Real Estate Investing in Saint Louis, Missouri (63116)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Saint Louis City • Population: 42,470 • Data updated: September 2026

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Should you buy in 63116 (Saint Louis, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 12.1% of homes vacant — above national norms.

What’s happening in Saint Louis, MO (63116)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $186,767
Avg Monthly Rent $1,108
1% Rule ✗ Does Not Meet
Median Income $58,852
% Renters 44.5%

Market Analysis: 63116 Saint Louis

On balance, ZIP 63116 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $187K median. It rewards specialists, not generalists.

The investment case in 63116 is significant only for operators who understand what they are buying. A $187K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Regionally, 63116 sits on the difficult end of the MO spectrum. The a credible choice for read — for disciplined operators — is that pricing reflects the difficulty.

Resident income in 63116 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

trends toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Saint Louis:

B Good
Buy Confidence Score: 74/100
Affordability
20/25
Appreciation
18/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.2× the median income
Value Trend
Rising (+4.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,108/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
St. Louis, MO-IL Metro Area
Even conditions for buyers and sellers
30 days
Average time to sell
Fast
11.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from St. Louis, MO-IL metro data
🏠

Property Strategy for 63116

Which property type performs best in this market?

Best for Cash Flow
1BR
5.4% cap rate
Best for Appreciation
1BR
+6.2% 5yr CAGR
Best Overall Value
3BR
$75,520/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $128,770 $960 5.4% +6.2% $128,770
2BR $175,224 $1,170 4.8% +6.0% $87,612
3BR $226,559 $1,510 4.8% +5.9% $75,520
4BR $309,261 $1,740 4.1% +5.2% $77,315
5BR $431,203 +4.9% $86,241

Market Trends

Home Value History (with trend line)

$200K$176K$152K$129K$105K$81KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,184$1,071$959$846$734$621Jul 2016Jul 2021Jul 2026

📊 How Does 63116 Compare?

Metric 63116 Saint Louis St. Louis, MO-IL Missouri
Home Value $186,767 $151,242 N/A $254,657
5-Year CAGR 3.7% 1.0% N/A 7.0%
Avg Rent $1,108 $1,223 N/A -
Cap Rate 4.6% 8.2% - -
💡 Why Invest in 63116? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 45% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 63116 (Saint Louis, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.6%
Fair
5yr Growth
+3.7%
Moderate

📊 Market Snapshot

Home Value $186,767
Monthly Rent $1,108
Price-to-Rent 14.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.1%
Cap Rate 4.6%
5-Year IRR 8.3%

📈 Home Appreciation

1-Year +4.0% ▲
3-Year CAGR +3.3% ▲
5-Year CAGR +3.7% ▲
10-Year CAGR +5.8% ▲

🏠 Rent Trends

1-Year +1.6% ▲
3-Year CAGR +4.0% ▲
5-Year CAGR +5.4% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 4.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
12.1%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.7%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 63116

Population: 42,470

💰 Median Household Income
$58,852
This area
$58,852
State
$62,768
USA
$74,580
🏠 Renter Occupied
44.5%
This area
44.5%
State
23.7%
USA
34.0%
💼 Unemployment Rate
3.2%
This area
3.2%
State
-8.1%
USA
3.7%
🎓 College Educated
37.5%
This area
37.5%
State
8.6%
USA
33.7%
👤 Median Age
36.2 years
This area
36.2 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
12.1%
This area
12.1%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 60.0%
Black/African American 24.6%
Other/Mixed 9.7%
Asian 5.7%
Hispanic/Latino 5.2%
👶 Under 18
20.5%
This area
20.5%
USA
22.0%
👴 65 and Over
10.9%
This area
10.9%
USA
17.3%
📊 Poverty Rate
11.4%
This area
11.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 63116

A Avg School Grade
6 Schools
14.1:1 Avg Class Size
$17,758 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Woerner Elem

📚 Pre-K – 05 Elementary
👥
351 Students
👨‍🏫
10.6:1 Class Size
💰
$19,285 Per Student
A Very Good

LONG MIDDLE COMMUNITY ED. CTR.

📚 06 – 08 Middle
👥
297 Students
👨‍🏫
14.9:1 Class Size
💰
$19,285 Per Student
A Very Good

OAK HILL ELEM.

📚 Pre-K – 05 Elementary
👥
219 Students
👨‍🏫
12.2:1 Class Size
💰
$19,285 Per Student
B+ Above Average

MANN ELEM.

📚 Pre-K – 06 School
👥
273 Students
👨‍🏫
15.2:1 Class Size
💰
$19,285 Per Student
B+ Above Average

GATEWAY SCIENCE ACAD-SOUTH ELE

📚 Pre-K – 05 Elementary Charter
👥
414 Students
👨‍🏫
14.8:1 Class Size
💰
$13,749 Per Student
B Good

MOMENTUM ACAD TOWER GRVE SOUTH

📚 Pre-K – 08 School Charter
👥
238 Students
👨‍🏫
16.7:1 Class Size
💰
$15,657 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

ROOSEVELT HIGH

📚 09 – 12 High School
📍 3230 HARTFORD ST, ST LOUIS
👥
473 Students
👨‍🏫
11.4:1 Class Size
💰
$19,285 Per Student
A+ Excellent

BETTY WHEELER CLASSICAL JR. AC

📚 Pre-K – 05 Elementary
📍 5031 POTOMAC, ST LOUIS
👥
221 Students
👨‍🏫
10.8:1 Class Size
💰
$19,285 Per Student
A+ Excellent

LYON AT BLOW ELEM.

📚 Pre-K – 08 School
📍 516 LOUGHBOROUGH AVE, ST LOUIS
👥
257 Students
👨‍🏫
8.6:1 Class Size
💰
$19,285 Per Student
A+ Excellent

SHAW VISUAL/PERF. ARTS CTR.

📚 Pre-K – 05 Elementary
📍 5329 COLUMBIA AVE, ST LOUIS
👥
281 Students
👨‍🏫
10.8:1 Class Size
💰
$19,285 Per Student
A+ Excellent

SOUTH CITY

📚 Pre-K – 08 School Charter
📍 3112 MERAMEC, ST. LOUIS
👥
782 Students
👨‍🏫
11.0:1 Class Size
💰
$17,326 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby
C
Kenrick Glennon Seminary
75 students · 3.2 mi
C
St Louis College of Health Careers-St Louis
108 students · 3.6 mi
C+
University of Health Sciences and Pharmacy in St. Louis
631 students · 3.9 mi
C
Barnes-Jewish College Goldfarb School of Nursing
499 students · 4.0 mi
C
Aquinas Institute of Theology
83 students · 4.0 mi
C+
Harris-Stowe State University
1,098 students · 4.2 mi
B
Saint Louis University
17,202 students · 4.2 mi
C
St. Louis Med Tech
9 students · 4.3 mi

Frequently Asked Questions

How quickly do rentals get leased in Saint Louis, MO?

Vacancy in Saint Louis, MO is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,108/mo.

How does Saint Louis, MO stack up for property investment?

With a 3.0/5 investability score, Saint Louis, MO ranks as a solid market for rental property investors. Median prices of $187K and rents of $1,108/mo drive the underlying numbers.

How qualified is the tenant pool in Saint Louis, MO?

Working renters make up the core of the Saint Louis, MO tenant base. The pool is reasonable for investors targeting long-term holds.

Is MO a landlord-friendly state?

MO law landlord-friendly for landlords, and Saint Louis inherits those rules. Investors should still review local ordinances for rental licensing.

How do home values compare in Saint Louis, MO?

Median home price in Saint Louis, MO is near $187K, with a 5-year CAGR of 0.0%. Prices have been steady and supportive of buy-and-hold strategies.

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How 63116 ranks in St. Louis, MO-IL

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