Real Estate Investing in Saint Louis, Missouri (63139)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Saint Louis City • Population: 21,811 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 63139 (Saint Louis, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (63/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 10.2% vacancy may signal weakening demand.

What’s happening in Saint Louis, MO (63139)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $232,770
Avg Monthly Rent $1,313
1% Rule ✗ Does Not Meet
Median Income $71,284
% Renters 38.2%

Market Analysis: 63139 Saint Louis

This part of Saint Louis City is not an easy win. The 63139 ZIP comes in at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

For an experienced owner, 63139 can be a an appealing option for hunting ground — but the discount at $233K reflects genuine risk that outside investors often underestimate.

In the broader MO picture, 63139 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

From a cash-flow lens, 21,811 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

New investors are better served looking at Saint Louis's stable or hybrid ZIPs before stepping into 63139. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Saint Louis:

B Good
Buy Confidence Score: 74/100
Affordability
20/25
Appreciation
18/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.3× the median income
Value Trend
Rising (+4.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,313/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
St. Louis, MO-IL Metro Area
Even conditions for buyers and sellers
30 days
Average time to sell
Fast
11.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from St. Louis, MO-IL metro data
🏠

Property Strategy for 63139

Which property type performs best in this market?

Best for Cash Flow
1BR
4.8% cap rate
Best for Appreciation
1BR
+6.2% 5yr CAGR
Best Overall Value
4BR
$83,847/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $162,167 $1,090 4.8% +6.2% $162,167
2BR $217,118 $1,340 4.4% +6.0% $108,559
3BR $280,393 $1,720 4.4% +5.6% $93,464
4BR $335,389 $1,990 4.3% +4.8% $83,847

Market Trends

Home Value History (with trend line)

$246K$218K$190K$162K$135K$107KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,367$1,227$1,087$947$807$667Jul 2016Jul 2021Jul 2026

📊 How Does 63139 Compare?

Metric 63139 Saint Louis St. Louis, MO-IL Missouri
Home Value $232,770 $151,242 N/A $254,657
5-Year CAGR 3.8% 1.0% N/A 7.0%
Avg Rent $1,313 $1,223 N/A -
Cap Rate 4.4% 8.2% - -
💡 Why Invest in 63139? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 38% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 63139 (Saint Louis, MO). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 63139 (Saint Louis, MO)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
4.4%
Fair
5yr Growth
+3.8%
Moderate

📊 Market Snapshot

Home Value $232,770
Monthly Rent $1,313
Price-to-Rent 14.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.8%
Cap Rate 4.4%
5-Year IRR 8.2%

📈 Home Appreciation

1-Year +4.9% ▲
3-Year CAGR +2.8% ▲
5-Year CAGR +3.8% ▲
10-Year CAGR +5.6% ▲

🏠 Rent Trends

1-Year +8.3% ▲
3-Year CAGR +5.9% ▲
5-Year CAGR +6.3% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 4.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.2%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.8%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 63139

Population: 21,811

💰 Median Household Income
$71,284
This area
$71,284
State
$62,768
USA
$74,580
🏠 Renter Occupied
38.2%
This area
38.2%
State
23.7%
USA
34.0%
💼 Unemployment Rate
1.6%
This area
1.6%
State
-8.1%
USA
3.7%
🎓 College Educated
48.8%
This area
48.8%
State
8.6%
USA
33.7%
👤 Median Age
35.6 years
This area
35.6 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
10.2%
This area
10.2%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 73.5%
Black/African American 16.0%
Other/Mixed 7.1%
Asian 3.4%
Hispanic/Latino 2.9%
👶 Under 18
17.0%
This area
17.0%
USA
22.0%
👴 65 and Over
13.3%
This area
13.3%
USA
17.3%
📊 Poverty Rate
5.3%
This area
5.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 63139

A Avg School Grade
11 Schools
12.4:1 Avg Class Size
$17,407 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

BETTY WHEELER CLASSICAL JR. AC

📚 Pre-K – 05 Elementary
👥
221 Students
👨‍🏫
10.8:1 Class Size
💰
$19,285 Per Student
A+ Excellent

SHAW VISUAL/PERF. ARTS CTR.

📚 Pre-K – 05 Elementary
👥
281 Students
👨‍🏫
10.8:1 Class Size
💰
$19,285 Per Student
A+ Excellent

WILKINSON EARLY CHILDHOOD CTR.

📚 Pre-K – 02 Elementary
👥
290 Students
👨‍🏫
11.8:1 Class Size
💰
$19,285 Per Student
A+ Excellent

CENTRAL VISUAL/PERF. ARTS HIGH

📚 09 – 12 High School
👥
350 Students
👨‍🏫
12.1:1 Class Size
💰
$19,285 Per Student
A Very Good

MALLINCKRODT A.B.I. ELEM.

📚 Pre-K – 05 Elementary
👥
283 Students
👨‍🏫
14.2:1 Class Size
💰
$19,285 Per Student
A Very Good

COLLEGIATE SCHOOL OF MED/BIO

📚 09 – 12 High School
👥
335 Students
👨‍🏫
16.0:1 Class Size
💰
$19,285 Per Student
A Very Good

MASON ELEM.

📚 Pre-K – 06 School
👥
391 Students
👨‍🏫
15.0:1 Class Size
💰
$19,285 Per Student
A Very Good

PREMIER CHARTER SCHOOL

📚 Pre-K – 08 School Charter
👥
904 Students
👨‍🏫
9.2:1 Class Size
💰
$15,233 Per Student
B+ Above Average

GATEWAY SCIENCE ACADEMY MIDDLE

📚 06 – 08 Middle Charter
👥
409 Students
👨‍🏫
11.2:1 Class Size
💰
$13,749 Per Student
B+ Above Average

GATEWAY SCIENCE ACAD/ST LOUIS

📚 Pre-K – 05 Elementary Charter
👥
385 Students
👨‍🏫
12.4:1 Class Size
💰
$13,749 Per Student
B+ Above Average

GATEWAY SCIENCE ACADEMY HIGH

📚 09 – 12 High School Charter
👥
423 Students
👨‍🏫
12.6:1 Class Size
💰
$13,749 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby
C
Concordia Seminary
600 students · 2.1 mi
C
St Louis College of Health Careers-St Louis
108 students · 2.2 mi
C
Kenrick Glennon Seminary
75 students · 2.5 mi
C+
University of Health Sciences and Pharmacy in St. Louis
631 students · 2.5 mi
C
Barnes-Jewish College Goldfarb School of Nursing
499 students · 2.6 mi
C
Fontbonne University
874 students · 2.6 mi
A
Washington University in St Louis
16,500 students · 2.8 mi
D
The Continents States University
10 students · 2.8 mi

Frequently Asked Questions

How much rent can I charge in Saint Louis, MO?

Rental rates in Saint Louis, MO average $1,313/mo. Tenant demand and $233K home values make the yield look reasonable by investor standards.

What is the smart move for investors in Saint Louis, MO?

Investors usually favor careful cash-flow rentals with hands-on management in Saint Louis, MO. With home values at $233K and rents near $1,313/mo, other strategies can work but produce reliable rather than outsized returns.

How strong is Saint Louis, MO for real estate investors?

Investors tracking Saint Louis, MO will find a 3.0/5 rating supported by $233K median home values and $1,313/mo rents. That profile suits long-term holders targeting stable returns.

What is the rental occupancy rate in Saint Louis, MO?

Rental vacancy in Saint Louis, MO is elevated. Investors should budget normal turnover but not chronic empty units.

What price range are homes in Saint Louis, MO?

In Saint Louis, MO the median home value sits at $233K. Against the broader MO market, that reads as reasonable for most investors.

You know 63139 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 63139 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 63139 ranks in St. Louis, MO-IL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
🤖

AI Market Advisor

Ask questions about investing in 63139 (Saint Louis)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 63139 (Saint Louis, MO).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.