental side, the numbers look inviting — $356K purchase price, 0.0% nominal cap — the work to hit that pro forma in 63026 is substantial and deserves full respect.

Nearby ZIPs in Fenton have seen price recovery that 63026 has not matched. Jefferson County data supports the view that the spread is structural rather than temporary.

On the rental side, 45,267 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Strategically, 63026 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Fenton:

C+ Average
Buy Confidence Score: 69/100
Affordability
15/25
Appreciation
18/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.8× the median income
Value Trend
Rising (+6.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,555/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
St. Louis, MO-IL Metro Area
Even conditions for buyers and sellers
30 days
Average time to sell
Fast
11.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from St. Louis, MO-IL metro data
🏠

Property Strategy for 63026

Which property type performs best in this market?

Best for Cash Flow
2BR
4.2% cap rate
Best for Appreciation
3BR
+6.1% 5yr CAGR
Best Overall Value
3BR
$103,396/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $211,639 $1,220 4.2% +5.6% $105,820
3BR $310,189 $1,570 3.6% +6.1% $103,396
4BR $444,797 $1,810 2.9% +5.7% $111,199
5BR $545,524 +5.7% $109,105

Market Trends

Home Value History (with trend line)

$373K$333K$293K$252K$212K$172KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,683$1,622$1,561$1,500$1,439$1,378Dec 2023Apr 2025Jul 2026

📊 How Does 63026 Compare?

Metric 63026 Fenton St. Louis, MO-IL Missouri
Home Value $356,178 $356,178 N/A $254,657
5-Year CAGR 4.9% 4.9% N/A 7.0%
Avg Rent $1,555 $1,555 N/A -
Cap Rate 3.4% 3.4% - -
💡 Why Invest in 63026? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 63026 (Fenton, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.4%
Low
5yr Growth
+4.9%
Moderate

📊 Market Snapshot

Home Value $356,178
Monthly Rent $1,555
Price-to-Rent 19.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.2%
Cap Rate 3.4%
5-Year IRR 8.4%

📈 Home Appreciation

1-Year +6.0% ▲
3-Year CAGR +4.1% ▲
5-Year CAGR +4.9% ▲
10-Year CAGR +5.0% ▲

🏠 Rent Trends

1-Year -2.2% ▼
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
3.8%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.9%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 63026

Population: 45,267

💰 Median Household Income
$93,400
This area
$93,400
State
$62,768
USA
$74,580
🏠 Renter Occupied
20.9%
This area
20.9%
State
23.7%
USA
34.0%
💼 Unemployment Rate
1.8%
This area
1.8%
State
-8.1%
USA
3.7%
🎓 College Educated
39.6%
This area
39.6%
State
8.6%
USA
33.7%
👤 Median Age
41.4 years
This area
41.4 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
3.8%
This area
3.8%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 89.6%
Other/Mixed 7.6%
Hispanic/Latino 5.7%
Asian 1.6%
Black/African American 1.2%
👶 Under 18
23.4%
This area
23.4%
USA
22.0%
👴 65 and Over
16.8%
This area
16.8%
USA
17.3%
📊 Poverty Rate
3.4%
This area
3.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 63026

B+ Avg School Grade
7 Schools
14.1:1 Avg Class Size
$13,175 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

GEORGE GUFFEY ELEM.

📚 K – 05 Elementary
👥
514 Students
👨‍🏫
13.4:1 Class Size
💰
$11,842 Per Student
B+ Above Average

KELLISON ELEM.

📚 K – 05 Elementary
👥
377 Students
👨‍🏫
13.8:1 Class Size
💰
$13,397 Per Student
B+ Above Average

STANTON ELEM.

📚 K – 05 Elementary
👥
318 Students
👨‍🏫
14.3:1 Class Size
💰
$13,397 Per Student
B+ Above Average

UTHOFF VALLEY ELEM.

📚 K – 05 Elementary
👥
427 Students
👨‍🏫
13.9:1 Class Size
💰
$13,397 Per Student
B+ Above Average

BOWLES ELEM.

📚 K – 05 Elementary
👥
264 Students
👨‍🏫
13.5:1 Class Size
💰
$13,397 Per Student
B+ Above Average

ROCKWOOD SOUTH MIDDLE

📚 06 – 08 Middle
👥
835 Students
👨‍🏫
13.9:1 Class Size
💰
$13,397 Per Student
B Good

ROCKWOOD SUMMIT SR. HIGH

📚 09 – 12 High School
👥
1,215 Students
👨‍🏫
15.6:1 Class Size
💰
$13,397 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 92 Off-Campus Students
C
St Louis College of Health Careers-Fenton
430 students · 3.0 mi
C
Applied Technology Services
152 students · 3.8 mi
C
Grabber School of Hair Design
244 students · 5.3 mi
C+
Skin Institute
83 students · 5.5 mi
C
St. Louis Med Tech
9 students · 7.6 mi
D
Aesthetics Institute
16 students · 7.6 mi
D
Healing Arts Center
121 students · 8.0 mi
C+
Webster University
7,606 students · 8.6 mi

Frequently Asked Questions

Is vacancy a concern in Fenton, MO?

Rental vacancy in Fenton, MO is elevated. Investors should budget normal turnover but not chronic empty units.

What is the typical renter like in Fenton, MO?

Fenton, MO offers a predictable renter base at the $1,555/mo rent level. Tenant turnover is reasonable for well-managed properties.

Which real estate strategy fits Fenton, MO?

The best-fit strategy in Fenton, MO is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

Where do home prices stand in Fenton, MO?

Fenton, MO median home values land near $356K. That is reasonable territory for investors looking at $1,555/mo-per-month rentals.

How strong is Fenton, MO for real estate investors?

Fenton, MO rates 3.0/5 for investability. With median values at $356K and rents near $1,555/mo, the market offers reasonable fundamentals for rental investors.

You know 63026 now. You don’t know where it ranks.

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How 63026 ranks in St. Louis, MO-IL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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