Real Estate Investing in Arnold, Missouri (63010)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Jefferson County • Population: 34,405 • Data updated: September 2026

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Should you buy in 63010 (Arnold, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (78/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Arnold, MO (63010)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $277,732
Avg Monthly Rent $1,861
1% Rule ✗ Does Not Meet
Median Income $74,776
% Renters 22.2%

Market Analysis: 63010 Arnold

The 63010 ZIP in Arnold, MO is a local-operator market. Outside capital chasing a $278K entry has to pair deep knowledge with the discount.

For an experienced owner, 63010 can be a a solid fit for hunting ground — but the discount at $278K reflects genuine risk that outside investors often underestimate.

Looking more closely, 63010 offers a low basis, the region around Arnold has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

A healthy renter share of 22% in 63010 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Strategy in 63010 is an operator game, not a passive one. From an investor standpoint, entry prices of $278K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Arnold:

B Good
Buy Confidence Score: 73/100
Affordability
15/25
Appreciation
22/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.7× the median income
Value Trend
Rising (+6.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,861/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
St. Louis, MO-IL Metro Area
Even conditions for buyers and sellers
30 days
Average time to sell
Fast
11.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from St. Louis, MO-IL metro data
🏠

Property Strategy for 63010

Which property type performs best in this market?

Best for Cash Flow
3BR
4.2% cap rate
Best for Appreciation
3BR
+7.0% 5yr CAGR
Best Overall Value
3BR
$89,274/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $213,097 $1,210 4.1% +6.8% $106,549
3BR $267,823 $1,560 4.2% +7.0% $89,274
4BR $362,030 $1,800 3.6% +6.6% $90,507

Market Trends

Home Value History (with trend line)

$289K$259K$228K$198K$168K$137KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,888$1,810$1,733$1,655$1,578$1,501Jul 2025Jan 2026Jul 2026

📊 How Does 63010 Compare?

Metric 63010 Arnold St. Louis, MO-IL Missouri
Home Value $277,732 $277,732 N/A $254,657
5-Year CAGR 5.2% 5.2% N/A 7.0%
Avg Rent $1,861 $1,861 N/A -
Cap Rate 5.2% 5.2% - -
💡 Why Invest in 63010? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 63010 (Arnold, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.2%
Fair
5yr Growth
+5.2%
Moderate

📊 Market Snapshot

Home Value $277,732
Monthly Rent $1,861
Price-to-Rent 12.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.0%
Cap Rate 5.2%
5-Year IRR 10.4%

📈 Home Appreciation

1-Year +6.3% ▲
3-Year CAGR +4.5% ▲
5-Year CAGR +5.2% ▲
10-Year CAGR +5.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.6%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.2%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 63010

Population: 34,405

💰 Median Household Income
$74,776
This area
$74,776
State
$62,768
USA
$74,580
🏠 Renter Occupied
22.2%
This area
22.2%
State
23.7%
USA
34.0%
💼 Unemployment Rate
2.3%
This area
2.3%
State
-8.1%
USA
3.7%
🎓 College Educated
23.0%
This area
23.0%
State
8.6%
USA
33.7%
👤 Median Age
40.3 years
This area
40.3 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
5.6%
This area
5.6%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 92.5%
Other/Mixed 5.5%
Hispanic/Latino 4.4%
Asian 1.1%
Black/African American 0.9%
👶 Under 18
21.1%
This area
21.1%
USA
22.0%
👴 65 and Over
17.0%
This area
17.0%
USA
17.3%
📊 Poverty Rate
5.7%
This area
5.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 63010

B+ Avg School Grade
10 Schools
11.8:1 Avg Class Size
$11,842 Avg Per Pupil

Schools in This ZIP Code

A Very Good

FOX ELEM.

📚 K – 05 Elementary
👥
346 Students
👨‍🏫
10.8:1 Class Size
💰
$11,842 Per Student
A Very Good

LONE DELL ELEM.

📚 K – 05 Elementary
👥
402 Students
👨‍🏫
11.1:1 Class Size
💰
$11,842 Per Student
A Very Good

MERAMEC HEIGHTS ELEM.

📚 K – 05 Elementary
👥
400 Students
👨‍🏫
11.4:1 Class Size
💰
$11,842 Per Student
A Very Good

RICHARD SIMPSON ELEM.

📚 K – 05 Elementary
👥
380 Students
👨‍🏫
10.1:1 Class Size
💰
$11,842 Per Student
A Very Good

SHERWOOD ELEM.

📚 K – 05 Elementary
👥
347 Students
👨‍🏫
10.9:1 Class Size
💰
$11,842 Per Student
B+ Above Average

FOX MIDDLE

📚 06 – 08 Middle
👥
622 Students
👨‍🏫
12.8:1 Class Size
💰
$11,842 Per Student
B+ Above Average

RIDGEWOOD MIDDLE

📚 06 – 08 Middle
👥
598 Students
👨‍🏫
13.6:1 Class Size
💰
$11,842 Per Student
B+ Above Average

ROCKPORT HEIGHTS ELEM.

📚 K – 05 Elementary
👥
393 Students
👨‍🏫
12.2:1 Class Size
💰
$11,842 Per Student
B+ Above Average

DON EARL EARLY CHILDHOOD CTR.

📚 Grade PK Elementary
👥
131 Students
👨‍🏫
7.1:1 Class Size
💰
$11,842 Per Student
C+ Average

FOX SR. HIGH

📚 09 – 12 High School
👥
1,659 Students
👨‍🏫
18.3:1 Class Size
💰
$11,842 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 92 Off-Campus Students
C+
Skin Institute
83 students · 7.0 mi
C
Applied Technology Services
152 students · 7.9 mi
C
Grabber School of Hair Design
244 students · 8.8 mi
C
St Louis College of Health Careers-Fenton
430 students · 9.0 mi
C
St. Louis Med Tech
9 students · 9.0 mi
D
Aesthetics Institute
16 students · 9.0 mi
C+
Webster University
7,606 students · 11.3 mi
C
Kenrick Glennon Seminary
75 students · 11.3 mi

Frequently Asked Questions

Can I live-in-and-rent in Arnold, MO?

House hacking in Arnold, MO is reasonable to execute. Prices around $278K and rents of $1,861/mo solid owner-occupant economics.

Are tenants stable in Arnold, MO?

The renter base in Arnold, MO is reasonable for the $1,861/mo price point. Screening well and pricing to market typically yields predictable tenants.

What do rentals go for in Arnold, MO?

Rent in Arnold, MO is around $1,861/mo. The resulting rent-to-value relationship with $278K pricing is reasonable for most investor models.

Is rental property easy to operate in Arnold, MO?

Arnold, MO falls under MO landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

What are home prices like in Arnold, MO?

Expect median prices around $278K in Arnold, MO. The market has run at a 0.0% 5-year CAGR, so entry costs have been steady.

You know 63010 now. You don’t know where it ranks.

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How 63010 ranks in St. Louis, MO-IL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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