Real Estate Investing in Affton, Missouri (63123)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 63123 (Affton, MO)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
What’s happening in Affton, MO (63123)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 63123 Affton
Put differently, ZIP 63123 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $251K median. It rewards specialists, not generalists.
On balance, the numbers look inviting — $251K purchase price, 0.0% nominal cap — the work to hit that pro forma in 63123 is substantial and deserves full respect.
Put differently, 63123 offers a low basis, the region around Affton has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
The demographic picture in 63123 includes headwinds that any investor should price in. Income distribution skews lower than Affton averages, and tenant stability requires active management.
Experienced landlords with local relationships tend to find 63123 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Affton:
Property Strategy for 63123
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $119,804 | $1,000 | 6.0% | +7.4% | $119,804 |
| 2BR | $208,587 | $1,230 | 4.2% | +6.9% | $104,293 |
| 3BR | $250,496 | $1,580 | 4.5% | +6.2% | $83,499 |
| 4BR | $370,806 | $1,830 | 3.6% | +6.3% | $92,701 |
| 5BR | $424,625 | — | — | — | $84,925 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 63123 Compare?
| Metric | 63123 | Affton | St. Louis, MO-IL | Missouri |
|---|---|---|---|---|
| Home Value | $250,896 | $250,896 | N/A | $254,657 |
| 5-Year CAGR | 5.0% | 5.0% | N/A | 7.0% |
| Avg Rent | $1,493 | $1,493 | N/A | - |
| Cap Rate | 4.6% | 4.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 63123 (Affton, MO). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 63123 (Affton, MO)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $250,896 |
| Monthly Rent | $1,493 |
| Price-to-Rent | 14.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.1% |
| Cap Rate | 4.6% |
| 5-Year IRR | 9.7% |
📈 Home Appreciation
| 1-Year | +5.5% ▲ |
| 3-Year CAGR | +3.9% ▲ |
| 5-Year CAGR | +5.0% ▲ |
| 10-Year CAGR | +5.8% ▲ |
🏠 Rent Trends
| 1-Year | -6.4% ▼ |
| 3-Year CAGR | +1.6% ▲ |
| 5-Year CAGR | +4.5% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 63123
Population: 49,826
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 63123
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
HANCOCK PLACE ELEM.
HANCOCK SR. HIGH
HANCOCK PLACE MIDDLE
BUDER ELEM.
BUSCH MS CHARACTER ATHLETICS
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How strong is tenant demand in Affton, MO?
The renter base in Affton, MO is reasonable for the $1,493/mo price point. Screening well and pricing to market typically yields measured tenants.
Is house hacking profitable in Affton, MO?
The house hack math a challenging in Affton, MO. Owner-occupant buyers benefit from the $1,493/mo rents and $251K home values.
What is the median home value in Affton, MO?
The median home value in Affton, MO is roughly $251K. That puts it reasonable relative to the MO statewide average.
Are landlord laws favorable in Affton, MO?
MO ranks as a landlord-friendly state for landlord-tenant law. Affton generally follows the statewide framework, so landlords face reasonable operating rules.
What do rentals go for in Affton, MO?
Expect rents around $1,493/mo per month in Affton, MO. With home values at $251K, the yield math works out to reasonable levels for rental investors.
You know 63123 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 63123 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 63123 ranks in St. Louis, MO-IL
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 63123 (Affton)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 63123 (Affton, MO).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.