Real Estate Investing in Lemay, Missouri (63125)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Saint Louis County • Population: 32,701 • Data updated: September 2026

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Should you buy in 63125 (Lemay, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (75/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Lemay, MO (63125)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $207,699
Avg Monthly Rent $1,264
1% Rule ✗ Does Not Meet
Median Income $58,755
% Renters 28.1%

Market Analysis: 63125 Lemay

Not every below-median market is a bargain. Lemay's 63125 ZIP stands at signals that favor experienced operators who can absorb the risk $208K pricing implies.

Put differently, the numbers look inviting — $208K purchase price, 0.0% nominal cap — the work to hit that pro forma in 63125 is substantial and deserves full respect.

In the broader MO picture, 63125 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Who lives in 63125 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The 63125 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Lemay:

B+ Great
Buy Confidence Score: 78/100
Affordability
20/25
Appreciation
22/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.5× the median income
Value Trend
Rising (+5.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,264/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This area shows favorable conditions for homebuyers. Solid fundamentals with reasonable affordability.
⚖️
BALANCED MARKET
St. Louis, MO-IL Metro Area
Even conditions for buyers and sellers
30 days
Average time to sell
Fast
11.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from St. Louis, MO-IL metro data
🏠

Property Strategy for 63125

Which property type performs best in this market?

Best for Cash Flow
1BR
7.0% cap rate
Best for Appreciation
1BR
+7.6% 5yr CAGR
Best Overall Value
4BR
$72,636/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $93,320 $910 7.0% +7.6% $93,320
2BR $165,384 $1,110 4.8% +6.9% $82,692
3BR $233,967 $1,430 4.4% +6.7% $77,989
4BR $290,544 $1,650 4.1% +6.2% $72,636

Market Trends

Home Value History (with trend line)

$220K$194K$168K$142K$115K$89KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,452$1,410$1,368$1,326$1,283$1,241Dec 2025Apr 2026Jul 2026

📊 How Does 63125 Compare?

Metric 63125 Lemay St. Louis, MO-IL Missouri
Home Value $207,699 $207,699 N/A $254,657
5-Year CAGR 5.3% 5.3% N/A 7.0%
Avg Rent $1,264 $1,264 N/A -
Cap Rate 4.8% 4.8% - -
💡 Why Invest in 63125? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 63125 (Lemay, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.8%
Fair
5yr Growth
+5.3%
Moderate

📊 Market Snapshot

Home Value $207,699
Monthly Rent $1,264
Price-to-Rent 13.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.3%
Cap Rate 4.8%
5-Year IRR 10.1%

📈 Home Appreciation

1-Year +5.5% ▲
3-Year CAGR +4.1% ▲
5-Year CAGR +5.3% ▲
10-Year CAGR +6.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.4%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.3%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 63125

Population: 32,701

💰 Median Household Income
$58,755
This area
$58,755
State
$62,768
USA
$74,580
🏠 Renter Occupied
28.1%
This area
28.1%
State
23.7%
USA
34.0%
💼 Unemployment Rate
2.8%
This area
2.8%
State
-8.1%
USA
3.7%
🎓 College Educated
22.5%
This area
22.5%
State
8.6%
USA
33.7%
👤 Median Age
38.0 years
This area
38.0 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
7.4%
This area
7.4%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 86.4%
Other/Mixed 6.3%
Black/African American 4.8%
Hispanic/Latino 3.7%
Asian 2.5%
👶 Under 18
21.9%
This area
21.9%
USA
22.0%
👴 65 and Over
17.1%
This area
17.1%
USA
17.3%
📊 Poverty Rate
6.7%
This area
6.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 63125

B+ Avg School Grade
11 Schools
12.5:1 Avg Class Size
$14,858 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

HANCOCK PLACE ELEM.

📚 Pre-K – 05 Elementary
👥
618 Students
👨‍🏫
13.1:1 Class Size
💰
$21,712 Per Student
A+ Excellent

HANCOCK SR. HIGH

📚 09 – 12 High School
👥
375 Students
👨‍🏫
13.5:1 Class Size
💰
$21,712 Per Student
A+ Excellent

HANCOCK PLACE MIDDLE

📚 06 – 08 Middle
👥
251 Students
👨‍🏫
12.0:1 Class Size
💰
$21,712 Per Student
B+ Above Average

BEASLEY ELEM.

📚 K – 05 Elementary
👥
286 Students
👨‍🏫
10.9:1 Class Size
💰
$12,288 Per Student
B+ Above Average

BIERBAUM ELEM.

📚 K – 05 Elementary
👥
524 Students
👨‍🏫
13.5:1 Class Size
💰
$12,288 Per Student
B+ Above Average

FORDER ELEM.

📚 K – 05 Elementary
👥
381 Students
👨‍🏫
14.2:1 Class Size
💰
$12,288 Per Student
B+ Above Average

MARGARET BUERKLE MIDDLE

📚 06 – 08 Middle
👥
556 Students
👨‍🏫
12.2:1 Class Size
💰
$12,288 Per Student
B+ Above Average

JOHN CARY EARLY CHILDHOOD CTR.

📚 Grade PK Elementary
👥
298 Students
👨‍🏫
13.8:1 Class Size
💰
$12,288 Per Student
B+ Above Average

MOSAIC ELEMENTARY

📚 K – 05 Elementary
👥
251 Students
👨‍🏫
14.8:1 Class Size
💰
$12,288 Per Student
B Good

At Home Academy

📚 K – 12 K-12
👥
77 Students
👨‍🏫
5.5:1 Class Size
💰
$12,288 Per Student
B Good

MEHLVILLE HIGH SCHOOL

📚 09 – 12 High School
👥
1,414 Students
👨‍🏫
13.8:1 Class Size
💰
$12,288 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 92 Off-Campus Students
C
St. Louis Med Tech
9 students · 3.3 mi
D
Aesthetics Institute
16 students · 3.3 mi
C+
Skin Institute
83 students · 3.9 mi
C
Kenrick Glennon Seminary
75 students · 4.9 mi
C+
Webster University
7,606 students · 5.6 mi
D
Eden Theological Seminary
85 students · 5.8 mi
C
Grabber School of Hair Design
244 students · 5.9 mi
C
Applied Technology Services
152 students · 6.7 mi

Frequently Asked Questions

Can I live-in-and-rent in Lemay, MO?

House hacking works a challenging in Lemay, MO. Rents of $1,264/mo against $208K acquisition make the strategy solid for owner-occupants.

What is the renter demographic in Lemay, MO?

The tenant pool in Lemay, MO is solid, supported by local employment and population fundamentals. Rents of $1,264/mo are well-absorbed by the market.

Is Lemay, MO a good place for real estate investing?

Lemay, MO scores 3.0/5 for investability. Home values sit at $208K and rents near $1,264/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

How strict are landlord regulations in Lemay, MO?

MO law landlord-friendly for landlords, and Lemay inherits those rules. Investors should still review local ordinances for rental licensing.

How expensive is real estate in Lemay, MO?

Typical homes in Lemay, MO go for around $208K. The 5-year CAGR of 0.0% reliable price movement.

You know 63125 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 63125 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 63125 ranks in St. Louis, MO-IL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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