Real Estate Investing in Saint Louis, Missouri (63110)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Saint Louis City • Population: 17,725 • Data updated: September 2026

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Should you buy in 63110 (Saint Louis, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (53/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 12.3% of homes vacant — above national norms.

What’s happening in Saint Louis, MO (63110)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $309,369
Avg Monthly Rent $1,526
1% Rule ✗ Does Not Meet
Median Income $69,420
% Renters 56.9%

Market Analysis: 63110 Saint Louis

This part of Saint Louis City is not an easy win. The 63110 ZIP sits at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

From a cash-flow lens, the numbers look inviting — $309K purchase price, 0.0% nominal cap — the work to hit that pro forma in 63110 is substantial and deserves full respect.

Nearby ZIPs in Saint Louis have seen price recovery that 63110 has not matched. Saint Louis City data supports the view that the spread is structural rather than temporary.

The 63110 ZIP's population of 17,725 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that registers the need for careful underwriting.

The right play in 63110 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.95% as of Sep 17 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Saint Louis:

C+ Average
Buy Confidence Score: 63/100
Affordability
15/25
Appreciation
14/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.5× the median income
Value Trend
Rising (+4.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,526/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
St. Louis, MO-IL Metro Area
Even conditions for buyers and sellers
30 days
Average time to sell
Fast
11.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from St. Louis, MO-IL metro data
🏠

Property Strategy for 63110

Which property type performs best in this market?

Best for Cash Flow
1BR
4.6% cap rate
Best for Appreciation
1BR
+7.7% 5yr CAGR
Best Overall Value
5BR
$94,484/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $186,363 $1,180 4.6% +7.7% $186,363
2BR $240,904 $1,440 4.3% +6.5% $120,452
3BR $356,958 $1,850 3.7% +4.9% $118,986
4BR $442,790 $2,140 3.5% +5.7% $110,697
5BR $472,421 +4.5% $94,484

Market Trends

Home Value History (with trend line)

$326K$285K$244K$203K$162K$121KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,590$1,438$1,287$1,135$984$832Aug 2016Aug 2021Jul 2026

📊 How Does 63110 Compare?

Metric 63110 Saint Louis St. Louis, MO-IL Missouri
Home Value $309,369 $151,242 N/A $254,657
5-Year CAGR 3.0% 1.0% N/A 7.0%
Avg Rent $1,526 $1,223 N/A -
Cap Rate 3.9% 8.2% - -
💡 Why Invest in 63110? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

57% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 63110 (Saint Louis, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.9%
Low
5yr Growth
+3.0%
Slow

📊 Market Snapshot

Home Value $309,369
Monthly Rent $1,526
Price-to-Rent 16.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.9%
Cap Rate 3.9%
5-Year IRR 6.8%

📈 Home Appreciation

1-Year +4.8% ▲
3-Year CAGR +1.6% ▲
5-Year CAGR +3.0% ▲
10-Year CAGR +5.9% ▲

🏠 Rent Trends

1-Year +5.4% ▲
3-Year CAGR +4.2% ▲
5-Year CAGR +5.1% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 3.9%  |  30yr Rate: 7.0%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (7.0%) exceeds the estimated cap rate (3.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
12.3%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.0%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 63110

Population: 17,725

💰 Median Household Income
$69,420
This area
$69,420
State
$62,768
USA
$74,580
🏠 Renter Occupied
56.9%
This area
56.9%
State
23.7%
USA
34.0%
💼 Unemployment Rate
2.0%
This area
2.0%
State
-8.1%
USA
3.7%
🎓 College Educated
61.5%
This area
61.5%
State
8.6%
USA
33.7%
👤 Median Age
34.9 years
This area
34.9 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
12.3%
This area
12.3%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 68.7%
Black/African American 19.8%
Other/Mixed 7.8%
Hispanic/Latino 4.2%
Asian 3.7%
👶 Under 18
15.0%
This area
15.0%
USA
22.0%
👴 65 and Over
10.2%
This area
10.2%
USA
17.3%
📊 Poverty Rate
7.2%
This area
7.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 63110

B+ Avg School Grade
10 Schools
10.6:1 Avg Class Size
$18,956 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

COMPTON-DREW ILC MIDDLE

📚 06 – 08 Middle
👥
391 Students
👨‍🏫
10.9:1 Class Size
💰
$19,285 Per Student
A+ Excellent

MULLANPHY BOTANICAL GARDENS

📚 Pre-K – 05 Elementary
👥
417 Students
👨‍🏫
10.2:1 Class Size
💰
$19,285 Per Student
A+ Excellent

GATEWAY HIGH

📚 09 – 12 High School
👥
816 Students
👨‍🏫
10.3:1 Class Size
💰
$19,285 Per Student
A+ Excellent

STIX EARLY CHILDHOOD CTR.

📚 Pre-K – 02 Elementary
👥
482 Students
👨‍🏫
14.4:1 Class Size
💰
$19,285 Per Student
A Very Good

ADAMS ELEM.

📚 Pre-K – 06 School
👥
155 Students
👨‍🏫
11.1:1 Class Size
💰
$19,285 Per Student
B+ Above Average

CITY GARDEN MONTESSORI EAEC

📚 01 – 08 School Charter
👥
374 Students
👨‍🏫
15.8:1 Class Size
💰
$17,969 Per Student
B Good

CITY GARDEN MONTESSORI ECEC

📚 Pre-K – K Elementary Charter
👥
199 Students
👨‍🏫
18.1:1 Class Size
💰
$17,969 Per Student
C+ Average

MO School for the Blind - ELEM

📚 K – 08 School
👥
10 Students
👨‍🏫
2.0:1 Class Size
C+ Average

MO School for the Blind - HS

📚 09 – 12 High School
👥
36 Students
👨‍🏫
3.2:1 Class Size
C Below Average

ST. LOUIS CHILDREN'S HOSPITAL

📚 K – 12 K-12
👥
11 Students
💰
$19,285 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby
C
St Louis College of Health Careers-St Louis
108 students · 0.5 mi
C+
University of Health Sciences and Pharmacy in St. Louis
631 students · 0.9 mi
C
Barnes-Jewish College Goldfarb School of Nursing
499 students · 0.9 mi
D
The Continents States University
10 students · 1.3 mi
C
Paul Mitchell the School-St Louis
209 students · 1.4 mi
C
Aquinas Institute of Theology
83 students · 1.7 mi
B
Saint Louis University
17,202 students · 1.9 mi
C
Ranken Technical College
1,696 students · 2.2 mi

Frequently Asked Questions

What approach is best for Saint Louis, MO real estate?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Saint Louis, MO. The numbers - $309K homes against $1,526/mo rents - support that play.

What is the typical renter like in Saint Louis, MO?

Saint Louis, MO offers a predictable renter base at the $1,526/mo rent level. Tenant turnover is reasonable for well-managed properties.

How much rent can I charge in Saint Louis, MO?

Rents in Saint Louis, MO run near $1,526/mo. Compared with median home prices of $309K that produces solid gross yields for typical rentals.

How much does a house cost in Saint Louis, MO?

Homes in Saint Louis, MO typically sell near $309K. Prices have moved at a 0.0% 5-year CAGR, which even-keeled long-term demand.

Should investors worry about vacancy in Saint Louis, MO?

Saint Louis, MO sees elevated vacancy, which is reasonable relative to the broader MO rental market.

You know 63110 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 63110 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 63110 ranks in St. Louis, MO-IL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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